Zvikwereti Zvine Zvemari Zvinotarisa Bhizimisi Bhizimisi Dhizinesi
Kana hupfumi huri mukuderera, vanhu vashomanana vanotenga motokari itsva uye mari yevanokonzera motokari madota uye pamwe chete. Vatengesi vemotokari vane ngozi yakawanda yebhizimisi pane makambani ekushandira.
Imwe nzira yekufunga nezvenjodzi yebhizimisi ndiyo inoda chikwata chemakambani. Kushandisa muenzaniso wekugadzira motokari zvakare, mukuderera kwezvemari, vatengi havana chido chakanyanya chezvinhu zvemakambani. Kana chigadzirwa chinoda chikafu, chinoita kuti mari iwedzere, uye bhizimisi rebhizimisi rinowedzera.
Dambudziko rebhizimisi rakasungirirwa kumari yakagadzirwa nekambani. Fixed cost nguva dzose inofanira kubhadharwa, zvisinei kuti chii chinowanikwa nekambani. Iyo yakakwirira iyo yekambani yakasarudzwa mari, yakakwirira yebhizimisi ngozi.
Pane zviyero zvina zvemari izvo bhizinesi yemabhizimisi kana maneja wezvemari angashandisa kuverenga dambudziko rebhizimisi rinotarisana nechisimba:
Shandisa Bhizinesi Risk Kushandisa Izvo Zvimwe Zvikwereti Zvemari
Mupiro wekugoverwa kwemuganhu ndiyo muganhu wekugovera semuwandu wekutengesa kwekutengesa. Mupiro wemugove unoverengerwa sekutengesa kuderedza kushandiswa kwemari. Mupiro wepakati yemiganhu inotarirwa sekuti: Kupikira Margin / Kutengeswa = 1 - kushandiswa kwekutengesa / kutengesa . Kana kupiwa kwekambani kwekambani kuwanika 20%, ipapo kuwedzera kwe $ 50 000 mukutengesa kuchaita kuti $ 10 000 inowedzera purofiti.
Iwe unogona kuona kunzwisisika kwebatsiro kana mari yakasvibiswa kugadzirisa mari mumuenzaniso uyu.
2. Kushanda Kwemigumisiro Yakaoma (OLE) Ratio
Iwe unoshandisa iyo yekushandisa yeverage effect ratio kuti uone kuti mari yakawanda inoshandurwa inopa huwandu hwekuchinja mukutengesa ivhu. Izvo zvakanyanya zvakagadziriswa zvakasimbiswa iyo firm, kuwedzera kuchinja kuchava. Chirongwa chekushanda kwevhesi yehutano chiyero ndeichi: Kupa Marginal Ratio / Margin Operating> Kana OLE yakaenzana ne1, izvi zvinoreva kuti iyo firinayo haina mari yakatarwa . Zvose zvinotengeswa uye kuchinja kwe20% mukutengesa ivhu kunoreva kushanduka kwe20% mumari. Paunotanga kugadzirisa mari yakaiswa mumufananidzo uye OLE inokwira kumusoro kwe1, saka iyo yakashanda inoshanda.
3. Mari Yezvokubhadharwa Kwemari
Muchidimbu, chiyero chekubhadhara mari chinotarisa chikwereti chekwereti chakachengetwa nekambani yebhizimisi iyo inoshandisa kubatsira mari yavo. Chikwereti chinoita kuti pave nehuwandu hwebhizinesi hwemabhizimisi kune zvakasimba kana mari inowirirana nokuti chikwereti chinofanira kushandiswa. Mune mamwe mazwi, kana kambani inoshandisa chikwereti mari , inofanira kubhadhara chikwereti kune chikwereti zvisinei kuti chii chavanowana. Iko yehuwandu hwemari yezviyero zvigadziro izvo zvinoita phizinesi rebhizimisi Tinogonawo kutaura kuti inoyera mari yebhizinesi rebhizimisi.
Nzira iyi ndeyo: Mari Yezvemari = Kuita mari yekushandisa / Nayo mari. Kana chiyero chacho chiri 1.00, saka iyo firm haina chikwereti.
4. Kusanganiswa kweReverage Ratio
Kunyange zvazvo makambani emabhizimisi akawanda anowanzoverenga kushandiswa kwevashandi uye mari yepamusoro zvakasiyana, vanogona uye vanofanirwawo kuverenga kuitika kwezvose zviri pamutemo. Vanogona kushandisa chikwata chakabatanidzwa chekuita kuti zviite izvi. Iwe unongowedzera pamwe kuenzanisa kwehuwandu hwehuwandu, hunoshandisa ngozi yebhizimisi, uye yehuwandu hwehuwandu hwemari, hunoenzanisa nengozi yemari, kuti uwane huwandu hwehuwandu, hunoenzanisa nengozi yakawanda. Chirevo chacho ndechekuti: Makabatana Leverage Ratio = Kushanda Kwemagetsi Ratio X Financial Reverage Ratio. Iyo yakakwirira CLR, riskier bhizinesi rebhizimisi kubva kubhizinesi rose uye mune mari yekutarisa. Iwe unogona kuona nekutsvaga maonero ehumwe rudzi rwehuwandu hukuru kune iyo yakasimba.