Kushamwaridzana Kunopa Bhizimisi Renyu Duku Rakakwikwidzana Edge
Kana iwe wakambobvunzurudzwa mubasa, iwe unogona kunge uchiziva mubvunzo uyu, "Iwe unogona kusungwa here?" Sezvo wako waunoshandisa iwe ari kubvunza mubvunzo nokuti anoda kuziva kana iwe uri munhu akavimbika pasina chiremba chekupara mhosva, chinhu chakanaka kukwanisa kupindura "hongu".
Asi kusungwa kune chimwe chinhu chakanaka kumabhizimisi maduku. Vatengi nevatengi vanoda kuziva chinhu chimwe chete uye vanoona kusungirwa sechiratidzo chokuti yenyu ndeyekodzero yakavimbika, yakatendeseka.
Uye kusungwa kunochengetedza kambani yako pamusoro pezvingaita kurasikirwa kunokonzerwa nekuba kana kusakwanisa. Kana iwe ukashanda bhizimusi rekugara kwechipfuwo , somuenzaniso, uye imbwa inoputika inoparadza shanduro yemashandisi emucheka apo mumwe wevashandi vako ari kutamba nayo muchengeti wekambani yako, bhizinishuwarenzi yako yebhizimisi kuburikidza nekubatanidza kunogona kuvhara mari yekukuvara.
Dzimwe bhizinesi dzinodiwa kuti dzibatanidzwe nemutemo, asi kunyange kana iwe usisiri, kuwana inshuwarisi yekubatanidza inogona kuva pfungwa yakanaka nokuti kungokwanisa kutaura uye kuzivisa kuti bhizinesi rako rakasungwa rinogona kuwedzera bhizimisi rauri kuita.
Chii chinonzi Bonding?
Ngativei pachena pano; kune marudzi akasiyana ezvisungo. (Ona chikamu chinotevera.) Asi zvisungo zvose zvinonyanya kuve rudzi rwe inshuwarisi inodzivirira pakurasika. Iwe unotenga rudzi rwehutano iwe unoda kuchengetedza bhizinesi rako uye zvino, kana uye kana izvo zvakarasika kurasikirwa, bhizinesi rinovhara kurasikirwa pane iwe, sekumuenzaniso uri pamusoro apa.
Mhando dzeBusiness Bonds
Nyaya yembwa inoputika pamusoro apa muenzaniso wehutano hwekuvimbika . Iyi ndiyo mhando yezvisungo izvo vanhu vakawanda vanofunga nezvavanofunga nezvekusungwa. Kuvimbika kwezvisungo zvinodzivirira mabhizimisi kubva kuvashandi kusatendeseka uye / kana kukanganisa kune vateereri pfuma. Kuvimbika kwezvisungo zvinowanzotengwa sechikamu che inshuwarisi.
Chibvumirano chezvisungo , kune rumwe rutivi, ndeye rudzi rwehutano hunosungirirwa uye unodzivirira vatengi vako kubva kune kusati kwapera kugadziriswa kwebvumirano. Kana, semuenzaniso, iwe unyanzvi unoita zvekuvandudza kwemusha uye iwe une kambani nekwereti kugadzirisa kicheni asi usapedzisa basa, bvumirano yebvumirano ichabhadharwa kune vateereri vako, vanogona kuvashandisa mari kuhaya mumwe munhu kuti apedze zvawakanga watanga. (Cherechedza kuti nerudzi urwu rwehutano, mubhadhadziro angadzoka kwauri kuti uwane mubhadharo.)
Kana iwe uri kutumira kune dzimwe nyika , iwe unoda zvisungo zvakadai seA Account Performance Security Guarantee (Export Development Canada) iyo inodzivirira bhangi yako kana wako mutengi achida kubhadhara, kana kuti Foreign Exchange Facility Guarantee iyo inoita kuti upenyu hwako huve nyore kuburikidza nekukurudzira iwe wekune dzimwe nyika mutengi to forego collateral .
Kune dzimwe dzakawanda mhando dzezvisungo izvo zvakananga kune mamwe mashizha.
Nzira Yokugadziriswa muCanada
1) Kutanga, cherechedza kuti pane zvakawanda zvakasiyana siyana zvezvisungo, naizvozvo unoda kuve nechokwadi kuti uri kuwana inshuwarisi yekubatanidza iyo yakakodzera iwe.
Sezvaunoona pamusoro apa, zvakasiyana-siyana zvezvisungo zvakagadzirirwa kuchengetedza pamamiriro ezvinhu akasiyana uye kurasikirwa kunogona.
2) Tsvaga mubatanisi.
Wako wekuchengetedza wekuchengetedza ikozvino nzvimbo yakanaka yekutanga. Pamwe pane dzimwewo dzimwe nhamba dzakawanda dzishuwarenzi dzenharaunda kuti uongorore.
Indaneti ichava chinhu chinokosha. Pinda izwi rekutsvaga rakadai se "surety bonds Canada" kana "kutendeka bonds Canada" muwindo rekutsvaga chekutsvaga uye iwe uchava nemapeji ekusarudza. Edza kupfupisa kutsvaga kwako kune imwe nzvimbo yebhizimusi kuti ucheke kumhanya; "Pet kugara kugara" ichaunza mapeji ezvisarudzo zvese pachayo.
3) Kumbira purogiramu.
Kuwana imwe kunosanganisira kuzadzisa fomu yekushanda, pasinei nokuti uri kuzadza imwe chete paIndaneti kana kuenda kune fomu ine mujeri wehupfurisi muhofisi yake.
Iva wakagadzirira nokuva nezvose zvakakosha zvebhizimisi ruzivo rwaunoda kuti ruvepo, sezvenyu zvakakwana yemashumo aunopa, bhizimisi rebhizimusi regore rako, nhamba yemakore bhizimisi rako rave riri kushanda, nezvimwewo.
4) Dzokorora danho rechipiri kanenge katatu uye zvichida zvimwe.
Izvi zvinonyanya kukosha nokuti mari ye inshuwarisi yakadaro inowanzosiyana zvikuru. Uye sezvo mari yebhizinishuwarenzi yebhizimisi yave ichikwira kumusoro, iwe unoda kuve nechokwadi kuti uri kunyanya kuwana inshuwarisi yemari shoma yemari inogoneka.
5) Ongorora zvinyorwa zvaunounganidzwa uye sarudza kambani yekubatana.
Yeuka kuva nechokwadi kuti uri kuenzanisa maapuro nemaapuro uye kwete maapuro kune machero. Enzanisa kwete chete mutengo wemishuwarenzi yekubatanidza iripo asi inonyatsoshanda iyo inoiswa. Semuenzaniso, kudzokera kune muenzaniso webhizimisi wekugara-pasi, unopa mapoka ekugadzirira kushanda pamwe nekufamba mavhisi uye ndeayawo akavharwa neshuwarisi yekubatanidza here?
Kazhinji, zvikwereti zvako zvichave zvichienderana nehuwandu hwehuwandu hunokumbirwa, nhamba yevashandi , yebhizimisi mabasa ekambani yako, uye mari yehurukuro yacho. Iva nechokwadi kuti iwe unotsvaga mukana wekugadzirisa iyi inshuwarisi nemamwe marudzi mabhizimisi ako anoda, zvakadai sekushandira inshuwarisi .
6) Chiratidzo uye ubhadhara.
Kana wangoita sarudzo yako, inguva yekuisa chibvumirano chibvumirano neye inshurensi iyo inoratidza izvo bhizimisi yako inobata uye haina kuvhara. Verengai zvakanaka. Iva nechokwadi kuti iwe unonzwisisa nyaya dzakadai sedanho rekunyora kudai uye kuti kwenguva yakareba sei kugadzira kudai kazhinji kunotora.
Panogona kunge kune dzimwe nzira iyo kambani ye inshuwarisi inokukumbira kuti upedze uye usayine.
Uye zvino ndiyo nguva yekubhadhara. Kazhinji iwe uchava nechisarudzo chekubhadhara mari gore negore, roga roga kana pamwedzi.
Uye ndizvo zvazviri! Iwe wakasungwa muCanada! Iye zvino zvose zvaunoita kuziva ndeyekuyeuka kudzorera inshuwarisi yako nekugadzirisa iyo kana zvichidiwa, zvakadai apo paunoshandisa mushandi mutsva uyo anofanirwa kuvharwa. Uye hazvisizvo here kukwanisa kuudza vatengi vako nevatengi kuti iwe uri inshuwarheni uye wakasungwa?