Zvisinei, kuziva mamwe mazano ezvinyorwa zvekunyora, zvakadai sekuti ungaratidza sei mari yebasa rako, unogona kuita kunyora rupo zvishoma kudzvinyirira.
Budget Kugadzirira Zvipo
Ipa hurukuro yako yebhadhiro bhajeti nenzira inoita kuti ive nemafungiro akanaka pane muongorori wemubatsiro .
- Dhinda iyo pane peji itsva
- Gadzirisa zviyero zvakarurama
- Tora-chengeta nhamba dzako
- Itai kuti zvinyorwa zvinyorwa, zvakadai seBabgetti, Zvikumbiro Zvesheni, Zvipo zveMunharaunda, uye Project Total
Rongedza bhajeti yako kuitira kuti zvive nyore kuverenga uye kunzwisisa. Ita mumwe munhu kutarisa bhajeti yako. Anogona here kuzvinzwisisa? Kana zvisingaiti, dzokera kumashure.
Zvinotarisirwa Zvakakwana Zvezvipo
Kutarisa mari yekupa rubatsiro rwako ndiyo inonyanya kukosha chikamu chebhajhini yako. Ndiyo mari yaunokumbira kubva kune mari yekushandisa mari. Kutungamira mari dzinowanzobatanidza:
Vashandi
Kana purogiramu yako inoda kuti iwe uvhare vashandi mari, inosanganisira iyo miripi pasi peboka "vashandi."
Kana uri kubhadhara vashandi vatsva, kuongorora chaiyo mubhadharo kunogona kunge kwakaoma. Nzvimbo imwe yokutanga ndeyokutsvaga nemasangano akafanana kuti aone kuti vari kubhadhara vashandi vepurogiramu mune zviito zvakadai.
Ratidza kuti kana kwete mubhadharo wegore negore kana muawa.
Kana iri nguva, ratidza kupera kwemaawa nemavhiki, zvakadai se $ 10.00 neawa X 40 maawa pavhiki X masvondo 52 = $ 20,800)
Fringe Benefits
Kuwedzera kwezvikwereti iyo iyo mitero uye zvikwereti izvo waanoshandira anofanira kubhadhara kune mushandi. Kubva pamari yakawanda, inowanzovhara kusvika 25 kubva muzana, zvichienderana nehukuru hwehupfumi hwako uye huripo huripo.
Kuwedzera kwezvikwereti zvinotarisirwa nemutemo zvinosanganisira FICA (Social Security neMedare), FUTA (Federal Unemployment Taxes / Inishuwarenzi), SUTA kana SUI (State Unemployment Taxes / Inishuwarenzi), uye Worker's Compensation (pamusana pe-inshurensi yebasa remabasa).
Zvimwe zvikomborero zvinosanganisira inshuwarisi yehutano uye yakabhadhara kurwara kwezororo Kana uchitarisa zvinyorwa zvitsva mubhajheji yako, iva nechokwadi chekutaura "Standard Government Fringe Benefits Package sezvinodiwa neMutemo," kana muongorori asingazivi kuti zvipi zvinyorwa zvinosanganisira.
Kufamba
Nguva zhinji kufamba kunogona kubatanidzwa mubhadharo yenyaya. Kunyange zvazvo kufambisa mari kune chimwe chinhu chakanyatsoongorora, kune nzira dzekuita kuti dzigamuchirwe.
Iva nechokwadi chekupa mazita chaiwo uye zvinyorwa zvekuti nei kufamba kuchikosha. Itai mari yetikiti yeendege, mari yehotera usiku humwe uye nhamba yeusiku hwauchagara, uye chipo chekudya. Shandisa maitiro chaiwo asi akachengetedza,
Zvishandiso
VaForters vanowanzotarisa kutenga kwemidziyo. Kuti vavabatsire kunzwisisa mafaira ekushandisa, vapei zvinyorwa zvepurogiramu inoda yezvigadzirwa.
Zvishandiso mari inofanira kunge yakanyatsotsanangurwa uye inosanganisira tsanangudzo. Semuenzaniso, unogona kusanganisira chirongwa chepamusoro-firipi chekunyora mapepa nemamwe mapepa emakomiti, vashandi, uye vanozvipira.
Iwe unofanirwa kutsanangurira kuti mushandi wacho angabatsira kubatsira sei chirongwa.
Zvigadzirwa
Funders inokodzera kana kujekesa zvinhu nenzira dzakasiyana. Nguva dzose chengetedza nemari yekushandisa mari usati wasanganisira chikamu ichi. Tsanangura kuti zvigadzirwa zvinobatsira sei pakushanda purogiramu. Uyezve, gurai zvigadzirwa muzvikamu zvakadai sehofisi huru yepahofisi, dzidzo uye yekudzidziswa zvinhu, uye makombiyuta.
Mipiro Inomutsa
Mupi-mupi wemipiro zvinhu kana zvipo zvinopiwa kune sangano. Aya mavhisi / zvipo zvinogona kushandiswa sekufananidza mari nevakawanda mari yekushandisa mari. Mienzaniso yezvipo mumutsa inosanganisira:
- vashandi vanozvipira uye pro-bono unyanzvi hwenyanzvi
- kushandiswa kwechivakwa uye zvishandiso
- kushambadzira
- mupiro wemakombiyuta, kana zvimwe zvigadzirwa zve tech
- transport
Edza kukosha kwemashumiro aya kana zvinhu pa "mutengo wekutengeserana." Somuenzaniso, muzvipiri anoshanda mune imwe nzvimbo isingazivikanwi yaizoverengerwa pamadhora mashoma madhora.
Kuti uratidze izvi mune bhajeti, iwe unogona kusanganisira chimiro chakadai sevashanu vanozvipira X $ xxx hourly X 5 maawa pavhiki X masvondo 36 = $ xxxx. Mipiro inopa mutsa inogona kufadza vaongororori sezvo vachipa uchapupu hwokuti purogiramu yenyu inofarira rubatsiro rwemunharaunda.
Nzira dzisinganzwisisiki dzeMabhadharo
Nzira dzisinganzwisisiki yebhadhiro yako ("pamusoro") inodhura yekutarisira uye zvivako, zvakadai se:
- Kuvaka mari
- Inishuwarenzi
- Utilities
- Chikwata chechirasi, mashizha ekuchenesa mabasa, nezvimwe.
Dzimwe nguva chikamu chemari yose isina kukwana inogona kubhadharwa nemari yekuwana mari asi chete kana imwe yepamutengo yemari yakakonzerwa uye yakagamuchirwa nemunhu anopa mari.
Usati wasanganisa chero mari isina kufanira yezvikamu mubhajheji yako, iva nechokwadi chekuti wakaverenga zvakakwana RFP (chikumbiro chekutsvaga) uye mazano ekupa rubatsiro. Izvo zviwanikwa zvichakuudza iwe kana kuti kwete mari dzisina kufanira kushandisa kune chirongwa ichi chekupa.
Dzokera kuNzira Yekunyora Chipo Chipi .