Dambudziko: Nyore
Nguva Yakakodzera: Maminitsi mashanu
Heino Ndezvipi:
- Principal X Kuverenga X Nguva = Chidimbu Chidimbu
Nheyo ndiyo mari iyo inowanikwa mubereko, chiyero ndicho chikwata chechido muzana kana chimiro chepamusoro uye nguva ndiyo nguva iyo inowanikwa mubereko. Muenzaniso:
$ 100,000 (Principal) X 0.08 (8% Rate) X 1 Gore (Nguva) = $ 8000 Kufarira
- Principal X {1 + (Zuva X Nguva)} = Zvikamu Zvose
Zvose zvatiri kuita pano kuwana mari yakazara iri mumaoko ekuguma kwechido chekutakura nguva. Muchiverengero ichi chokutanga, ndezvegore rimwe chete, pamagumo ayo, tichava nemari yekutanga $ 100,000 + Inofarira.
$ 100,000 X {1 + (.08 X 1)} = $ 100,000 X 1.08 = $ 108,000
- Ngatitei zvakare zvakare kwemakore matatu:
Pano tichawedzera .08 (8%) muzana nguva 3 makore kuenzana .24.
$ 100,000 X {1 + .24} = $ 124,000
- Iwe uri mubhadhadzi wezvivakwa here? Tora Real Real Financial Calculator Zvishandiso & Spreadsheet pano .
Zvaunoda:
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Real Estate Inotengesa Mat kuti Zviwane
Imwe muzvikwereti yemuzinda inoshandiswa kuona mazwi "kushingaira kwakakodzera" mukuverenga kwavo uye kubudisa kweWebhu. Imba inoratidzira zvinhu zvatinofunga nezvekushingaira kunosanganisira:
- vavakidzani maitiro.
- kukwikwidzana kwemiti pamusika.
- kana kukodzwa, kukwikwidzana kwemakambani munzvimbo uye zvikwereti zviri kutengesa.
- property condition.
- chinotarisirwa kuongororwa kutarisana nekuenzaniswa nezvimwe zvinhu zvinotarisirwa.
- pfuma yezvinhu uye zvinotarisirwa kubva kune vashandi.
Izvo zvose izvi chikamu chekushingaira kwakakodzera kwatinoita patinenge tichitevera kutenga nzvimbo yekutsvaga mari. Tinofanira kutora nguva yakareba yezvizhinji zveizvi, sezvo tichida kuva vasina chokwadi chokuti hupfumi hwenyika kana chido hachingashanduki zvinoshamisa apo tine pfuma.
Kunyange zvakadaro, imwe chikamu chekushingaira kwakakodzera, uye chakakosha zvikuru, iyo inhamba yematongerwo edzimba uye kuongororwa kwehuwandu hwehupfumi. Mashoko akanaka ndeokuti mamwe ehuwandu anotora nyore nyore nekutengesa kuInternet, sekubhadhara chikwereti. Panzvimbo imwechete iwe unogona kuwana musha kuenzanisa calculators, pre-qualification calculators, uye kuenzanisa zvikwereti kuverenga. Kunyangwe izvi zvinonyanya kutaurwa kune vatengi, chikwereti chekubhadhara chikwereti chekushandisa chinoshandiswa zvakanyanya kufananidza zvivako zvezvikwereti zvekutengesa kwemari.
Kana zvasvika pakushambadzira kwemari, pane zvimwe zvinobatsira chaizvo pakukoshesa pfuma uye kuongorora kukosha kwekutsvaga kweimba.
1. Gross Potential Income
Pfuma yakawanda inogona kuwana mari inotarisirwa mari inenge ichitsvaga iyo inobereka kunze kwekubviswa kwechipo chinotarisirwa kana kurasikirwa kwekwereti .
2. Gross Operating Revenue
Iyi kuverenga inofunga nezvekurasikirwa nekuda kwekugara uye kusina kubhadhara. Zvinodhura kana michina isina chaipo inosanganisira kuparidzira muvakidzani mutsva, kuita zvigadzirwa zviduku, kugadziridza uye kugadzirisa zvekugara musha, uye mari yekugadzirisa kwekutsvaga kwechikwata.
3. Gross Rental Multiplier
Kunyange zvazvo isiri yakanyatsojeka yezvishandiso, GRM inokwanisa kukupa imwe nguva yekufananidza nayo chigadziro chekusarudza kana iwe ungazoongorora zvakanyanya.
4. Net Operating Income
Pano tinokanda mumari yekushanda , yakadai sekugadzirisa, kugadzirisa, jetitari, nezvimwewo nokuda kweIYO yedu. Ikoko kunogona kuva nerwende rurefu pano, asi ivo vanongoshanda chete mari, kwete kuderedza kana basa guru rinofanira kunge rakaderedzwa munguva.
5. Capitalization Rate
Nokushandisa zvimwe zvinhu ' kushandiswa kwemari uye kutengeswa kwemazuva ano, mutengo wemari unotarirwa uye unoshandiswa kune imwe nzvimbo iri mubvunzo kuti uone kukosha kwezvino kubva pamari inowanikwa.
6. Cash Flow Inotangira Mitero (CFBT)
Isu tinotora net net inoshandisa mari uye kubvisa mari yemari mari kushandiswa pamwe chete nebasa rekuita chikwereti, kuwedzera shure mari yechikwereti nemari inowanikwa.
7. Cash Inoteerera Mushure Mitero (CFAT)
Ichi chiri nyore, sezvo chiri CFBT nemitero yakabviswa. Kushandisa muridzi wemutero kana kuti mutori wekutsvaga mutero, iyi kuverenga kunosvika kuine nitty gritty yezvasara mushure mekunge munhu wese akawana muchero wavo, kunyange Amai Sam.
8. Kuputsa-Kunyange Ratio
Wedzera Basa Rokukweretesa Kushandiswa Kwemari uye kugoverana neKushandisa Imari.
Izvi zvinozivikanwa nevakweretesi. Vanoda kuziva kuti iyo dzimba ichave yakabhadhara mari yose yekushanda uye inopinda mubhadharo kwegore rose.
9. Dzokera kune Equity - Gore Rimwe
Iyi ndiyo yepamusoro inodzoka pamari yako yekutsvaga gore rokutanga.
Haisi kutyisa, ingotanga kushanda pakudzidza izvo zvinoshandiswa kune marudzi ako ekutsvaga, uye iwe uchaita zvakanaka.