Nzira Dzapamusoro Gumi Kuti Uwedzere Bhizimusi Rako Inishuwarenzi Inoshandiswa
- Kukundikana kupa hurumende yekudzidzira Hakuna mhizha inotsika. Kufambira mberi kwetakemikari kunotungamirira kuchinje muzvigadziro uye nzira. Zvemagariro, zvematongerwe enyika kana kuchinja kwepamutemo zvinogona kuunza njodzi itsva. Kuti uchengetedzere kushanduka kwekuchinja uku, vashandi vanoda nguva dzose kudzidziswa. Vashandi vasina kudzidziswa vanogona kukonzera njodzi dzinokonzera kukuvadzwa kwebasa kana kuti kutongerwa kusimba kwako. Nhaurwa dzinosuruvarisa ruzivo zvinoreva premium yakakwirira mune ramangwana.
- Kukundikana kuchengetedza kuchengeteka kwebasa Mungozi dzakawanda dzepanyika, dzakadai semasvipiti, kufamba uye kuwira , zviri nyore kuzvidzora. Apo bhizinesi rusingateereri kuchengetedzwa kwebasa, kubasa-kwe-basa kunowanzoitika. Vashandi vanofanirwa nemutemo wehurumende kuchengetedza nzvimbo yakachengeteka yebasa. Avo vasingaiti vari pasi pezvikwereti (kusanganisira mari) ne OSHA . Mumwe mushandi ane nhoroondo yekukuvara kwebasa uye kusateereri nemitemo yekuchengetedza ichabhadhara zvakawanda kune vashandi vanobhadhara inishuwarenzi .
- Kukundikana kuchengetedza zvinyorwa Zvakanaka kuchengetedza rekodha kunokosha mune zvemazuva ano bhizimusi. Zvinhu zvakadai sekudzidziswa kwevashandi uye kugadzirisa zvigadzirwa zvinofanira kunyorwa. Pasina zvinyorwa zvakakodzera, unogona kuva nehutano kuratidza kuvashandi vako mari yekubhadhara , OSHA, kana dare kuti mabasa aya akaitwa. Imwe iyo yakachengetedza zvinyorwa zvakanaka inogona kupiwa muhomwe nezvikwereti pamisimamiro yeinishuwarenzi.
- Kusakwanisa kutenga yunishuwarenzi Mamwe mabhizinesi anotenda kuti iyo inshuwarisi yakatarisa ndiyo nzira yakanaka yekuchengeta mari. Sei uchifanira kutenga inshuwarisi yemhosva yepamusoro apo pasina zvikwereti kana zvikwereti zvave zvaiswa kune yako yakasimba munguva yakapfuura? Chaizvoizvo, kukundikana kutenga inshuwalisi yemhosva inofanana nekubhejera mune ramangwana rekambani yako. Uyezve, zvipingamupinyi mukugadzirisa zvinogona kukuita kuti usafambidzana nevanishuwarenzi. Makambani eInishuwarenzi anoda kuvhara mabhizinesi ane nhoroondo yakasimba yekuenderera mberi kwekuvhara. Paunenge uchitenga inshuwarheni, unogona kubhadhara zvakanyanya nekuda kwehutano hwako pane bhizinesi rakafanana iro ragara richichengetwa.
- Kutenga inshuwarisi isina kukwana Paunenge uchitenga imwe inshuwarani zviri nani kupfuura kutenga chero zvachose, vashandi vebhizimisi vanoita skimp painishuwarenzi vangave vachiisa shamwari yavo pangozi. Imwe kambani inotenga chete mutemo wepamutemo wemotokari yemotokari yveshuwarisi iri kutora mukana wekuti hauzoiti kuti kurasikirwa kukuru. Imwe kambani inokundikana kuvhara bhizinesi rayo pfuma inogona kuiswa pasi pekubhadharwa kwekodzero kana ikatsigira mari yekurasikirwa pfuma . Chirango chekugadziriswa kunogona kupfuurira kune imwe pfuma premium iyo yakange iri kuedza kudzivisa.
- Kusava nehanya nezvipingamupinyi zvakasiyana-siyana Mabhizinesi ose anotarisana nematambudziko nekuda kwekugara kwaro. Njodzi dzakadaro dzinogona kusanganisira kudengenyeka kwenyika, kudengenyeka kwemvura , sinkholes , mhepo ine mhepo uye zvimwe zviitiko zvepanyama. Zvimwe zvinokonzera, sekusawirirana kwehurumende uye kubavha kwemotokari , zvinowanzoonekwa mune dzimwe nzvimbo kupfuura dzimwe. Kana njodzi yekurashika yakakura, iyo yepamusoro yekusimbisa bhizimisi rako risina ngozi iyo ichave yakakwirira. Inishuwarenzi yokudengenyeka kwenyika ichadhura zvakanyanya kana bhizinesi rako riri muCalifornia kupfuura iyo kana iri muFlorida. Kunyange zvakadaro, zvakakosha kuziva njodzi dziripo uye kudzivirira bhizinesi rako pamusoro pavo. Hazvina maturo kufunga kuti kurasikirwa "hakuzoitiki kwandiri."
- Kuzvidzivirira kusina mari yakakwana Inoshandisa bhizinesi iyo inoda kuderedza purogiramu inogona kuona self-inshuwarisi sechirongwa chiri nyore. Iko kukanganisa. Hapana bhizimisi rinofanira kuzvivharira chero njodzi chero ipi zvayo kunze kwekuti ine mari yakakwana yekubhadhara kurasikirwa kunokonzerwa nedambudziko idzodzo. Bhizinesi dzinoshuva kuzvidzivirira kuti vashandi vavo vashandise mitoro vanofanira kuchengetedza mitemo yehurumende. Nyaya dzezvematongerwo enyika dzinotsanangura huwandu hwehuwandu hwemari inoshandiswa nemushandirwi sekuchengetedzwa kwekuchengetedzwa kwebasa . Iyi mari inogona kunge isina kukwana kuvhara kurasikirwa kukuru. Kana ukasarudza kudzokera kune purogiramu yakazara-inshu, iwe unogona kubhadhara zvakawanda kune inshuwarisi kupfuura iwe unenge usina.
- Kukundikana kutevedzera mitemo yebasa Mabhizinesi ose anofanirwa kutevedzera mitemo yezvematongerwo enyika, yehurumende uye yomunharaunda. Chero kuedza kuvhara mitemo iyi kunogona kunge iko kukanganisa kunodhura. Semuenzaniso, kambani yako inogona kuve pasi pemaripo kana ichikanganisa vamwe vashandi sevatariri vezvokuchengetedza kuitira kuti vaderedze vashandi ekubhadhara zvikwereti. Saizvozvowo, ichava pasi pekubhadharwa kwemhosva kana kukwidza mhosva kana ichiita nenzira yekusarura kana kubhadhara vashandi vasiri pamutemo.
- Kushanda makambanikoni asina uninsured kana vadzidzisi vekudzidzira hurumende Kuitira vatengesi kana vatengesi vasiri kutarisirwa zvakanaka zvinogona kuva nengozi. Kana njodzi inowanzoitika kune mumwe munhu akakuvadzwa, iyo yakakuvadzwa inogona kuona yakasimba yako se "chikwama chakadzika". Uyezve, vashandi vehurumende vanogona kusungirwa nemutemo kupa vashandi mari yekubhadhara kune vakuvadzwa vevashandi vehurumende vasina kuvimbiswa.
- Kukundikana kutenga inshuwarisi kubva kune unyanzvi hwekuchengeteka Usatenga inshuwarisi usingatsvaki kambani ye inshuwarisi . Sarudza inshuwariti iwe unogona kubatisisa kwenguva refu. Iwe uchabhadhara zvakawanda kune inshuwarisi kana iwe uchiramba uchishandura kubva kune imwe inshuwarisi kune imwe.
Chinyorwa chakagadzirwa naMarianne Bonner
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