Nhamba yacho yakabva kudhipatimendi yakabudiswa neNational Association of Insurance Commissioners (NAIC) munaMarch 2016. NAIC inogadza mitemo uye inopa mazano ekurairira kune inishuwarenzi yehurumende muUnited States Sangano iripo kubva muna 1871.
Pakati pezvimwe zvinhu, NAIC inogadzira mitemo yemitemo iyo inogona kutora, kana "sezvino" kana kuti nekugadzirisa. Izvi zvinoparidzira nguva nekuedza, uye inobatsira kusimbisa mitemo nemitemo munyika yose.
Misika yakasiyana
Vayori vehurumende vakanyorwa pasi apa vanomiririra misika yakasiyana yevashandi payinishuwarenzi . Nyaya iyi inosanganisira mabhizimisi akawanda emitambo, mashomanana ekugadziriswa, uye huwandu hwehupfumi hwehurumende. Mienzaniso yevashandi vepambisi vakuru ndivo vafambi, Hartford, AIG neZurich. Izvi ndezvimwe zvivimbiso zvakakura zvikuru muUnited States Zvinopa zvakasiyana-siyana zveinishuwarenzi, asi kwete vashandi vanobhadhara. Vazhinji vanotengesa inshuwarisi kuburikidza nevanomiririra vanoshanda
AmTrust, iyo nhamba yechina pane urongwa, inonyanya kugadziriswa kwevashandi uye mapurogiramu emapato emakambani maduku kusvika pakati pezana. Inobva muNew York City, uye inoshanda kumativi ose eU.S.
Mamwe mashomanana e-inshuwarisi akataurwa pasi apa ndeye vashandi vekubhadhara vashandi.
Mienzaniso ndeye Employers Insurance uye Texas Mutual. Aya ma-inshuwarisi anopa vashandi mari yekuvhara chete. Havana kupa chero rumwe rudzi rwehushuwarisi. Employers Inishuwarenzi inoshanda munenge maviri kubva kune zvitatu zvehurumende uye inotarisa pamabhizimisi maduku. Texas Mutual inotengesa mitemo kuTexas vashandi chete.
Yakamboshanda sehurumende inshuwarisi yehurumende. Zvisinei, ikozvino inoshanda semumwe mutambi wenhepfenyuro uyo anokwikwidzana nemamwe makambani einishuwarenzi .
Zvinofadza, vatatu ve-inshuwarisi panzvimbo yepamusoro makumi maviri nemashanu ndeyehurumende yveshuwarisi mari. Izvi zvinosanganisira New York State Fund, State Compensation Fund yeCalifornia, uye SAIF (nyika yehurumende yeOregon). Vose vanozviriritirawo makambani asingabatsiri ayo anokwikwidzana nebhizimisi nevadziviriri vekuchengetedza mumisika. Vose veNew York neCalifornia vanobhadhara zvakare basa rehurumende rakapiwa ngozi .
The Top 25
Ipapaimiramu inoratidzirwa mu tafura iri pasi inonyorwa zvikwereti zvakanyorwa zvakanyorwa . Izwi iri rinoreva zvikwereti zvese zvepurogiramu zvinounganidzwa nemubhizimisi kunze kwemari yepayimari yakabhadharwa nekambani yekudzorera yezvekugadziriswa kwekusimbisa. Vatsigiri vevashandi vanobhadhara vashandi vanogona kupindurwa gore negore. Dzimwe shanduko dzinogona kunge dzichiita nemaune. Semuenzaniso, vose AIG neRuberty Mutual vakaona kudonha kukuru kwepurogiramu yekubhadhara kwevashandi mumakore achangopfuura. Makambani maviri aya akataura kuti kuderera kwacho kwakange kuchida, uye kwakaratidza chisarudzo chavo chekubuda bhizinesi risingabatsiri.
Imwe kambani yakange yanyangarika kubva kumusoro 25 ndeye ACE. Muna 2016, ACE yakatenga Chubb, uye kambani yakabatana iri kushandisa zita reChubb.
Zvose Chubb Ltd. Group neChubb Insurance Group inowanikwa muzasi pasi. Chubb Ltd. Group ikambani yemubereki weChubb Insurance Group.
| Rank | Insurer | 2015 Premium (MM) | 2015 Shandisai Mugove |
| 1 | Vafambi veboka | 4,467 | 7.81 |
| 2 | Hartford Group | 3,324 | 5.81 |
| 3 | Zurich Ins. Girai | 2,859 | 5.00 |
| 4 | AmTrust Group | 2,744 | 4.8 |
| 5 | AIG | 2,559 | 4.48 |
| 6 | Berkshire Hathaway | 2,482 | 4.34 |
| 7 | Liberty Mutual Group | 2,481 | 4.34 |
| 8 | State Ins. Fund of NY | 2,437 | 4.26 |
| 9 | State Comp. Mari yeC | 1,638 | 2.87 |
| 10 | Old Republic Group | 1,444 | 2.53 |
| 11 | WR Berkley Group | 1,394 | 2.44 |
| 12 | American Financial Group | 1,314 | 2.3 |
| 13 | Chubb Ins. Girai | 1,244 | 2.18 |
| 14 | Chubb Ltd. Group | 1,192 | 2.09 |
| 15 | BCBS ye MI Group | 1,139 | 1.99 |
| 16 | Texas Mutual Ins. Co. | 1,087 | 1.90 |
| 17 | Fairfax Financial Group | 905 | 1.58 |
| 18 | American Assets Group | 822 | 1.44 |
| 19 | CNA Ins. Girai | 729 | 1.27 |
| 20 | Vashandi Vanobata Gulu | 684 | 1.2 |
| 21 | Pinnacol Assurance | 633 | 1.11 |
| 22 | NJ Manufacturers Group | 509 | .89 |
| 23 | Nationwide Corp. Group | 506 | .89 |
| 24 | Sentry Ins. Girai | 476 | .83 |
| 25 | SAIF Corp. | 469 | .82 |
| Industry Total | 57 197 | 100 |