Sangano rebhizimisi rakazara richakupa mhinduro
Maererano neBusiness Business Administration (SBA), micro-business (somuenzaniso, shangu shoma yekugadzira mumwe mushandi, muridzi) inogona kutanga zvishoma kudarika $ 3,000 kana pasi. Magazini yeInpreneur inoti inotanga kupera inodhura pakati pe $ 2,000 ne $ 50,000 pamabhizimisi akasiyana-siyana ekutengesa, kubva kune antique furniture inoshandiswa kumitambo yemidziyo yokutengesa. Chimwe che $ 30,000 kutanga basa rekutengesa isiri nhamba yakanaka yekushanda nayo.
Tanga neChirongwa Chebhizimisi
Kuti uone mari yakawanda yaunoda kutanga bhizinesi rako, zvakanakisisa kuisa pamwe chirongwa chebhizimisi . Tsvakurudzo yaunoshandisa pakugadzirira kwako icharatidza kutangira mari uye mwedzi woga woga mari yekushandisa inoshandiswa mukushandisa soro yako. Icharatidzawo kuti ichazotora nguva yakareba sei kusvikira bhizimisi rako rasvika pakurambidza-kunyange pacho . Kuparara-kunyange iyo (BEP) ndiyo iyo inoshandiswa mari kana mari uye mari uye inowirirana-hapana ruzivo rwakakosha kana kuwana pfuma.
Kwete chete chirongwa chebhizimisi chaifungidzirwa zvakanaka chichakupa pfungwa yemari inoda kubhizinesi rako, lender s inoda izvozvo. Iwe unofanirwa kuratidza kubhengi kana kune vamwe vatsigiri kuti pfungwa yako yakanaka, kuti wakaverenga zvose mari uye njodzi, uye kuti iwe unofanirwa kutenga mari.
Overestimate (Usaisa Underestimate) Zvaunoshandisa
Kana zvasvika pakukwereta mari yebhizimisi rako, mari yekubhadhara mabhizimusi ekutanga kunowanzoenderana zvakananga nehuwandu hwehutano hunobatanidzwa: inowedzera dambudziko, inodhura zvakanyanya.
Chimwe chezvikanganiso zvakakura zvikuru vashandi vashoma vebhizimisi vanoita zvinodzvora mari yavo. Iva nemafungiro echokwadi uye overesvedze panzvimbo pane kuderedza.
Zvinodhura zvamusina kuronga zvichange zvichiitika sezvo iwe uchigadzira dhaka kuti uzarure. Zvakawanda zvezvikwereti izvi zvichange zviduku, asi zvimwe zvinogona kuva zvikuru uye zvinogona kuwedzera zvose, zvichida kuchinja kubudirira kwako munguva refu. Iwe unogona kudzivisa kushamiswa uku nekuve kwakakwana, kwakarurama, uye kwechokwadi sezvinobvira.
Basic Kutanga Mari
Nyora yako yekutanga mari inofanira kusanganisira zvose zvaunoda kuti uzarure masuo, ugare wakazaruka, uye uronga ramangwana. Gara pasi uye uongorore imwe neimwe mari yaunogona kufunga-kusvika pasi pepurasitiki yekushambidzira kwekugezera-zvino tanga kutsvakurudza kuti mutengo wega wega wega unotora chii.
Kutanga kudhura kunosanganisira, asi hazvirevi kune, urongwa hunotevera. Ramba uchifunga kuti nhamba yacho inofungidzirwa. Unofanira kufungisisa nzvimbo yako uye ukuru uye rudzi rwechitoro chako:
- Tenga . Iva nechokwadi chokuti une mari yakakwana yekubhadhara basa rako kwemakore maviri.
- Kuraira uye kubvumira mari . Izvi zvinosanganisira mabhizimisi akawanda uye zvibvumirano zvezvinhu zvakadai seWashandi Identification Number (EIN) yezvinangwa zvemitero, mahofisi ehurumende uye emunharaunda sezvinoratidzwa neSBA, Resale Certificate (kana iwe usiri kutengesa chete zvinotengeserana zvigadzirwa), mutero wemutengesi, uye chiremba chekugara. Izvi zvinogona kuchinja kubva pa $ 200 kusvika ku $ 2,000 zvichienderana nebhizimisi rako uye nyika mauri kushanda.
- Zvigadzirwa zveporozi . Zvichienderana nehuwandu uye hukuru hwebhizimisi rako, unogona kudikanwa pakachengetedza, kuratidza racks, masero, uye fenicha, saka tsvakurudza zvaunoda zvakakwana.
- Pakutanga kuongorora . Iwe unofanirwa kuve wakachengetwa zvizere nehuwandu hwekuvhara zuva zuva uye chigadzirwa chakakwana chokugara kwemwedzi mina. Kana iwe usingazivi nhamba chaiyo, shandisa maonero ekufungidzirwa kwemashoko kuti udzokere mumatengo iwe unogona kuona kubva kune vako vanogovera. Semuenzaniso, kana iwe uchiziva mazai aunoda kutengesa kazhinji kutengesa $ 20, unogona kufunga kuti ne 25% muzana, iwe uchakwanisa kuzvitenga kubva kumugadziri we $ 15.
- Zvishandiso uye teknolojia . Zvinhu zvinokosha zvakadai sedhizha rekutengesa (POS), makombiyuta, kuwanika kwewebhu, materevhizheni, mapurisa ekubhadhara mafaira, uye zvimwe zveIt mari hazvibhadhari. POS inoshandisa mari inodarika madhora 2 000, ine $ 550 yega yega yega yega. Terevhizheni inogona kunge iri $ 300 kusvika $ 500 imwe neimwe, asi kuwanikwa kwewebhu kunogona kutenga madhora zana kana kupfuura pamwedzi.
- Web hosting . Kana iwe uchida webhusaiti, iwe unoda wekuvaka webhusaiti uye mukuru wekuchengetedza iri paIndaneti. Vavaki vemahara uye mauto aripo, asi maitiro avo akawandisa uye anogona kuratidza zvakanaka pane marashi yako. Pane kudaro, tarisira kubhadhara mari shoma ye $ 30- $ 200 pamwedzi yewebsite.
- Zvinhu zvekugarisa uye mabasa . Kana ukasarudza kubhadhara basa rekuchenesa, unogona kutarisira kupedza pakati pe $ 50 ne $ 200 pavhiki, kana iwe pachako uchiita basa rokuchenesa mumba-inogona kutenga $ 500 kusvika ku $ 1 000 nokuda kwekutanga kushandiswa mune zvigadzirwa uye midziyo yakaremara, yakadai semagetsi.
- Business inshuwarisi . Funga zvinhu zvose kubva kune inishuwarenzi yemainisitiri kusanganisira kubhadharwa kwevashandi uye chero upi zvake hunodiwa nevashandi kana iwe pachako.
- Advertising . Iwe unogona kusarudza zero-inodhura izwi-ye-muromo wekutsvaga, kusanganisira kushanda chero mapurogiramu ezvepfenyuro emajairo amunoziva nawo, kana iwe ungada kuhaya sangano rekutsvaga, iro richakuendesa iwe chero kupi zvako kubva pa $ 1 kusvika ku $ 10 000 pamwedzi.
- Chiratidzo . Mhando dzezviratidzo zvaunosarudza dzicharaira mutengo asi unotarisira kushandisa $ 500 kusvika ku $ 1 000 nokuda kwekutengesera kwekunze nekunze.
- Indovara yepakati uye aesthetics . Iwe unogona kudimbura mapuranga, kuisa mararamiro, kuwedzera kero, kubvisa pasi, nekuita zvimwe zvimwe zvinhu. Kunyange zvazvo vamwe vakagadzirisa vanogona kushandiswa pachavo, mapurogiramu makuru angada kubvumirano yakawanda pamutengo we $ 50 kusvika ku $ 100 neawa, pamwe nekudhura kwezvinhu.
- Professional services . Kushanda negweta kuti uise bhizinesi rako kana kuti auntian kuti agadzire mabhuku ako uye kuisa mitero yako inogona kutengesa kubva kune $ 1 kusvika ku $ 10 000 kana kupfuura.
- Chero zvimwe zvinodhura zvamunofunga nezvazvo , kusanganisira nguva yamaawa, makamera ekuchengetedza, uye mahofisi emahofisi akaita mapepa, mapeni, uye mapurogiramu mabhuku.
Mari Inoshandiswa
Iwe uchada kuvhara mari yekushanda kusvikira bhizimisi rako rasvika pakaputsika-kunyange nzvimbo. Yeuka kuti bhizinesi rako harizobatsiri mumwedzi inoverengeka, uye zvinotora makore.
Iwe unofanirwa kuchengeta mwenje, kubhadhara vashandi, uye kuvhara zvimwe zvese zvinodhura kusvika iwe uchinge wapera-kupotsa. Iyi ndiyo apo purogiramu yako yegore negore kubva pakutengesa (kwete kutengeserana, asi kubatsirwa ) ichakwanisa kuvhara mari yako yemwedzi.
Kana iwe uri muzvinabhizimisi, ipapo iwe unogona kunge uchida kubhadhara mubhadharo kuti utange doro rako. Usakanganwa kuisa mari iyi, asi iwe unofanira kungozvipa iwe pachako kana iwe uri kushanda mumuchenge. Iko kashoma mari yakakwana mukutengesa kutengesa kubhadhara maneja uye muridzi.
Kukwereta Mari
Kutanga chero rudzi rwebhizimisi chero ipi zvayo kunoda kuvharwa kwemari. Nzira mbiri dzekuwana mari yebhizimisi ndeyekubhadhara mari pamwe nekubhadhara chikwereti. Kazhinji, mari yekutengesa inosanganisira kupa zvikwereti, asi nzira iyi haina kushandiswa kumabhizimisi akawanda maduku, ayo ane zvikwereti. Kune vadzidzisi vemabhizimisi maduku, iyo inowanzobva mari yekubhadhara chikwereti chinouya nenzira yechikwereti chemabhizimisi maduku. Vashandi vebhizimisi vanogona kuwana zvikwereti kubva kumabhangi, masangano ekuchengetedza, uye SBA. Kufanana nedzimwe chikwereti chipi nechipi, zvikwereti zvebhizimisi zvinotungamirirwa nekutora mari Iyi mitero inofanirwa kurongedzerwa paunotanga bhizinesi-mari yekudarika iri yakakwirira kwazvo.
Chii Chachaita Kuti Zvitoro Zvako Zvigadzire?
Chiitiko chikuru chekuzarura chinogona kuva nechokwadi chokuti iwe unowanikwa mukati mharaunda, uchitsigira kuenderera mberi kwevatengi pazuva rako rokutanga. Iwe haugoni kuisa mari muvhura rako guru. Kune rumwe rutivi, pamucheto wakakwirira iwe unogona kupa 20 muzana yegore rako rekutanga rekutsvaga bhajeti kana kuti zvisingasviki $ 6,000 kune zvikwata uye zvinoshambadzira zvinopinda muzuva rino rinokosha
Pasinei nokuti iwe unobata mukova mukuru kana kwete, ne 98 muzana yemabhizimisi ose muUnited States achiita semabhizimisi mashoma, ane kuronga kwakanaka, iwe uchange uchisongana nevanhu vakawanda vevatengesi vakaratidza kuti nekuronga zvakanaka uye kushanda zvakaoma, iwe unogona kuva neAmerica kurota.