Ndeapi Marudzi Haasi Kufukidzwa naRPAPA?

RESPA , Real Estate Settlement Procedures Act, inoronga kubudiswa kwemari uye yezvebhizimisi yakagadziriswa kana yeAAfrica in a real estate settlement transaction.

Mitero yemari yakafukidzwa neR RESPA yakawanda, asi kune zvikwereti zvisingabhadhari mari. Kunyangwe zvingava tsika dzakanaka kuzivisa mari dzose uye zvigaro zvebhizimisi zvirongwa zvisinei, hazvisi kutungamirirwa neR RESPA kuti zviite izvi nekuda kwezvikwereti zvinokweretwa .

Mari dzeMabhizimisi kana Bhizinesi - Kazhinji, zvikwereti zvakachengetedzwa neimba yebhizimisi yebhizimisi kana chinangwa zvekurima hazvifukidzwi neR RESPA. Zvisinei, kana chikwereti chacho chakaitwa kune imwe nhengo yekutenga kana kuvandudza nzvimbo yekubhadhara inosvika 1 kusvika kumakamuri mana, zvino inotungamirirwa neR RESPA.

Vashandi vemabhizimisi ezvokutengeserana kazhinji vanoziva zvakawanda uye vanoziva nezvemaimba nekutengeserana. Kana ivo vasipo, ivo vari kupa vashandi vashandi kuti vavabatsire nekuda kwehukuru hukuru hwekutengesa. Pane kazhinji boka revashandi vanobatanidzwa, kubva kune vashandi vemajeri kusvika kumagweta uye mameneja epurogiramu. Mumwe nomumwe ane basa raanoda kuti aite pakutsvaga anotarisira kutenga yekutengesa imba yekugadzirira kuti zvikwanise.

Iyi yeboka uye yepamusoro-soro yepamusoro yevatengesi, vatengi nevatengesi zvakasiyana zvakanyanya neyekutanga kutengesa kumusha kana mumwe munhu akangozvitenga misha dzinoverengeka muupenyu hwavo hwose.

Ndokusaka RESPA iripo, kudzivirira zvavanoda. Vatengi vemabhizimisi uye vatengi vanochengetedzwa basa ravo.

Nzvimbo Isingabhadharwi - Kana chikwereti chakaitwa kutenga nzvimbo isina kubhadhara , uye hapana chekuwana mari yechikwereti ichizoshandiswa pakuvaka chivakwa chekugara, chikwereti hachibvumirwi neRSPA kutarisa.

Ichi ndicho chimwe chiitiko chechiitiko chakakosha uye ruzivo rwevatori vechikamu mune mutengesi. Kana mushambadziri ari kutenga nyika kuti aite kugovera, vane zvigadziro zvavo zvekugovera, mumwe kana vatongi vezvematongerwo enyika kuti vatarisane nemitemo yemunharaunda nekugadzirisa nzvimbo, uye vanhu vanovaka vakagadzirira kupa zano kuitira kuti vawane basa rekuisa mumigwagwa uye zvishandiso.

Kana chikamu chevhu chisina kushandiswa chinoshandiswa sechinzvimbo chekugadzirwa kwemaindasitiri kana kushandiswa, unyanzvi humwe uye ruzivo rwevatambi zvinoitika. Kana kambani huru ichitsvaga garaji idzva kana nzvimbo yekugadzira, ikozvino inonyatsoziva izvo zvinenge zvakaita sei, chikamu chakakura chavanoda chekugadzirisa uye kupaka uye mitemo yekugovera nzvimbo.

Makuru Makuru Maturakiti - Maturakiti ematunhu makumi maviri nemashanu kana mamwe maekare, angave aripo kana kuti kwete, haana kuvharwa. Chikamu chekare chinoshanda pano, asi iye zvino tinokwanisa kukandira mumunda wakatengwa nokuda kwechirongwa kana purazi umo imba ichavakwa zvakare kana iripo ikozvino. Mutengi angangodaro ane ruzivo rwomushambadziri kana murimi, kazhinji anowedzera kune imwe nzvimbo yepurazi kana purazi. Pane zvishoma zvinodiwa zvekutarisira kuchengetedza zvido zvavo nekuda kweruzivo rwavo kuti nyika ichashandiswa sei.

Zvimwe Mhanho Kubhadhara - Kana chikwereti ichifungidzirwa, uye uyo anokweretesa haana kodzero yekubvumira vanhu vamangwana nekuda kwekufunga, ipapo chikwereti hachina kuvharwa. Izvo hazvina zvakawanda zvekugara zvikwereti zvinotarisirwa zvakare, asi VA zvikwereti zvinonyanya kukosha.

Kuvaka Mari Miyo Chega - Kusava nechikwereti ichiitwa sechikwata chekuvaka-kusingaperi, hachina kuvharwa. Kazhinji dzimba dzinochengetwa dzinofanira kuvakwa uye nyika inoshandiswa sechibvumirano chekwereti chechivako chenguva pfupi kuti imba ivakwe. Kana chikwereti chizobhadhara uye mari itsva inotora mari inotangwa, RESPA haibatanidzwi. Zvisinei, kana chikwereti icho chikwereti chekuvaka-kusvika-zvachose mune imwe purasi, iri pasi peRPAPA.

Hurumende - Sezvinowanzoitika nemitemo, hurumende yakazvidzivirira pachayo uye hurumende hurumende. Hatisi kuzopinda kana hurumende iine hupenzi kupfuura isu, asi ivo vanozvidzivirira nguva dzose kubva pane zvinhu zvakadai.

Zvinoratidzika segore rose kune mitemo mitsva, mitemo, kukwana uye nezvimwe. Iyo nyanzvi yekutengesa imba inofanirwa kuenderera mberi inofanirwa kuenderera mberi nayo, kunyanya pamufananidzo mukuru wemufananidzo. Makambani ekuremekedza nevakweretesi vari kunyanya mavari, sezvavanofanira kuwana mapepa akanaka.