Utano Hwemutemo Mutemo Winodiwa uye Kudzokorora
Kune Vashandi Vashomanana
Mabhizimusi anoshandisa vashoma vanopfuura 25 venguva yakazara vashandi (FTE) vashandi vanogona kukodzera kugamuchira chikwereti chekambani chemitero yehutano nekuda kwekupa rubatsiro rwehutano kune vashandi.
Chokutanga, unofanira kusarudza nhamba yevashandi venguva yakazara (FTE) vashandi, kusanganisira chikamu chimwe chevashandi venguva seyero yevashandi venguva yakazara. Zvino iwe unofanira kuvhara zvikamu makumi mashanu kubva muzana zvemari yekuchengetwa kwehutano kune vamwe vevashandirwi vako, zvichienderana nemunhu mumwe chete, uye iwe unofanira kubhadhara mari yegore rose iri pasi pe $ 50,000. Kana ukasangana nezvose izvi, unofanirwa kushanda pa IRS Form 8941 (PDF) kuti ugamuchire chikwereti chemutero kana iwe ukasiya bhizimusi rako rekudzorera .
Mabhizimisi maduku ane vashandi vashoma makumi mashanu vanokodzera kutenga utano hwehutano hwevashandi kuburikidza nehurumende kana federal inshuwarano yokushandura.
Kune Vakuru Vakakura
Chirongwa chikuru cheCount Affableable Care Act chinokanganisa vashandisi vakakura ndeye Murairo weVaMugoverwa Mutoro. Pasi peurongwa uhwu, vashandirwi vakuru vanofanira kupa huwandu hwehutano hwehutano hwehutano kuvashandi kana kusangana
- Vashandi vane pakati pevashandi ve50 ne 99 havafaniri kuteerera kusvika muna 2016, uye
- Vashandi vane vashandi vane zana kana kupfuura havafaniri kugoverana kune vashandi vose; vanofanirwa kugovera kuparidzira kusvika ku70% yevashandi venguva yakazara muna 2015 uye 95% muna 2016 uye mberi, kuti vasabhadhara mitero.
Nzira iyo Mushandi Wemabasa Anoshanda Sei:
Mutemo wekuchengetedza utano hausi "unoda" vashandirwi vakawanda kupa hutano kuvashandi, asi kutanga muna 2014 mutemo unoshandisa chirango pamabhizimisi ane vashandi vanopfuura makumi mashanu vasina kupa "kutengesa" utano hwevashandi kuvashandi.
Heano zvakanyorwa zvechikamu chino chemutemo:
- Kutanga musi waJanuary 1, 2015, mabhizimusi makuru (avo vane makumi mashanu kana kupfuura vashandi venguva yakazara) vanofanirwa kupa hutano hwehutano uye vasingagoni kupa inshuwarisi yehutano yakakwana ichadikanwa kubhadhara muongorori kana vashandi vavo vachiwana zvikwereti zvemari yepa premium kuti vatenge yavo yveshuwarisi . Izvo zviongorori zvichabvisa chikamu chemari yezvikwereti zvemitero. Kuongororwa kumushandirwi mukuru uyo asingatauri kugoverwa kuchava $ 2,000 pamushandi wenguva yakazara kunze kwevashandi vekutanga 30 vekambani.
- Kuti ionekwe "inotengesa," inishuwarenzi yehutano inopiwa neanoshandira inofanira kubhadhara zvimwe 60 muzana yehutano hwehutano hwehutano, uye vashandi vangave vasingamanikidzi kubhadhara vanopfuura 9,5 muzana yemhuri yavo mari (asati abviswa uye kugadziriswa) nokuda kwekugoverwa kunopiwa nevashandi. Mubvunzo wekuti mushandirwi anofanira kuziva sei mari ye "mhuri inowanikwa" haisati yataurirwa.
- Kana bhizimisi risingakwanisi kugovera chero ruzivo kana kugoverwa kunoratidzika kusingakwanisi kutenga, chikamu chechirango chiri $ 2,000 pamushandi, asi vashandi vekutanga 30 vanobviswa kubva pakuverenga.
Urongwa hwehutano hwakanaka hwehutano hwakanaka
Kuti udzivise chirango chakakonzerwa pamabhizimisi makuru, chirongwa chehutano chavanopa vashandi vavo chinofanira kusangana nechinangwa chinogamuchirwa chinodiwa.
Dhipatimendi reUnited Health Health and Human Services (HHS), pahutano hwehutano hwavo.gov), rinorondedzera "zvakanyatsorongeka zvezvinhu uye mabasa, anozivikanwa se" zvinokosha zvehutano. "
Kuzivisa Zvido
Vakuru vashandi (vane vanopfuura 50 vashandi vanofanirwawo kupa zvinyorwa pamusoro pekuchengetwa kwehutano izvo vanopa vashandi, vachipa makopi maviri kune IRS uye kune vashandi pamitero yavo yemitero.Vashandi vanorondedzera vane chinangwa chekuita kuti vashandi varatidze kuti vane utano kutarisira kuchengetedza.
Kuti uwane mamwe mashoko nezvekuti Affordable Care Act inokanganisa sei bhizimisi rako duku, enda kuHealth and Human Services Healthcare.gov site: https://www.healthcare.gov/