Kuwana Mutero Wemunhu PaIndaneti Pasina Kuenda Bhengi

Kubva muna 2007- 2008 matambudziko emari, mabhangi ave akasimbisa mitero yavo yekukweretesa . Zvinorevei ndezvokuti, kunyange iwe uri chikwereti chikwereti, zvichiri kuoma kuti uwane chikwereti mazuva ano kupfuura makore mashoma apfuura. Pane zvikonzero zvizhinji nei ichi chiri chiitiko - zvimwe zvivakwa, zvimwe zvekare - asi zvakaitika ndezvokuti kune boka rose revachengeti vanowedzera izvo zvinopfuura kufara kupa chikwereti apo mabhengi haazoiti.

Heino nzvimbo shomanana dzekutenderera paIndaneti kuti uwane chikwereti:

Pave

Mutengesi wepaIndaneti, Pave, akakwira kudarika $ 300 mamiriyoni kuti aite chikamu chekukweretesa chayo kuti mabhiriro pachayo seimwe nzira yakanakisisa kupfuura mabhanhire emamiriyoni. Kune vaduku vasina ruzivo rwekodzero yakawanda, Pave akawana nzira yekutarisa zvakanyanya pamufananidzo wose weunogona kukwereta (sezvipi zvedzidzo zvawakatora mukoroji, zvidzidzo zvipi zvako, nezvimwewo). Zvinofadza kuti Pave yakatanga senhandare yakasimudza vanhu uye yakatora chikamu chemari yako isati yashandurwa ichienda kune imwe tsika yechikwereti. Vashandi vePave vari kukwereta mari kuti vabhadhara zvinhu zvakadai semari yechikwereti chemudzidzi.

Lending Club

Imwe yevashandi vekutanga muIndaneti, Lending Club ndiyo inonyanya kupa mutengo wemari, zvichireva kuti inzvimbo yekuti vanhu vwereke kana kupa chikwereti uye kubva kune mumwe. Iyo kambani yakashambadzirwa muna 2014 uye yakanyora mabhiriyoni emadhora muzvikwereti. Lending Club ikozvino inopa zvikwereti kumabhizimisi maduku, pamwe chete.

Upstart

Kungofanana nePave, Upstart yakatanga semunhu mukuru purogiramu isati yaenda kune dzimwe tsika dzekodha. Yakatangwa nevashandi vekare veGoogle, kambani iri kukurumidza kukura chikwereti chayo chikwereti. Panzvimbo yekutsvaga kumashure kuti aone kuti angangodaro akakwereta ndeupi wekubhadhara chikwereti, Upstart inotarisa zvinhu zvakawanda kuti uone chikwereti kune vanhu vangave vasina mari yakawanda yekwereti.

Simbisa

Anotsigira haisi tsika yekwereti; pane kudaro, inopa mari yekutenga yatinenge taita. Unoti unopa muridzi wekutengesa kwezvinhu zvaunotenga uye mukudzoka, anopa mari mari kune mutengi. Iwe unotofanira kuwana mutengesi anoshanda neAmbirm kushanda nekambani, asi kambani inokurumidzira kuwedzera hutano hwevatengesi.

Avant

Yakatumidzwa kuti AvantCredit, kambani iyi inopa zvikwereti zvisina kuchengetedzwa zvepaIndaneti. Izvozvo zvinoreva kuti havatori chero chinhu chipi zvacho. Avant kusimbisa kuti haina kubhadhara mari yekutanga yemhando idzi dzezvikwereti, kuderedza mari yose yekukwereta kwenguva.

CreditKarma

Iwe unogona kunge uchiziva nezveCreditKarma - basa rayo rinoita kuti vashandisi vatarise uye vaone zvikwereti zvekwereti. Kunyange zvazvo iyo isina kupa zvikwereti zvakananga, ine ukama nevakwereti vanoita. Uye nokuti nzvimbo yacho inozivikanwa nehuwandu hwekwereti yekwereti, inogona kuita mazano kune nzvimbo dzinopa mhando dzakakodzera dzezvikwereti.

Prosper

Prosper akanga ari mupiyona wekuIndaneti, nzvimbo yekutanga yakavaka mushambadzi wevateresi nevakwereta. Kungofanana neLendingClub, inopa zvikwereti zvisina kuchengetedzwa kana zvikwereti izvo zvisingadi chero chikwata chekuchengetwa. Kambani inokweretesa mabhiriyoni emadhora gore negore kuvanhu vanogara vachibhadhara zvikwereti zvekadhi rechikwereti, mari yezvidzidzo, kana kugadzirisa kicheni.

SoFi

SoFi ndeimwe yevakakweretesa zvikuru paIndaneti panguva ino, inobva pakubatsira vanhu kubhadhara chikwereti chevadzidzi uye zvematongerwo enyika. Yakabhadharwa mari inodarika $ 6 bhiriyoni muzvikwereti zvemhando idzi, kunyange zvazvo yakawedzerwa kune mamwe marudzi ezvikwereti, kusanganisira zvikwereti, kubhadhara chikwereti, uye zvikwereti zvemunhu.