Iwe unogona kutora zvimwe zvese zvinoenderana nebasa rako
Iko kunotswa kweItemized
Zvikwereti-zvine chokuita naJobho zvinowira muzvikamu zvezvikwereti zvakasiyana-siyana.
Izvi zvinoreva iwe unofanirwa kuitemize pamutero wako wekubhadhara kuti uzvitsvake kuitira kuti iwe unofanirwa kuenda kuburikidza nezvose zvekuchengetwa kwekodha, kuverenga uye zvimwe tedium iyo itemizing inosanganisira. Zvinokutora iwe nguva yakareba kuti ugadzirire mutero wako wekudzoka, uye kana iwe ukaroora mumwe munhu kuti agadzirire iwe, zvinowedzera kukubhadhara iwe. Izvi hazvifananidzi kukuodza mwoyo, asi iva nechokwadi chokuti une zvakakwana kusingabhadharwi mushandi mari yaunenge uchiri kuuya mberi apo iwe uchitarisa pane zvauchazokutora munguva uye mari kuti uzvitore.
Itemizing zvakare zvinoreva kuti haugoni kutora mutengo wakatarwa wehuwandu hwekutsvaga kwako. Kana huwandu hwezvikwereti zvako zvose zvakasvibiswa hazvipfuuri kudhakwa kwakakwana iwe unofanirwa kuita, kazhinji hausi pane zvaunofarira kuti itemize-iwe uchazoguma ubhadhara zvakawanda mumatare emitero. Saka kunyange zvazvo zvingave zvichifadza kugadzirisa iyo mari kuti uveve mutsara kubva pamutero wako, unogona kuita zviri nani kumbira mubatsiri wako kubhadhara iwe pane zvawakapedza pane.
Kubvumirwa kweHashandi yeDhizimusi reDhizimusi
"Kuregererwa" ndiro shoko guru pano. Iva nechokwadi chokuti mushandirwi wako haana kukubhadhara iwe zvawakapedza. Haana kukupa mberi kwezvinhu izvi kana mari yekubhadhara. Kana chimwe chezviitiko izvi chichishanda, haugoni kutora kuderedzwa.
Kana iwe waifanira kupa waunoshandira kuti azvidavirire, achitsanangura zvakanyatsoshandiswa nemari yacho, zvaive zvichida kufambira mberi kana kuti mupiro, kunyanya kana waifanira kudzorera chero mari yakasara. Hazvirevi chete kuti mari iyi haibhadharwi, asi mari yaunopiwa iwe inogona kuonekwa mubhokisi 12 yeW-2 yako semari yaunofanira kubhadhara mitero. Pane mitemo yakawanda inofanira kusangana, zvisinei, mari iyi isati yapiwa iwe semari inowanikwa.
Imwe mitemo inotaura kuti zvinhu zvaunoshandisa mari pazviri zvinofanira kuva zvizere uye zvinodiwa bhizimusi mari kune waunoshandira. "Yowanzo" inoreva kuti vanhu vakawanda vari mubasa rako-kana kuti avo vanoshandira-vanoshandisa mari pane zvimwechetezvo. "Zvinotarisirwa" zvinoreva kutenga kana kuti mari yaive yakawanda kana isiri iyo yekuita bhizinesi. Semuenzaniso, hazvizofungidziri kuti hazvisi izvo kana zvakakosha kuti mutambi wematambo atenge chigadzirwa chekushandisa, asi shanditi inogona kudiwa kuti iite imwe yekugadzirisa nyaya pane yakagadzirirwa.
Mhando dzeVashandi VezveMabhizimisi Emari Anogona Kubviswa
Vashandi vanogona kuunza mari yakasiyana-siyana inobatanidza mabasa avo, asi aya mashanu mazera akawandisa emitoro inoshandiswa mumitero inowanzotaurwa:
- Motokari dzemari: Izvi zvinosanganisira mari dzinoshandiswa nekushandisa motokari yako nokuda kwezvikonzero zvine chokuita nebasa. Iwe unogona kubvisa chikamu chako chaicho chekufambisa mari zvichienderana nemirairo yako yakabatanidzwa nebasa, kana iwe unogona kushandisa muyero wakaenzana wemairenda anowanikwa ne IRS gore negore. Mutengo wacho ndewe 53.5 centi pairaira kubva muna 2017. Makiromita anogamuchirwa anongogumira kubva kune imwe nzvimbo kunoshanda kune imwe, kushanyira vatengi kana vatengi, kuenda kumusangano webhizinisi kunze kwebasa rako rekushanda, kana kubva kumba kwako kuenda kune imwe nguva yebasa kana iwe vane imwe kana dzimwe nzvimbo dzese dzebasa. Kuenda hakuna kuiswa. IRS Publication 463, chitsauko 4 chinopa tsanangudzo yakazara yemitemo iyi.
- Kupaka motokari, kurasikirwa uye mari yekufambisa kwepamunharaunda: Izvi zvakasiyana nemari inoshandiswa semafuta, mafuta, inshuwarisi nekuchengetedza. Zvinosanganisira zvimwe zvekufambisa sekufambisa, mitero, bhazi yebhasi kana kuti motokari. Uyezve, zvimwe zvikwereti hazvibvumirwi. Kana iwe uchifanira kuripa kukisa motokari yako kubasa rako, izvi hazvibvumi. Chero bedzi uri kutyaira zvebhizimisi uye kwete yekuenda, zvakadaro, izvi zvinodhura zvinogona kuderedzwa.
- Kufambisa mari: Izvi zvinosanganisira mari yehotera, airfare, motokari yekubhadhara uye mari yakafanana kana iwe uchifanira kubva kure neimba yako kana usiku.
- Zvokudya uye varaidzo zvinodhura: Kana iwe uchidya pamwe chete kana kuti unofadza vatengi, vatengi, vashandi vebhizimisi kana vashandi, izvi zvinodhura zvakaderedzwa kana zvakabatana zvakananga uye zvakabatana nekuita bhizinesi. "Kutaurirana zvakananga" zvinoreva kuti chinangwa chekuunganidza chaiva chekuita bhizinesi, kuti iwe wakanyatsoita bhizinesi, uye kuti iwe-kana, kunyanya, iwe waaishandira-aiva nezvikonzero zvose zvekutenda kuti chiitiko chacho chizoguma nemari. Kazhinji, hafu hafu yezvokudya zvekudya uye zvekuvaraidza ndeyemutengo inobviswa, asi pane zvimwe zvisiri izvo kune mutemo uyu. Unogona kuzviwana muChitsauko 2 chePamusoro 463.
- Zvimwe zvikwereti zvebhizimisi: Izvi zvinosanganisira chero mari isingabatanidzi muzvikwata zvataurwa pamusoro apa, sekubhadhara kwemakadhi emabhizimisi, mabhadharo ekutengeserana uye mabhizinesi mabhuku, mari yehofisi yepahofisi, zvipo zvebhizimisi uye dzidzo inobatanidza basa. Vanogonawo kusanganisira chero zvigadzirwa kana zvigadzirwa zvinogona kudiwa pakuita basa rako.
Nzira Yokudzinga Mushandi Bhizimisi Mari Dzemabhizimisi
Kutaura kuti mushandi webhizimisi mari inotanga nekuzadza Fomu 2106 kuti uwane muwandu wekuderedzwa kwako. Kana iwe uchida kutsvaga mari yako chaiyo yekutengesa motori, iwe unogona kuverenga kubvisa kwako kubva pamakiromita waunotungamirira nekuzadza peji 2 yemu fomu iyi. Iyo shoma Fomu 2106-EZ inogona kushandiswa kana iwe uchida kutora maireji maireage yepamusoro panzvimbo yemoto chaiyo mari.
Iwe unogona kuisa kudhakwa kwawakaverenga pamutsara 21 weChechi A, chimiro chaunofanira kushandisa kuti chikwanise kubviswa. Pinda muwandu wezvinhu zvako zvose zvakagadziriswa-zvakatemwa mushure mekunge mazadzisa Purogiramu A - mumutsara we 40 weFomu yako 1040 panzvimbo yekutora zvakakwana iwe waizove wakakodzera.
Zvimwe zvinokonzerwa nemitengo inosanganisira zvinodhaka zvakadai semishonga isingabatsiri uye mazino emari, mari yemishonga yehutano yehutano mune zvimwe zviitiko, kumba kutora chikwereti uye zvipo zvezvipo. Zvakare, kana wapedza Purogiramu A, zviyero izvi zvose zvinodarika chikamu chekuregererwa kwakakwana kwaunokodzera.
The AGI Kurasikirwa
Zvose zvinokonzerwa zvakasiyana-siyana zvinoderedzwa ne2 muzana yemari yako yakawanda yakagadziriswa kana AGI. Zvakasara pane mari yaunogona kutora sekubviswa uye kupinda paHedheni A. Somuenzaniso, kana AGI yako iri $ 80,000, iwe unogona kungozvitsvaga kubhadhara kwehuwandu hwezvinhu zvako zvakasiyana-siyana zvinodarika $ 1,600, kana 2 muzana ye $ 80,000 . Kana iwe uine $ 1,800 mune mari, iwe uchawana $ 200 kudhakwa. Kana zvikwereti zvako zvisina kuwanda zvisingawedzere kusvika 2 kubva muzana zve AGI yako, hazvikwanisi kubhadhara zvachose.
Recordkeeping
Tichifunga kuti unosangana nemitemo iyi yese uye iwe unoda kubvisa mari yako yakabatanidzwa nebasa, IRS inogona kutarisira kuti iwe ugokwanisa kuvatsigira. Iwe uchada uchapupu hwemari imwe neimwe yaunoti inoratidza tsanangudzo yezvawakashandisa mari pane, chiyero, chinangwa chebhizimisi uye ukama, uye zuva uye nzvimbo iyo mari yaive yakabatanidzwa. Iwe unogona kunge uchida kuchengeta faira inopera gore rose kuti uchengetedze mari yako yose, kana kuti uite iyo pfungwa kuti uione mu smartphone kana laptop yako nguva dzose. Hazviiti chete izvi kuita kuti zviverengero zvive nyore pane nguva yemitero, asi iwe uchave nehuchapupu pamunwe wako kana IRS yakambokukumbira kuti uite.