Nguva Yekuti Ive Nehutano Hwomugadziri
Muvakidhi wehutachivhisi wehutachivhu huchabhadhara chikwereti kusvika kumuganhu wokuvhara. Muganhu unofanirwa kuratidza zvakajeka kukosha kwekugadzirisa kwechimiro (zvose zvishandiso uye mari yebasa , kusabatanidzwa kwenyika inokosha). Bhijheji yekuvaka ndiyo yakanakisisa yekugadzirisa muganhu wakakodzera we inshuwarisi. Inishuwarenzi yeBuilder's Risk mitemo inogona kunyorwa kunyorwa mumwedzi mitatu, mwedzi mitanhatu, kana mwedzi gumi nembiri. Kana iyo purogiramu isati yapera nemagumo ekutaura kwekutanga, ini ndinogona kuwedzerwa , asi kazhinji kamwe chete.
Kunzwisisa Ngozi Yomugadziri
Mutemo wekuvaka wekuvakira uchapa kugoverwa kwekukuvadzwa kwakagadziriswa kwehutano kubva kune zvakasiyana siyana zvezviitiko. Kukuvara kwezviitiko zvinotevera zvichafukidzwa nemitemo yakawanda:
- Moto
- Mhepo (inogona kunge isina zvishoma mumhenderekedzo yegungwa)
- Kuba
- Mheni
- Nzira
- Kuputika
- Vandalism
- Motokari / Ndege
Unofanirwa kuverenga mukana wako wekuvaka inshuwarisi yeruzhinji kuti uzive zvisingakwanisi uye zvisiri izvo.
Kugovera zvishoma kunopiwa kune kugadzikana pakati pemamwe mamiriro ezvinhu. Chibvumirano chechipiri chinosanganisira:
- Kudengenyeka kwenyika
- Kubavha kwevashandi
- Mvura inokuvara
- Kuparara kwemamiriro okunze kweimba munzvimbo yakazaruka
- Hondo
- Hurumende yekuita
- Contract penalty
- Kuzvipira kuparadzana
- Mechanical breakdown
Kuregererwa kunokosha kunofanira kuverengwa muhuwandu hwawo hwose kusabatanidza kugoverwa kwekukuvara kunokonzerwa nekukanganisa: kuronga, kuronga, kushanda, uye zvinhu .
Iyi mhando yemibvunzo inogona kutaridzirwa neChikoro chemhosva panzvimbo pekutengesa kweMuvakidzani. Kudengenyeka kwenyika uye kuputika kwemvura kunogona kutengwa kune dzimwe nzvimbo.
Mari yakawanda yemubhizimisi yomuvakisi inodhura zvakadini?
Iyi nheyo ichave iri muhuwandu hwemapfumbamwe kusvika kuchina kubva muzana yemari yekuvaka, asi ichaenderana nehuwandu hwekugoverwa uye kusagadzikana kwekuti chirongwa chichava nacho. Kukosha kwekuva nekambani ye inshuwarisi yakasimba ndeyokuti vachakurumidza kutora mhaka yako uye kuchakubatsira iwe kugadzirisa chero zvingave zvingaitwa munguva yekuvaka. Mamwe makambani anogona kuvhara mari shoma yepurojekiti, asi iwe uchada kubvunza kambani ye inshuwarisi kuti iiise iyo muhupfumi hwako asi zive kuti izvi zvingawedzera mari yechinangwa chemuvakidzi wako. Inishuwarenzi yomuvaki inowanikwa chikamu chepurojekiti yako yakaderera uye kunyange zvazvo ichakubhadhara mari, zviri nani kuva nayo pane kushaya iyo kana ichidiwa.
Iwe unoda kuwedzerwa kwe inshuwarisi yengozi yomuvakidzani here?
Kuwedzerwa kwekugoverwa kunogona kupiwa kune mamwe mamiriro ezvinhu. Kugoverwa kweizvi kungave kwakagadzikana. Muvakidzani wenguva yakawanda inowanzoisa inshuwarisi yekuvharidza kuwedzera inosanganisira:
- Chirongwa chekuchengetedzwa kwekuchengetedza pfuma yako kubva pakurasika apo uchiendeswa kunzvimbo yebasa.
- Bhuku rinotambanudzirwa kuti rishandise kugadzirisa, mafomu ekuvaka, uye zvivako zvenguva duku, asi chete apo ivo vari pane imwe nzvimbo wamakapa.
- Imba ichashandiswa kana kuiswa munzvimbo yakachengeteka uye ine chokuita nekambani yakachengetwa.
- Apo dhipatimendi remoto rinoshevedzwa kuchengetedza kana kuchengetedza imba yakafukidzwa kubva pane chikonzero chakakonzera kurasikirwa.
- Muumbi wehutachivhu wechuwarhu huripo huchabhadhara mari yako kuti ubvise madota edzimba. Izvi zvinokonzera kubuda kubva pakurasikirwa kunofukidzwa pasi peiyo fomu.
- Mvura inokanganisa kubva kumashure-kweva sewers uye drains inowanzovharwa.
- Imba inotamira
- Scaffolding
- Imba iri kuchengetedzwa kwenguva pfupi
- Fire department service service charge
- Kukanganiswa kubviswa
- Sewer uye Drain Backup
- Mapeji anokosha (nzvimbo dzakarongwa, blueprints, etc)
Mazano Anokosha Anowanikwa neInishuwarenzi
Zvinonyanya kukosha kuti uratidze izvi humwe ruzivo rwaunofanira kuziva:
- Inishuwarenzi haifaniri kufukidza imba yevamwe.
- Vatsigiri-makonji vanofanirwa kuva neinishuwarenzi yavo pachavo.
- Iko hakuna kugoverwa kwezvigadzirwa kana midziyo.
- Hapana kugoverwa kwebasa rezvemhizha
- Iyo haifaniri kuvhara njodzi panzvimbo yebasa.
- Kazhinji, kupararira kunoguma apo chivako chacho chinopedzwa kana kuti chinogara.
- Mutengo wepurogiramu yegore negore yakawana zvakakwana.
Pamusoro pemashoko chaiwo, kugoverwa, uye kusarudzwa, muvakidzani wepakutanga wekuchengetedzwa kwehutano inshuwarheni ichasarudza kugoverwa kunoshanda.