Ko Your Food Afford Employee Health Insurance?

Maresitoreji anofanira kupiwa hutano hwehutano kuvashandi ?. Restaurant Nuovo Antica Roma via Pixabay

Inishuwarenzi yehutano chinhu chinonyanya kukosha chebhizimisi chero ripi zvaro, guru kana duku. Mubhizimisi-inotsigirwa inhuwarhu yehutano inshuwarheni chinhu chinokosha chekushandira kwevashandi uye kuchengetedza uye inopa pfungwa yekuchengeteka pamwe chete netsika yekuchengetedza vashandi kana vachifanira kurwara. Chimwe chezvikomborero zveAACA ndechekuti yakapa nzira yakasiyana yevashandi vemabhizimisi maduku kuti vatengese inshuwarisi yehutano inodhura.

Kunyangwe nezvibereko zvakagadzirwa neCountable Care Act (ACA), mabhizimisi maduku akawanda haakwanisi kuwana hutano hwehutano hwehutano hwevashandi vavo. Kune vanhu vakawanda muzvigadzirwa zvekutengesa, kunyange kana vashandirwi avo vachipa inshuwarisi yehutano, vazhinji havanyori nokuti mari yemwedzi yepamwedzi inoramba ichikwirira, kana kuvhara kunosanganisira yakakura deductible. Pasinei nezviratidzo zvakarongeka zvekuchengetwa kwehutano pasi rose, United States inoramba ichitsvaga kune imwe nyika yose yezvokushanda. Kuwanika kwehutano hwehutano yveshuwarhu ndeyekuoma kukuru, pasina mhinduro yakajeka. Dhizinesi rekutsvaga kwezvokudya muhutano hwekuwana rubatsiro rwakajeka zvakadaro; inofanira kutora basa rakawanda mukugadzira hurongwa hunowanikwa kune vese vashandi vekudya, zvisinei kana vakashanda kune imwe sangano guru kana sangano rakasununguka.

Zvokudya uye Affordable Care Act

Inenge 4 muzana yeGDP inoumbwa nekambani yekudyira.

Asi pasinei nemadhora mabhiriyoni 799 mukutengesa, maresitorendi haasi yepamusoro-bhizinesi yemabhizimusi. Nokuti mari yose inowanikwa muresitorendi, masendi 71 inodzokera kunze-nenzira yehuripo, inshuwarisi, mari yekudya, kutengesa, kuchengetedza, urongwa hunoenderera mberi. Slim profit margins haisi kusiya nzvimbo yakawanda mubhadharo yezvinhu izvo vakawanda vanofunga kuti hazvisi izvo zvinokosha zvakadai sekubhadhara nguva yekurwara, kubhadhara mari yekubhadhara, kana hutano hwehutano.

Mushandi anokurudzira mapoka akaita seMafuta Opportunities Center anotaura kuti imwe mabhizimisi yakakosha uye yakakura sekudyidzana kweAmerica kunofanirwa kutora muganhu wehutano hwehutano hwehutano. Maererano newebsite yavo "... vanenge 9 kubva pavatatu vevashandi vekudyara havana kubhadhara mazuva anorwara (87.7 muzana) uye inshuwarisi yehutano kubva kune avo vanoshandisa (89.7 muzana). Somugumisiro wekuti vashandi havagoni kuzvitarisira pachavo kana kugara mumba kana vachirwara, zvikamu zviviri kubva muzvitatu zvevashandi vekudyara (63.6 muzana) vanoshanda vanorwara, vasingafaniri kuisa vashandi pamwe nevanodya pangozi. "Nyaya ye inotengesa hutano yveshuwarhu uye kukwanisa kutarisira kushandiswa kwevashandi vekutoro zvakanyanya kukura kuti usaramba uchiregeredza.

Inotengeswa Care Care Act inoda kuti mabhizimusi ose ane vashandi vanopfuura 50 vape rudzi rwehutano hwehutano inshumo. Zvokudya zvakawanda zviduku uye zvepakati-pega hazvisunungurwi nekuti zvine vashandi vashoma. Kune vazhinji veimba yekutengesa nevashandi, rutivi rweAACA rwakanga rwuri nguva yekutanga yekuti vawane rusununguko rwehutano hwakakwana mumabasa avo ose ekushanda. ROC inofungidzira kuti vashandi vane mamiriyoni gumi ekudyara ikozvino vakavharwa pasi pe ACA kana Medicaid. IAAC haisi yebhadharo yakakwana, asi yakanga iri danho rakanaka pakuona kuti vose veAmerica vane ruzivo rwokutarisira kwepamusoro, kwete avo avo vanoshandira mabhizimusi makuru nemakambani.

Panzvimbo pokuramba kupindira kwehurumende yemitemo yemishuwarisi yemitemo kana mamwe maitiro ekuita kuti utano huwedzere kutengesa, vatengesi vekudyira vanogona kutanga kutora mikana inoshandiswa kubva pamakambani einishuwarenzi. Vaikwanisa kubvumidza Congress nevanomiririra vehurumende vavo - kwete pamitemo shoma yebhizimisi, asi kune dzimwe nzira dzakakwana maererano nehutano hwehutano. Zvokudya ndizvo zvinoratidzwa neAmerican Dream - mukana wokutanga bhizinesi rako uye kuvaka chimwe chinhu kubva pakutanga. Inishuwarenzi yehutano inofanira kuonekwa sechikamu chemari yedu yehupfumi hwenyika, kwete seurongwa hwekodzero.

Kunyange zvazvo indasitiri yekutengesa inoshandisa vanhu vanopfuura mamiriyoni gumi nemana, inenge yakawandisa yakawanda yevashandi vasingapindiki kana vasina kushandiswa. Izvo chikamu ndechokuti mhizha inoumbwa nemhando dzakasiyana dzemabhizimisi, kubva kuchechi yeketani seMcDonald's, kune zviduku zvidhinari zvisingabatsiri zvine vashandi vanopfuura 10.

Inzwi guru kwazvo kubva mumitambo yekutengesa hapana mubvunzo kuti National Restaurant Association (dzimwe nguva inonzi seimwe NRA) yave iri muvengi weAACA. Chinonyanya kuratidza kufarira kwemaketani makuru pamusoro pemabhizimisi maduku uye vashandi vari voga, NRA yakaita zvishomanana kuwana mhinduro chaiyo yehutano hwehutano hwehutano hunovhiringidza vashandi vekudyara muUnited States - vazhinji vavo vari vakadzi uye vatorwa. Nekuenderera mberi kurerutsa vashandi vavo, indasitiri yekutengesa inongopfuurira chete zvinetso zvinouya nekushaikwa kwekutarisira kutarisira utano. Pane kuedza kubvisa mararamiro ekushandura uye kufambira mberi kwevanhu, vadzidzisi vekutoro, vose vakuru uye vaduku, vanogona kubatana kuti vawane mhinduro dzinoshanda kune umwe neumwe.

Kubatsira Kwekudya Mubashandi Vehutano Inoshuwarenzi

Neimwe yepamusoro-soro yekutengeswa kwemazana emakambani ose, mari yekutambura kushanda mamiriro ezvinhu icharamba ichiva nemigumisiro yakaipa mumaresitorendi . Mushure mezvose, vadzidzisi havagoni kutarisira kuchengeta tarenda yakanaka vasina kupa rumwe rudzi rwekuchengetedza net net. Chimwe chezvikomborero zvakajeka zvekupa mushandi wehutano inshuwarisi ndechokuti vashandi vane ruzivo rwekudzivirira kuchengetedza. Kukohwa kusingaperi hakuzoshanduri pneumonia; kuti bundu risingaoneki rinogona kuongororwa nekenza, kuwedzerwa kwepamusoro kweropa kunogona kurapwa isati yatadzisa chirwere chemwoyo kana kuipa. Nemhaka yokuti mhizha yekutengesa inoshanda nevamwe vorudzi rwavo rwakanyanya kuparadzaniswa uye rune ngozi, ruzivo rwehutano hwehutano hwakave husingaremekedzwi uye husingaverengeki. Misangano yakafanana neNRA inoshandisa mitemo miduku, asi kupa mazano mashoma ekuita kuti hutano hwehutano huvepo hwevashandi vose.

Zvichida inguva yekuchinja nzira iyo vatenzi vekutengesa vanofunga nezvehutano inshuwarisi. Zvakadini kana pane kuona hutano hwehutano senzira yekusarudza, vamwe vashandi vekutengesa vakavaka mari yeinishuwarenzi mubhizinesi ravo rebhizimisi, pamwe chete ne inshurensi yekusashanda, mari yebhaisheni uye zvimwe zvido? Zvakadini kana varimi vekutengesa vakamira vachiona kuwaniswa kwehushuwarisi sehurongwa hwekodzero uye panzvimbo pacho sechidimbu chekugadzirisa kwehupfumi hwavo? Vashandi vane hutano vanobudirira uye vanova nehuwandu hutsva. Izvi zvinoreva chikafu chinogona kugovera kukura kwekodzero kwekambani yevanhu, iyo inotenderera inowedzera mari. Inofungidzirwa kuti zvitatu pane zvezvokudya zvina zvinosvika mukati memakore matatu ekutanga. Kubudirira kwepamusoro mune bhizimisi idzva kunobatsira pane izvi. Zvakaoma zvakakwana kugadzira mukurumbira wakanaka mumakore iwayo epakutanga, pasina kushushikana nezvekubhadhara uye kudzidzisa vashandi nguva dzose. Kupa rubatsiro semishuwarenzi yehutano kana kutsigira federal inshuwarisi hurongwa hwevashandi vose, zvinoreva zvinhu zvishoma kune vashandi vatsva vanoda kuzvidya mwoyo pamusoro.

The Restaurant Wage Problem

$ 45,000 gore rega rega inotorwa sechikonzero chekuti vazhinji veAmerica vatenge utano hwehutano. Kana vachiita zvishoma kudarika izvozvo, havatengi kutengesa nokuti inopedza mari yakawandisa yemhuri yavo. Tichifunga kuti muvhareji webazi muUnited States anoita $ 8.90 neawa, hazvishamisi kuti kunyange kana pavanopiwa vashandisi-vanobatsirwa nehutano inshuwarisi, havabatsiri. Chinetso nehurongwa huripo huripo hunosimbiswa neAACA ndechokuti vashandi vanofanira kupa rumwe rudzi rweurongwa. Uye zvirongwa zvavanogona kuwana ndezvokudzikinura zvakakwirira, zvichireva vashandi vashoma vashandi vasati vasakwanise kushanyira chiremba pavanorwara. Icho chimiro umo pasina munhu anokunda.

Trump Health Health and Restaurants

Izvo zvinoshandurwa kuAACA neTrump administration hazvina zvishoma kubatsira rubhiro rekutsvaga nevashandi varo. Iyo inodzokorora zvido zvemabhizimisi maduku kusvika kuma-medium-scale kuti apiwe inshuwarisi, iyo inogona kuva chinhu chakanakisisa kubva pane zvakawanda zvingasarudzwa zvinotyisa, zvirongwa zvakakonzerwa zvakakosha izvo zvichiri zvakanyanya kudhura kune vashandi vakawanda vekudya. Nokudaro kuvaridzi vekudya, rugwaro rwakadzoka kumitemo riri nani, ruregerero rwechinguva kubva kune dambudziko guru. Icho hachiri kugadzirisa nyaya yakakura yekusvikidzika kunogona kuwana yehutano inshuwarimi kune mamiriyoni evashandi vashoma muUnited States. Gwaro idzva reGOP rezvekuchengetedza hutano harina chinhu chekutonga mitengo yeinishuwarenzi kana kupa huwandu huzhinji hwehuwandu hwevanhu vanotambura.

Mari Yekushandira Inishuwarenzi

Ko uninsured inodhura mari yakawanda sei America? Vashandi vekudya vari pakati pevanhu vanoshanda zvakaoma zvikuru muUnited States. Vanoshanda maawa akawanda muzasi kudarika stellar mamiriro ekubhadhara maduku. Kazhinji basa roga roga rezvemitemo iro vatsva vanoenda kune dzimwe nyika vanogona kuwana riri muzvigadzirwa zvekutengesa (quote kubva kuNRA). Zvichienderana nehurumende, vashandi vekurava vanogona kukodzera kuMedicaid kana humwe hutano hwehutano hunosimbiswa nehurumende-kusvitsa mari yekutarisira kune mutero wemutero. Asi, vakuru vekambani semakambani akafanana naMcDonald's vanoita mamiriyoni emadhora. Kana dzose dzekudyara muUnited States dzakabatana pamwechete kuti dziwedzere simba ravo rekutenga, zvichida vaigona kuwana mhinduro. Vateresi vari kutowedzera kuneta nekuwedzera mamwe mabhizimusi ekuchengetedza mari. Apo mabhizimisi makuru akaita saWal-Mart naMcDonalds vanobhadhara pittance uye vanoramba kupa zvikwereti zvisingakwanisi zvekuchengetwa kwehutano apo vachibhadhara mamiriyoni kumakurukota avo uye vanogovera, uye vashandi vavo vanorwara, ndiye mubhadhadzi weAmerica anokwereta - nenzira yeMedicaid, rubatsiro rwekuda nekuchengetedza zvirwere zvisingaperi zvinogona kudziviswa.

Chero bedzi kushamwaridzana kwemasangano kuri kutonga kwekukurukurirana pamusoro pehutano hweAmerica, huchave hwakanyanya kutarisa kuderedza mitemo yebhizimisi, panzvimbo yekubatanidza kuwanikidzwa kwehutano hwehutano sechikamu chakakosha chezvigadzirwa zvehupfumi munyika ino. Vaduku vaduku nevekudyidzana vekutengesa vanofanira kutanga kutora zvingasarudzwa zviri nani ivo nevashandi vavo. Fungidzira kushandira mukuru mukuru uye kukwanisa kumupa iye inshuwarano yehutano inshuwarhu? Fungidzira vashandi vako vane kuchengeteka kwekushanyira hofisi yechiremba, vachiziva kuti hazvizoiti kuti vawane mari yavo yose? Izvozvo zvaizochinja sei nzvimbo yebasa? Ndezvipi izvo zvingaita sechinhu chako paresitorendi?