Rarama mazano ekudzidzisa zvinhu pane iyi HUD-1 samples .pdf
Sezvo mutengesi weimba yemuzinda kana mutengesi, zvakakosha kuti iwe unzwisise HUD-1 Settlement Statement zvakakwana. Hazviiti kuti iwe uite zvidzidzo kune mutengi, asi iwe unofanira kunge uchida kutsanangura kuti zvakaitwa sei, kana kuti nhamba idzi dzinobva kupi.
** Cherechedza: Sezvo dzimba nekutengesa zvikwereti uye kuenderera mberi kwekutenga chikwereti nemitemo nemitemo, mitsara iri pano yakafamba-famba, imwe inenge yaenda, uye imwe inotaurwa zvakasiyana.
Pane zvakawanda zvinodiwa zvekutengesa kutengesa uye Zvakanaka Kutarisirwa, uye kuchinja hakunono zvakadaro. **
Nzira iri nyore uye yakajeka yekushandisa iyi tutori ichave. Iyo ine mararamiro anoraramira kune zvidzidzo zvinoratidzwa pasi apa. Kudzidzira kunofanira kuva nyore nenzira iyoyo. Zvisinei, kana iwe usingakwanisi kuwana .pdf kana kuti pane kudaro, heinoi zvibatanidzi kune zvidzidzo:
Peji 1 yeHUD-1
- Chikamu B
- Zvikamu C kuburikidza neI
- 100. Mari yakawanda inobva kuna Borrower - Iyi ndiyo mari yemutengi anofanira kuunza patafura yekuvhara. Iyi ndiyo chikwereti mushure mekupa mupi wemari, chikwereti chemari, uye chero imwe mari yakabhadharwa nevamwe nekuda kwechengeti. Pano paine mutemo, izvi zvinogona kunge zvakagadziriswa zvechimwe chikamu chemutengesi mutengesi.
- 200. Zvikwereti Zvinopiwa Nazvo Nokuda Kwechikwereti - Sezvambotaurwa, mutero wekutengesa mari inowanikwa nematare kana kutarisa panzvimbo yemunhu anenge akwereta. Ikoko kunogona kuva nemamwe mararamiro kubva kune mamwe mabhizimisi ayo anokwanisa kugoverwa nekuda kwechengeti.
- 300. Mari yeHisitlement Kubva / Kune Kukwereta - Maererano nemhosva uye mari yakapfuura yakapiwa nemutengesi, pamwe chete nemari ipi zvayo inotengeswa kubva kune mutengesi, izvi zvingava mari yakawanda kuenda kumutengesi pakuvhara.
- 400. Nhamba yakawanda Pamusana Mutengesi - Pashure pemari yose yekuvhara zvinhu uye zvimwe zvakabviswa, iyi ndiyo mari inofanira kugoverwa necheki kune mutengesi pakuvhara.
- 500. Kuderedzwa muNhanho Pamusana Mutengesi - Zvimwe zviyero zvingaregererwa zviri pamutemo kana zvichibva kune mutengesi, uye zvaizoratidzwa pano.
- 600. Mari yeHisitlement Kwa / Kubva Mutengesi
Peji 2 yeHUD-1
- 700. Total Sales / Broker Commissions - Zvose zvikwereti zvakabhadharwa kune zvikwata zviviri zvekutengeserana zvinosanganiswa zvichapinda muno. Ikoko kunogona kuve ichibva pane izvi, zvakadai semitemo yakafanana neNew Mexico apo mabhizimisi makuru emitengo yekutengesa inowanikwa pamakomisheni.
- 801. Mari Inotangira Mari - Iyi ndiyo mari inokweretwa nemunhu anenge ari chikwereti kuti atange chikwereti, kazhinji muzvikamu, chikamu chimwe nechimwe chezvikamu zvechikwereti. Imwe yenhokwe imwechete yekubva kune $ 200,000 kutenga chikwereti yaizova $ 2,000.
- 802. Kweretesa Mari Yakabhadhara
- 803. Kuongorora Mari - Mari inotengeswa neunokweretesa yekuraira uye kubhadhara muongorori kuti aone imba yacho.
- 804 --- Mamwe ose emari yekubhadhara mari - Pane nguva yekutsvaga mabhadharo ekubhadhara mari maererano nekubhadhara mari, uye icharatidzwa pano. Zvinoshamisika kune vatengi vakawanda kungofanana nekuvhara kwekuvhara kwavo kwakaputirwa sei mukuwana chikwereti.
- 901. Mortgage Interest Calculation - Pane chikwata chekutora chikwereti chekubhadhara mari uye APR, Annual Percentage Rate. Iyi ndiyo iyo iyo yezinga inoshandiswa kune chikwereti chekubhadhara chikwereti kuratidza kufarira kubhadharwa.
- 902 --- Zvose zvechikamu che 900
- 1000. Zvigadziriswa Zvakatorwa neLender
- The Aggregate Acct. Adj Line
- 1100. Mhosva Dheyo - Panogona kuva gweta, musoro wekambani yemari, abstract mari, mazita uye maitiro ekugadzirira uye zvimwe zvikwereti sechikamu chemhosva idzi.
- 1200. Kuburisa Hurumende uye Mitsva Yekudhinda - Dzimwe dzimba dzine mari yekutengesera dzimba kana mitero, uye iyo inoratidzwa pano kana yakakodzera.
- 1300 & 1400. Zvimwe Zvokubhadhara uye Zvikwereti Zvose Zvokugara
Iwe haufaniri kuisa pamusoro kana kunyatsoziva zvose izvi. Iwe unenge uine boka revashandi vanokukurudzira iwe, kusanganisira weimba yako yemugoti uye vashandi vekambani.