10 Zviratidzo zveMushandi Asina Kuvimbika

Iwe unoziva sei kana wako wehushuwarisi wechuwarisi kana mutengesi asina kutendeseka? Zvinogona kuva zvakaoma kuziva chokwadi, asi pane dzimwe mitsara mutsvuku yaunofanira kutarisa. Pano pane zviratidzo gumi zvinotaurira kuti mutengi wako kana mutengesi angave achiita chimwe chinhu chisina kutenderwa. Kana iye ari kuita chimwe chezvinhu izvi, zvingave nguva yekuwana mumiririri mutsva.

1. Mushandi wako ane utsinye uye anoedza kukumanikidza kutenga mutemo pakarepo.

   Chenjererai nhengo iyo inoti iwe unoda kutenga chirongwa pakarepo nokuti "chibvumirano ichi hachizoperi kwenguva yakareba" kana kuti "premium iri kuda kuenda." Munhu ane maitiro ane hutsika achatsanangura maitiro aunowana iwe uye anokukurudzira kuti utore nguva yakawanda sezvaunoda kuidziongorora.

1. Iyo mumiririri anotsanangura purogiramu inoratidzika seyakanyanya kuderera kana iyo yakanyanya kuderera kupfuura yako yepakutanga yakatanga.

   Pane chirevo chekare chokuti kana chimwe chinhu chichiita sechinyanyisa kuti chisati chiri chechokwadi, zvichida chiri. Izvi zvinoshanda kumisimamiro yeinishuwarenzi. Kunyange apo mihorosiyamu inogona kusiyana kubva kune imwe inshuwarisi kune imwe, inowanzowira mukati. Iva nekushushikana kwekodzero chero ipi zvayo iyo yakaderera zvakanyanya pane yawakagamuchira.

2. Wakatarisa wako zvakaoma kusvika nefoni kana email kana kutora nguva yakareba kuti apindure kumashoko.

   Mumiriri wepamutemo achapindura kumhare foni kana maimeri mukati mezuva kana maviri. Anofanirwa kuva nenhamba yebhizimisi yebhizimisi uye ye email. Dzivisa chero mumiririri anotaura chete achishandisa foni yake kana kuti kero yako ye email. Iva nechokwadi chokuti mujeri ane kambani yebasa rebhizimisi rekodhi, kwete post office box.

3. Your agent anowedzera zvikamu zvehutano hwako hwausina kukumbira, hahudi kana kuti hauna kutendera.

   Vazhinji vatengesi nevashambadzi vanowana mishoni kubva kuvhuisi vezvemishandiro ekubhadhara mari yamunobhadhara. Makomisheni akavakirwa pamatengo ehurumende, uye ivo vanosiyana nemutsara webhizimisi. Kuwedzera kwaunowiripa iwe unobhadhara, iyo yakawanda inotumirwa nemushandi. Munhu anonyengedzera angaedza kubudisa premium nekuwedzera zvinyorwa kumutemo wako wausina kukumbira uye usingadi. Chengetedza mazano matsva kuti uone kuti ane zvinyorwa zvese zvawakakumbira. Ongorora chero zvikumbiro zvepaimari yepamusoro yaunowana kubva kumushandi wako kana inshurensi mushure mekunge mutemo wakabudiswa.

1. Paunokumbira mujeri wako pamusoro pezvaanoziva uye zviyeuchidzo, unowana mhinduro isina kujeka.

   Bvunza vashandi vako kuti vape nhamba yake yekurenda. Zvadaro edzai kuti reisensi inoshanda kuburikidza nehurumende yehurumende yveshuwarisi. Mazhinji emahofisi ehurumende yemishuwarisi ehurumende ane hovha yekutengesa reisensi yekuIndaneti Kana iyo sarudzo isingazopinduri mibvunzo yako pamusoro pemamiriro ake ezvinhu uye ruzivo, tsvaga imwe sarudzo.

1. Wakatarisa wako akakutora nefoni isina kukumbirwa kana kuti email.

   Vanenge vese vashandi vanoita rumwe rudzi rwekutengesa kuti vakweke vatengi vatsva. Hapana chakakanganisika neagenzi achishandisa maimeri kana foni yekukumbira bhizimisi idzva. Kunyange zvakadaro, iwe unofanirwa kuve wakangwarira chero wemijeri iwe waunosangana naye kuburikidza nekukumbira zvakananga kusvika iwe wakanyatsomucherechedza. Kumbira mumiririri kupa zvinyorwa.

2. Iwe wakabhadhara mubayiro wako wepurogiramu asi mushandi wako haana kupa chero mapepa emitemo.

   Vamwe vanonyengera vanoshandisa mari yepamitambo kubva kune vatengi asi vanochengeta mari pane kuitumira iyo inshuwarisi. Taura nemudzidzisi wako kana iwe wakabhadhara mubayiro wako asi hauna kugamuchira purogiramu yako kana kuti matsva matsva munguva yakawanda (mazuva makumi matatu kana kupfuura).

3. Apo mukuruja wako anopa shanduro ye inshuwarisi kune vatsigiri vehurumende, chikumbiro chacho chinonyadzisa bhizinesi rako, rinorega kurasikirwa kana rinosanganisira zvimwe zvisingaoneki zvisiri izvo.

   Munhu anonyengedzera angave ari pamushandi wehushuwarisi kupfurikidza nemubhizimisi wemitemo yekunyora pasi kana kuita kuti bhizinesi rako riwedzere kune iyo inshuwarisi. Somuenzaniso, sendimi yako inoratidza "hapana kurasikirwa kwakapfuura" pachikumbiro kana iwe wakanyatsova nemhosva mbiri. Apo iyo inshuwaridzi inowana chokwadi, kutendeseka kwako kuchaparara pamwe chete neavo.

1. Mukuru wako anokukumbira kuti iwe ubhadhe mari yemabhadharo nekunyora cheketi inobhadharwa kwaari.

   Chero nyanzvi yekubhadhara mari yaunoita inofanira kuendeswa kune inshuwarisi. Kana iwe uchisiya chero zvikwereti nemushandi, iva nechokwadi chokuti uwane risiti. Usaita macheke anokweretwa kumushandi.

2. Izvo zvakarondedzerwa zvinowanikwa pamutoro wako kana mazano ekubhadhara kwevashandi hazviratidzi zvakarurama zvakarurama bhizinesi rako.

   Vamwe vashandi kana vatengesi vachaita zvisarudzo zvisingaiti maitiro ako muchikumbiro . Somuenzaniso, fungidzira iwe une dhizimusi rekukwirira. XYZ Insurance Company haigoni kuvhara mapurisa. Pamusoro pekushandira kwako kwehutano hutsika hutungamiri wako anorongedza mabasa ako seDrywall uye Wallboard Installation. Zvimwe, mutendi wako anobatsira kuti uzadze chikumbiro chebasa rekubhadhara vashandi . Anopa kupa mari yako pasi kuburikidza nekuisa misclassifying hafu yevashandi vako semakambani ekuzvimirira . Mukutsinhanisa ne "nyasha" iyi, mumiririri anokumbira kubhadhara $ 1 000 $.

Kana iwe unofungidzira kuti wako wega kana mutengesi haana kutendeseka, zivisa iwe inshuwarisi yako uye yehurumende yehurumende yveshuwarisi.