Chii Chinonzi Embezzlement?
Embezzlement , inozivikanwawo sevhavha yevashandi ibasa rekugadzirisa zvisina kunaka mari yakaiswa mumaoko ako asi iyo ndeyeumwe munhu.
Kuvhiringidzika kunowanzoitwa nevashandi, asi vamwe vane fiduciary mutoro vanogonawo kupiwa mhosva yekuvhiringidza.
Embezzlement inyaya yakashata yekunyengera , iyo inotsanangurwa se "kuziva zvisiri izvo zvechokwadi kana kuti kuvanza chokwadi chezvinhu zvinoita kuti mumwe aite chimwe chinhu kumusungo wake."
Kunyunyuta kwekunyora ibhuku ndiko kushandiswa kwemabhuku ekuverengera kuvanza kubatwa kwemari.
Embezzlement inogona kupomerwa mhosva yeupombwe kana hutsinye hwehurumende. Munyaya yekunyengedza kwevanhu, mushandi anogona kuunza mhosva kumuranda.
Ndezvipi Zviitiko muEmbezzlement?
Kuti mubhadharo wekutengesa uwane kutsigirwa, zvikonzero zvina zvinofanira kunge zviripo uye zvinofanira kuonekwa.
- Panofanira kuva nehukama hwepakati pakati pemapoka maviri; izvo zvinoreva kuti, panofanira kuva neukama hwekuvimba, mutoro wekutarisira mutoro (mari kana pfuma, somuenzaniso), uye kuvimba kune rimwe boka pane rimwe.
- Murevereri anofanira kunge ane akawana pfuma kuburikidza nehukama, pane pane imwe nzira. Dzimwe nguva zvakaoma kuratidza, kunyanya panyaya yekunyengera kwemari kubva kubha, somuenzaniso.
- Murevereri anofanira kunge ane kutora mvumo yeimba kana kuendesa imba kune mumwe munhu (anonzi kutumira).
- Mhosva yezvakaitwa zvaive intentional. Izvo dzimwe nguva zvakaoma kuratidza. Iwe unoratidza sei chinangwa?
Ndezvipi Zvikwereti zveEmbezzlement?
Zvikwereti zvinoenderana nemari yakabiwa. Kana akatongerwa mhosva, mutengesi anogona kugamuchira zvakanaka, angave achida kubhadhara (dzopa mari yacho). Mune zvimwe zviitiko mutongo wejeri pamwe chete.
Ndezvipi Mimwe Mienzaniso Yekudzivirira?
Mienzaniso yekunyadzisa inosanganisira mubhengi webhengi uyo anovhara mapepa, mubhengi wemabhuku anozvitora mutero wemudzimai, gweta uyo anoshandisa mari yacho mubhuku rekuchengetera iye pachake, uye mubhadhari wemubhadhara asingaiti mutero wakakwana wemutero wechibharo, kuchengeta zororo rake.
Embezzlement inoita sokuti inowanzoshandiswa mumushandisi wezvezvekashandura. Rick Leblanc, Nyanzvi yekugadzirisa zvinhu, anonyora nezvechiitiko umo mushandi aive achinyadzisa nekubhadhara mari yakawanda yekusungirirwa kwesimbi yezvipfunga zvesimbi (uye, sezviri pachena, kugoverana mune zvakawanikwa zvakaipisisa).
Vashandi vari mumabhizimisi ezvitoro vane tsika yekufamba nekutengesa. Icho chibharo chebashandi, uye chinonzi "shrinkage" mumhizha. Chimwe chikafu chinowanzoitwa nevhizimisi vashandi zvikwereti zvipo. Izvo zviri nyore kuisa muhomwe yako uye kufamba navo.
Ichokwadi, kunyengera kombiyuta nevashandi vane zvinhu zvakawanda, izvo zvakawanda zvinosanganisira kushandiswa kwekubiridzira kwemari nemushandi.
Bhizimisi Rinozvidzivirira Sei Kubva Pakutanga?
Kutanga basa rako pakudzivirira bhizinesi rako, teerera kune zvinhu zviviri zvinobatanidzwa mukunyengedza:
- Tarisa kune vashandi vane mabasa ekuchengetedza, sevaya vari mubato renyu rekubhadhara, mabhizimusi anogamuchirwa, makero ekubhadhara, uye avo vanobatanidza zvinyorwa zvebhangi. Ava ndivo vanhu vanonyanya kuvhiringidza.
- Funga nezvekutengesa mari. Anoda kuti zvose zvinotengeswa mari zvive zvakanyorwa, zvakanyanya.
Nyaya ino inokurukura matanho mashanu anoshandiswa nomushandi kuitira kuti vadzivirire vashandi uye vanyengeri.