Kudzivirirwa Kurwisa Network uye Data Breaches
Ndiani Anozvida?
Cyber mhiko yekuvhara inogona kubatsira chero kambani inoshandisa michina yemagetsi kuti iite mabasa ayo.
Iwe unogona kudikanwa nekugadzirisa kana ukaita chero chekutevera:
- Kurukura nevatengi kuburikidza ne email, meseji kana hutano
- Tumira kana kugamuchira zvinyorwa zvemagetsi
- Zivisai kambani yenyu kuburikidza nemagetsi ejw.org, akadai sewebsite kana kuti vhidhiyo
- Chengeta data yekambani yako pane kombiyuta. Mienzaniso yematare inosanganisira kutengesa kwekutengesa, marektareji, mabhuku emitero, uye zvakavanzika zvebhizimisi.
- Chengetedza dhiyabhorosi yevamwe (zvakadai sevashandi kana vatengi) pane kombiyuta. Mienzaniso inosanganisira mazita emakadhi neateri, nhamba dzekodhi dzekodhi dzevatengi, uye mazuva ekuberekwa kwevashandi uye nhamba dzekuchengeteka kwevanhu.
- Kutengesa zvinhu kana mabasa kuburikidza newebsite yekambani
Zvinhu izvi zvinogona kubvumira kambani yako kushanda zvakajeka, asi inowedzerawo ngozi. Dhenda yaunoshandisa pamakombiyuta yako inogona kutyorwa, zvichiita kuti utongerwe mhosva kupomerwa kwako. Dheta iyi inogonawo kutyiswa nekuda kwehutachiona, hupachikomba kurwisa kana chimwe chikonzero.
Kudzorera kana kugadzirisa dheta kunogona kuva inodhura zvikuru.
Inovhara Mitsva isina Kuvimbiswa neCGL Policy
Inishuwarenzi yeCyber yemhosva inopomerwa mhosva dzemhosva dzinotangira kubva kune zviitiko zvakadai sekuputsika kwekodzero uye kuramba kwekurwiswa kwebasa. Mhosva dzakadaro hazvifukidzwi nemitemo yepamutemo yezvokutengeserana (CGL).
Chimwe chikonzero, kukanganisa kwemagetsi ehurumende hakukwanise kuva pfuma yekukuvara pasi peCGL mutemo.
Izvi ndechokuti dhidhiyo data haifaniri kutaridzika pfuma. Chechipiri, mazano eCGL ane zvinyorwa zvemagetsi zvinoiswa kunze. Kuregererwa uku kunobvisa kugoverwa kwezvikwereti zvinoenderana nekurasikirwa, kukanganisa, uori, kana kusakwanisa kushandisa dhidhiyo.
Somuenzaniso, fungidzira kuti kambani yako inopa mabhuku ekuchengetedza. Utachiona hunovhiringidza kakombiyuta yako uye inokuvadza dare reklayiti. Mutengi haakwanisi kuwana zvinyorwa zvaanoda kuwana chikwereti. Anokukumbirai nokuda kwekukuvadza kwe data yake. Sutu haigoni kuvharwa neCGL yako. Kukuvadza kune dheereti yemutengi wako hazvikwanise kuva pfuma yekukuvara.
Cyber Liability Mitemo
Sangano rekuchengetedzwa kweCyber rinodzivirira mabhizimisi pamhosva dzekutongwa kwakaitwa nevatengi nemamwe mapato semugumisiro wekuchengeteka kana kukanganisa kwevamwe. Mitemo inowanzosiyana zvikuru kubva kune mumwe mubhadhari kune imwe inotevera. Zvimwe zvinosanganisira inshuwarisi yemhosva yevhidhiyo , iyo inosanganisira zvirevo zvinoreva kupomerwa kana kuchera , kupindira kwehumwe, uye zvimwe zvido zvekuda . Zvinenge zvese mitemo ye cyber inoshandiswa inoshandiswa pamatongerwo ezvakaitwa.
Mukuwedzera kune chikwereti chechitatu, mutemo we-cyber wakavhara zvakasiyana-siyana zvepambani mari. Heano mimwe mienzaniso:
- Bhizimusi Kubhadhara uye Zvimwe Zvimwe Zvinodhura Mari inopera iwe uye mari yaunoshandisa nokuda kwekuvhara zvizere kana kusarudzwa kwekombiyuta yako nekuda kwekurwisa hutachiona, hutachiona kana imwe njodzi yakaiswa pangozi. Kurasikirwa kwakadaro hakuna kuvharwa pasi pemari yebhizinesi uye mari yakawanda yeinishuwarenzi iyo inowanikwa pasi pekutengeserana purogiramu yemari .
- Kurasikirwa KweDhina Kunobhadhara mari yekudzorera kana kugadzirisa dambudziko rakarasika kana kukuvadzwa nekuda kwehutachiona, kurwisa hacker kana chimwe chikonzero chakakonzerwa
- Kushamwaridzana Nezvikwereti Zvinoshandiswa zvinoita kuti iwe uite nekuda kwekuputsika kwemashoko . Mienzaniso ndiyo inodhura yekuzivisa vatengi vakagadziriswa sezvinodiwa nemutemo, uye mari yekupa chikwereti chekuona kune vanotengesa.
- Cyber Extortion Inovhara mari inobatanidzwa nekutambudzwa , kusanganisira ransomware . Semuenzaniso, munhu anodzvinyirira anoisa ransomware kombiyuta yako. Munhu anomanikidzira anoramba kusunungura data yako kunze kwekuti iwe uchibhadhara kwaari kana mari yemari.
- Dambudziko Management Inovhara mari yekubhadhara ukama hwevanhu, mutemo, uye kombiyuta forensics vadzidzisi
Vamwe vatsigiri vezvematongerwo enyika vakagadzira mitemo yakakosha yepyber kune mamwe marudzi emabhizimisi, akadai semakambani e teknolojia kana masangano ekuchengetedza utano.
Vatsigiri vakawanda vanopa zvikamu zve "a la card" kuitira kuti vatengi vanoda kutenga chete avo vavanoda.
Nzira Yokuwana Coverage
Mutengi wako kana mutengesi anogona kukubatsira kuti uwane inshuwarisi yekuchengetedzwa kwekuchengetedzwa kwekuchengetedzwa kwekutengesa kuburikidza nokuisa chikumbiro chako kune insurer inopa kugoverwa. Chirongwa chacho chinogona kubvunza mibvunzo yakajeka pamusoro pekombiyuta yako yakasimba uye kuchengeteka kwayo. Heino mhando yemashoko ekutsigira vhesi vekutsvaga kutsvaga:
- Firewall Izvo system yako ine firewall?
- Virus Scans Unotarisa email here, inodedzwa dhesi kana zvigadziri zvinoshandiswa zvezvirusi?
- Munhu Aine Chinangwa Ndiani ane basa rekuchengetedzwa kwenethiwekhi?
- Dare Rekuchengetedza Iwe une dare rakachengetedzwa rakachengeteka here?
- Kudzivirira Software Ndeipi nzira yako yakachengetedzwa ne-anti-virus software? Iwe unoshandisa software inonzi incrusion detection? Unovandudza software yako nguva dzose here?
- Remote Access Ita vashandirwi, vatengi kana vamwe vanogona kuwana nzira yako kure? Kana zvakadaro, ndeipi urongwa huripo hwekutendesa vashandisi?
- Mashoko Anonzwisisika Ndeapi mapepa anonyatsozivikanwa (nhare dzekuchengeteka kwevanhu, ruzivo rwekadhi rechikwereti nezvimwewo) unochengetedza pamakombiyuta yako? Is data yakanyorwa?
- Kuwanika Sei iwe unogona kudzora kuwanikwa kune deta yakaoma?
- Dhinda Kudzora Kuedzwa Iwe nguva nenguva unoedza nheyo dzako dzekudzivirira data here?
- Data Backup uye Storage Unodzokorora data yako zuva rega rega here? Ndekupi mabhakitiri akachengetwa?
- Kushandisa nhaurirano Unoshandisa chero kombiyuta chero ipi zvayo (yakadai sekuchengetedzwa kwedenga) kune vamwe?
- Kudzorera Iwe une chirongwa chakakanganiswa chekupopotedzana kwemashoko iwe waizotevera muchiitiko chechiitiko chinosangana nekombiyuta?
Kana iwe uchida kutenga zvigadzirwa zvemagetsi, taura newaini kana mutengesi .
Chinyorwa chakagadzirwa naMarianne Bonner