Iyo FDCPA Inobata Sei Bhizimisi Rako
Zvikonzero Zviviri Zvaunofanira Kuziva Nezve FDCPA
I FDCPA inokanganisa vanhu vatatu, kufanana nevatori vematarenda, vanounganidza panzvimbo yevatengi vebhizimisi. Icho hachibatsiri bhizinesi rako zvakananga, kunyange iwe uri kuedza kuunganidza pamutero unokweretwa kwauri nemutengi.
Asi pane zvikonzero zviviri (iwe semuridzi webhizimisi) unoda kuziva pamusoro pemutemo uyu.
1. FDCPA haina kukanganisa ukama hwako nevatengi vako. Kana mumwe wevatengi vako akakubhadhara mari uye iwe unoshevedza kuti mutengi kuti atore chikwereti, FDCPA haina kudzivirira mutengi. Asi, iri pfungwa yakanaka kutevera zvipingamupinyi zvekudzivirira kwevatengi zvinoita apo iwe unosangana nevashambadzi vane mari yako.
2. Kana uri kukwereta basa rekuunganidza chikwereti, unogona kutongerwa kana vateresi vachishandisa nzira dzisiri pamutemo kutora mari kubva kune vatengi vako. Chengetedza zvinyorwa zvemasangano ekuunganidza mashandisiro aunoshandisa uye iva nechokwadi chokuti haashandisi chero ipi zvayo yemitemo isiri pamutemo.
Chii Chinonzi Bato Rokuunganidza Vanodiwa Kuita?
Nguva dzose kana zvikwata zvinosungirirwa kana mumwe mutero wekusungirirana achitumira mutengi maererano nekwereti yaunofanira kubhadhara kwauri, iwe unofanira kuzviona iwe nekambani yako uye utaure kuti chinangwa chekutsvaga ndechekuunganidza pane chikwereti chaunofanira iwe.
Kana uyo ane chikwereti achikuzivisa kuti ane gweta, unofanira kungoonana chete nomuchengeti wemhosva, kwete mutero zvakananga.
Chii Chinonzi Bato Rokuunganidza Vasingabvumirwi Kuita?
Chinodiwa Miranda chakakosha kununura. I FDCPA inorambidza vateresi kubva kune:
- Kukurukura mumwe munhu kuti ataure nezvechikwereti (unogona kutaurira mumwe munhu kuti awane chikwereti). Saka iwe haugone kutaurira amai vemutokari kana mushandirwi kuvabvunza kuti vakubatsire kuunganidza. Kurambidzwa uku hakushandi kune vanyori vekubatana ; sezvo vakasainira pane chikwereti, vangangosangana.
- Kana iwe ukaonana nomumwe munhu nezvechikwereti kuti uwane chikwereti, haugone kuonana nomunhu iyeye zvakare.
- Iwe haugoni kukurukura nemunhu ane chikwereti pa "nguva dzisinganzwisisiki" nguva kana nzvimbo, dzakadai sokushevedzera pakati peusiku kana pane imwe nzvimbo yebasa
- Iwe haugoni kutaurirana nemunhu ane chikwereti kana wakagamuchira "kurega nekurega" chikumbiro, cherechedza kuti unofanira kungotaura chete kuburikidza nemweya wemutokari kana chiziviso chokuti muteresi anoramba kubhadhara chikwereti.
- Iwe haugone kuita "kushungurudza, kudzvinyirira, kana kushungurudza" kubata, kana kutyisidzira chisimba.
- Iwe haugoni kushandisa mutauro wakaipa paunoedza kuunganidza pane chikwereti.
- Iwe haugoni kuzvimiririra pachako kana kuzvimirira semumwe munhu, kusanganisira gweta kana sangano rehurumende, kuitira kuti uwane pane chikwereti.
- Iwe haugone kudana muteresi pafoni kakawandisa kana mushure mekunge uchingogara maawa (sa 2 am)
Munhu Anokanganisa Angandigamuchire Here?
Vanokwereta vanogona uye vanoita kutonga mhosva kune vatokari vatengesi avo vanoona kuti vari kuita mukushungurudzwa kana dzimwe nzira dzisiri pamutemo kutora pane chikwereti. Ichokwadi kuti bhizimisi rako harisi kunyatsosanganiswa mumutemo uyu hazvirevi kuti iwe hausunungurwi pamhosva. Haisi chete kuti mhosva inomira kukanganisa chikwereti, asi iwe unomanikidzirwa kuzvidzivirira pa sutu, kusunga mari yakawanda uye nguva.
Ndingazvidzivirira Sei Ini neIkambani Yangu Kubva Kudzvinyirira Mhosva?
- Chokutanga, verenga zvakawanda sezvaunokwanisa pamusoro peDFCPA uye taura nemupepeti wako pamusoro pemiganhu yayo, usati watanga kuunganidza pane zvikwereti.
- Chechipiri, dzivisa chero maitiro kana maonero ekudzvinyirirwa kana kupindira kwepachivande, mukutaurirana kwose kune avo vane chikwereti chemari.
Zvinonzwisisika: Nyaya iyi inongororongedzana zvinyorwa zve FDCPA. Mutemo wakaoma, uye pane zvingave zvikamu zvinoshandiswa kune bhizinesi rako. Ndapota taurai nemuchengeti wenyu musati maedza kutaura nevatengi kuti vawane zvinangwa.
Kuti uwane mamwe mashoko, verengai iyi Bhuku Rokukwereta Chikamu Chekuita Practice Act (mu PDF format).