Nokuti Vashandi Vanopiwa Bi-Weekly
Zvose kazhinji, kendendende inoita kuti tive nekutarisa zvatinoita. Mune mamwe makore vashandi vanofanira kutarisana nekubhadhara kwenguva yakawanda kana vachibhadhara pamusi wevhiki nevhiki. Izvi zvinoitika sei? Kana iwe uchibhadhara imwe neimwe yeChishanu, iwe uchava nenguva makumi maviri nemaviri mune mamwe makore. Kana, kana iwe uchibhadhara musi weChishanu uye iwe uchibhadhara zuva risati rasvika, iwewo unopedzisira uine nguva yekubhadhara 27, kana Krisimasi inowira musi weChishanu.
Saka kana iwe ukatanga kuverenga uye ukafunga kuti iwe uri kubhadhara vashandi vanorayirwa pairi nguva dzinodarika makumi maviri nembiri pagore, pamwe wakaziva kuti, kana iwe usingaiti chinhu chakasiyana, iwe uri kuvapa zvakare gore rimwe kupfuura zvaungada (uye zvishoma mugore rinotevera?). Saka iwe unoitei?
Chengetai Zvimwe Zvimwe Zvimwe Zvokubhadhara Period
Sarudzo 1: Gurai mubayiro wepakati pezvikamu makumi maviri nembiri zvebhadharo pane makumi maviri nemaviri. Izvi zvinoguma nemari shoma mubhadharo rimwe nerimwe. Kana iwe uchida kuita izvi, iva nechokwadi chekuudza vashandi vako, saka havagunun'uni.
Sarudzo 2: Bharai mari yakafanana panguva imwe neimwe yekubhadhara sezvawakaita munguva yapfuura. Izvi zvichaita kuti kuwedzerwa kubudirira mubhadharo yevashandi ava. Kana iwe uchiita izvi, zivisa vashandi, saka unogona kutora chikwereti nokuda kwekuwedzera. Kana iwe ukaita izvi, iwe unofanirawo kuudza vashandi kuti kubhadhara kwavo gore rakatevera (gore rinotevera "gore rekunyora") richaderedzwa, nokuti richabhadhara chete kupfuura 26 mubhadharo.
Kubhadhara mari yakawedzerwa mugore rimwe chete kunogona kuchinjawo hutano hwe Social Security uye huwandu hweMedare huri kubhadhara vamwe vashandi vepamusoro.
Sarudzo yechitatu: Gadzirisa mubhadharo wokupedzisira wegore kuitira kuti mubhadharo wegore rose wakangofanana negore risati rasvika. Izvi zvinogona kunge zvisingakwanisi kune vashandi vanobhadhara, nokuti vashandi veawa imwe nguva vangasava nemari yakafanana yekuwana kubva kune rimwe gore kuenda kune inotevera (kusanganisira nguva yakawanda, nezvimwewo).
Chimwe Chingasarudzwa Chokutarisana Nemagazini Ino
Pakupera kwa2017, mutero we-bi-weekly ungabhadhara mubhadharo 27. Iko Post Office yeUnited States yakagadzira nguva yekubhadhara iyo inoratidza nguva yekubhadhara makumi maviri nemakumi manomwe semwedzi wekutanga wekubhadhara gore ra2018. Ivo vakati, "Gore rekusiya rinotanga zuva rokutanga rokubhadhara kwekutanga kwakakwana mugore remakore. inotanga musi waJanuary 7, 2017 (Chengeta nguva 2-2017), uye inowedzera makumi maviri nemakumi maviri ekubhadhara nguva, kupera musi waJanuary 5, 2018 (Pay Period 01-2018).
Informing Employees
Mune chimwe chezviitiko izvi, iwe uchada kuzivisa vashandi zvauri kuita, zvose zvisati zvapera kuguma kwegore uye kana iwe ukagovera ma form W-2 kune vashandi nokuda kwezvinangwa zvekubhadhara mitero.
Mimwe Migumisiro yeChimwe Chimwe Chepa Period
Zvimwe zvimwe zvaunofunga zvaunoda kuziva:
Payroll Taxes. Nhamba yebhadhari ichachinja huwandu hweSocial Security neMedare iwe iwe nevashandirwi vako muripo. Vamwe vashandi vanogona kusvika pahuwandu hwehupfumi hwehupfumi hwevanhu kare uye vanogona kusvika kusvika pachikumbaridzo chemutero weMedare unowedzera (0.9%) nehomwe yekubhadhara.
Zvibatsiro zveHashandi. Kubhadhara mari yakawanda kunogona kuguma nekubhadhara zvimwe zvikwereti. Semuenzaniso, iwe unogona kunge uripo-kubhadhara mumwe munhu 401 (k) ane nguva yekubhadhara yakawedzerwa, kupfuura chikamu chakareruka chekuregererwa.
Kana izvozvo zvichiitika, iwe unofanirwa kudzorera mari kune mushandi.
Gore Romutero weW-2s. Kuva nenguva yekubhadhara kuwedzerwa pamagumo egore kunounza nyaya yemutero wegore iyo mutero uripo. Mutemo mukuru ndewekuti mutero unofanira kunge uri W-2 wegore apo mubhadharo unobviswa uye mushandi kushandisa kwayo.