Mhinduro Kumibvunzo Yenyu Pamitero seChirangaridzo Chekuzvimirira
Muchikamu chino, uchaona nezvekubhadhara iwe, sei iwe unofanirwa kubhadhara mitero pamari yako yebhizimisi, uye kuti iwe unogona sei kuchengetedza mari pamitero yebhizimisi yako nekudhura mari yebhizimisi.
Chii chinoratidzirwa makontrakita?
Munhu anozvimirira oga ndiye mumwe munhu anoshanda kune mumwe munhu, asi kwete sevashandi. Pamusoro pemitero yemari yekubhadhara, iwe unofungidzirwa iwe wega wega. Zita re "proprietor chete" inongova nzira yakashata yebhizimisi duku. Iwe haufaniri kubhadhara kubhadhara bhizinesi rako nehurumende yako kana ne IRS, uye iwe haufaniri kuisa (itai sangano).
Kuve musangano wekuzvimiririra kunobata sei mubhadharo wangu?
Iwe uchiri kubhadharwa nokuda kwebasa raunoita mubhizinesi rako, asi iwe unotora mari haisi mubhadharo kana mubhadharo. Izvi zvikwereti mari yebhizimisi. Iwe hauna kuwana mubhadharo kubva kubhizinesi rako. Mari yaunowana nokuda kwebasa rako kana zvigadzirwa zvako inopinda mubhizimusi rako kutarisa compte (hungu, iwe unofanira kuva nega yebhangi yebhangi yebhizimisi). Iwe unogona kutora mari kunze kwebhizimisi (inonzi "tora"), asi kwete sehomwe nokuti uri muridzi , kwete mushandi.
Mari yaunotora semuridzi haibatsiri mitero yako; iwe unofanirwa kubhadhara mutero pane ZOSE mari yebhizimisi rako, pasinei nokuti unoitora kana kwete.
Nokuti iwe hausi mushandi, mari yaunowana kubva kune bhizinesi yako haina mimwe mitero yemari inobhadharwa kubva kwavari, uye hapana zvakabhadhara zvekuchengetedzwa kwevanhu kana Medicare.
Zvechokwadi, iwe haugone kubuda pakubhadhara mitero, uye iwe unofanirwa kubhadhara federal uye hurumende yemutero wemari pamari yako kubva kubasa rako sechinhu chakazvimirira kontrakta, kuburikidza nebhasiro rezvemabhizimisi. Mitero yekuchengetedzwa kwevanhu uye Medicare inofanirawo kubhadharwa; iyi inosanganiswa mutero inodanwa mutero wekuzvitsvaga kwemabasa kune makambani akatsigira.
Kuve wega wega / wezvokuchengetedza makambani kunoshanda sei nemitero?
Apo iwe unogadzirira purogiramu yako yomutero, iwe uchagadzirawo fomu inonzi Schedule C , iyo inonyora bhizinesi rako rebhizimisi kubva mubasa rako rese rekugadzira, kusasiya chero mari ipi zvayo. Vakawanda veCC vanogona kuisa izvo zvinonzi Schedule C-EZ, umo iwe unongorondedzera mari yako yose uye inopfupisa mari yako. Zvinotora maminitsi mashoma kuti apedze.
Ndedzipi mari yandingakwanise kuitora semunhu anozvimirira oga?
Iwe unogona kutora mari yakawanda yebhizimisi mari yawakabhadhara. Kune chero mari ipi zvayo, unofanirwa kuva nezvikwereti zvakanakisisa , zvakagadzirwa nenguva yezvinodhura, kuratidza kuti yaiva bhizinesi rebhizimisi uye mari yezvinodhura, kana zvichiitika pakuongorora. Heino urongwa hwemabhizimisi emitengo yakabviswa kubva kuA kusvika kuZ.
Iwe unoda kutora zvakawanda zvakabviswa zvakakodzera sezvaungagona. Asi iwe unofanira kunge uchikwanisa kuratidza kuti mari yakashandiswa uye kuti yaiva yezvinangwa zvebhizimisi.
Ndinoziva sei kuti mari ndeipi yebhizimisi?
IRS inotaura kuti mari chete inenge ine chinangwa chebhizimisi chinogona kuderedzwa. Kana iwe uchida kubvisa mari, izvi zvinodhura zvinofanira kunge zviri pachena kune bhizinesi rako , kwete iwe pachako . Uyewo, mari inofanirwa kuve yakanyatsoratidzwa, ine zuva, chiyero, uye chinangwa chebhizimisi.
Ndichatofanira kubhadhara mutero wekatekemu wegore rimwe chete here?
Kana bhizimisi rako rine purogiramu, iwe unogona kuite kuti uenzanise kubhadhara mitero yebhizimisi yako. Asi, kana uine zvimwe zvekuwana mari, iwe unogona kuwedzera kubhadhara kwako pane mari kubva kubasa kuenda kune imwe nyaya kune imwezve mitero yemitero uye mutero wekushanda iwe iwe unogona kubhadhara. Kungofanirwa kujekesa, iyo inofungidzirwa mitero inofanira kuvhara zvose zvematongerwo emitero yemutero uye webasa rekushanda iwe iwe unofanirwa neSocial Security uye Medicare.
Chokutanga, ona kana iwe uchikwanisa kuwedzera mari yakachengetwa kubva pamubhadharo wako kubva pane mamwe mawanikwa. Kana iwe usina chero chibvumirano chekugadzirisa, iwe unogona kudiwa rubatsiro kuti uone kana iwe uchatofanira kubhadhara mitero yakatarwa pamari yako semukondireya oga. Kana uine mari kubva mugore rapfuura, unogona kushandisa icho sechikonzero chekuverenga mari yako inofungidzirwa mutero, kana kushanda nemumwe muteresi wemitero.
Izvo zvinhu zvinotinhira zvinonzwika zvakaoma. Ndichafanira here kubhadhara mumwe munhu kuti aite mitero yangu?
Iwe unogona kudiwa rubatsiro ne (a) Purogiramu C kana Chedheni C-EZ, (b) Purogiramu SE kuverenga muwandu wemitero yokuzvishanda, uye (c) kuverenga kwekufungidzirwa mitero inokodzera. Kana iwe uine bhizinesi rezvemabhizimisi rekudzoka, pasina vashandi kana kuti zvigadzirwa zvemiti, unogona kushandisa imwe yeiyo yekutengesa mitero yebasa rekugadzira mitero.
Ndingagamuchira W-2 nokuda kwekubhadhara mutero?
Panzvimbo pokugamuchira W-2 munaJanuary wegore roga rega, uchagamuchira fuma 1099-MISC inoratidza chiyero chawakapiwa kubva kune umwe neumwe mutengi wawakashanda mugore iroro. Kana zvikwereti zvako kubva kune mumwe mutengi ari pasi pe $ 600, haungagamuchiri fomu 1099-MISC, asi iwe unofanirwa kuisa mari yawakabhadhara pamutero webhizimisi yako.
Ndingabhadhara sei mitero yemari pamutero wangu sekontiraire oga?
Chokutanga, unofanira kusarudza mari yakawanikwa kubva pamabasa ako ose emabhizimisi. Mari inobva mubasa rako se-sub inonyorwa paChechi C. Mari kubva mubasa rako se IC inorongwa, uye zvakabviswa zvose zvinotorwa, kuwana nhamba yekuwana mari. Nhamba iyi inounzwa kuMutsetse 12 weFomu yako 1040. Inowanikwa mune imwe ipi inowanikwa, uye ipapo mutero unotarirwa pane yako yose yakagadziriswa mari yakawanda.
Zvakadini nekutaura mitero inowanikwa?
Zvizhinji zvehurumende zvine mitero yemari, uye hongu, iwe unofanira kubhadhara mitero yehurumende yemari pamari yako semugovera wezvakagadzirira.
Imwe mitero yebasa rekuzvidzivirira yakaverengwa sei uye inosanganiswa pamutero wangu wekudzokera?
Nhamba yemari inowanikwa (iyo "purogiramu") kubva pane yako Purogiramu C ndeyekutarisa muwandu webasa rekushanda iwe iwe unokwereta. Iyi kuverenga kunoitwa paHedheni SE . Chigumisiro chekuverenga ichi chiyero chemutero chinowedzerwa kumutero wose wemutero unofanira kubhadhara.
Muenzaniso wemitero kune muchengeti akazvimiririra:
Muchengeti anozvimirira, ngatitumidze kuti Carol, anoshanda kune vateereri vakawanda muna 2018 uye anowana mari yose ye $ 18,000 pagore, sezvinoratidzwa pamhando 1099-MISC yaakagamuchira. Haana imwezve mari, asi murume wake Tom ane basa renguva yakazara uye ivo vanokonzera kubatanidzwa mutero kudzoka.
Anonyorera Purogiramu C-EZ nokuda kwemitero yebhizimisi ya2018. Anokwanisa kuratidza kuti akafambisa makiromita mazana maviri nemasere kubva kumashure kuti apinde basa, saka (pairi IRS mileage rate ye 2018 ye 54,5 masendira) anogona kutora $ 86.25. Izvi zvinomuita mari yakawanda kubva mubhizinesi rake $ 18,000 pasi pe $ 86.25, kana $ 17,913,75. Iyi mari inoenderera mberi kune 1040 paChina 12: Mari yebhizimisi (kana kurasikirwa).
Anofanirawo kubhadhara mutero webasa roga roga pa $ 17,913,75. Anokwanisa kushandisa fomu shoma Schedule SE. Chigumisiro cheParamende SE kuverenga chinoratidza kuti ane $ 2687.05 (15.3%) yemutero wekushanda. Carol anowana chikwereti nokuda kweuwandu hweHuman Security Security. Hafu yemari iyi ($ 1343.53) inotorwa pa Page 1 yemutero wayo wekudzorera, kuderedza mari yakawanda yakagadziriswa mari yakawanda yegore.
Kuzvidavirira kwemutero wekuzvitsvaga, Tom anogona kuwedzera kubvisa kwake kubasa rake, kana Carol angazotanga kubhadhara mitero, achitora mari yakazara ye $ 2 687.05 uye achiparadzanisa ne 4 uye achibhadhara chechina chechina chega roga (April 15, July 15, Gumiguru 15, neJanuary 15, 2016).
Iyi inongova muenzaniso mumwechete wekuti mhando yezvokuchengetedzwa kwemakontrakita inogona kushanda sei. Mamiriro ako angangodaro akasiyana zvachose, saka tapota ona muteresi wemitero kana kushandisa imwe yemitero yekugadzirira software zvirongwa zvekubatsira iwe kugadzirira mitero yako.