Bhizimisi shoma rakakundikanawo, kusanganisira mabhanki maduku akaita zvikwereti zvinokuvadza.
Mushure mekuregererwa kwebhengi yakatanga muna 1980 uye yakaramba ichienderera mberi kusvika kuma1990 uye kusvika pakupera kwezana remakore idzva, mabhenji aishanda muhurumende yemari yeUnited States pasina pachena uye asina zvakawanda kudzora zvinhu zvakadai semakaro ehurumende nekunyengera. Vakatanga kuita zvikwereti zvinokonzera njodzi, kunyanya zvinotyisa zvikwereti zveimba. Mabhangi, kusanganisira avo vakarongerwa sebhizimisi shoma, vakapindawo pamwe chete.
Chigumisiro chakanga chisingadzivisiki. Apo kambani inoshumira ivo pachavo panzvimbo pevaya vanobatana navo, inotadza kukundikana. Izvi ndezvechokwadi kana vari bhizimusi guru kana bhizinesi duku. Heino nyaya.
Tinorarama muCommunityist Society muUnited States
Kana iwe ukatarisa kumusoro izwi rokuti capitalist , uchaona kuti zvinoreva kuti tinorarama munzanga inotungamirirwa nehupfumi hunosimbisa huri hwega humwe hwemagetsi ekugadzira kana hupfumi hwekutengeserana.
Mune sangano guru revanhu, iwe une misika yekusununguka uye makambani anorarama nechinangwa chekuita. Varipo kuti vawane mari.
Makambani mune hurumende yehutori huripo yekuita mari asi ndeipi nzira yakanakisisa yekuita izvozvo? Takaona, kuburikidza nokuwa kweWall Street, kuti makaro emakambani uye utsotsi haazviiti, zvichida kwete munguva refu.
Makaro uye unyengeri zvinogona kuita pfupi pfupi purofiti kumabhizimisi makuru uye maduku. Asi, kana makambani ekuti varambe vari vapenyu, purogiramu yenguva pfupi haina kukosha. Yenguva refu yekushanda ndiyo nyaya.
Iko kunomutsa mubvunzo webhizimisi, ingave ibhizimisi guru kana duku, rinogara rakasimba uye rakasimba munguva refu? Mhinduro ndeyokugutsa vanobatana navo. Vaya vanobatana navo ndevanaani? Izvo mapoka ayo anowanikwa mune ramangwana rekambani, ingave ibhizimisi guru kana duku.
Vashandi kana Stockholders
Rimwe boka revari kubatanidzwa ndiro varairi vemu kambani kana vanochengetedza. Bhizinesi duku haringave nevevateresi kunze. Mutori wega ndiye angava muridzi. Bhizinesi duku rinogona kunge rine muridzi nemhuri nemhuri neshamwari. Zvichida, bhizinesi duku rinogona kutsvaga mutumwa kana mari yekutengesa mari uye kune vashandi vekunze. Mabhizimisi makuru aine nguva dzose aine vashandi.
Stockholders vakaita mari yekusimudzira mune yako yakasimba. Vanoda kudzoka pane iyo inotengeswa. Iwe, semuridzi webhizimisi, uine mvumo yekuedza kuvapa kudzoka pahupfumi hwavo. Munguva yekuparara kweWall Street, taona vashandi vanowana zvikwereti zvikuru kuburikidza nehutungamiri vachishandisa nzira dzenhema pakushanda mabhizinesi avo.
Vazhinji vashandi vanozopedzisira varasikirwa nehupfumi hwavo mune dzimwe dzezvikemani nokuti makambani akakundikana. Zviri pachena, ichi hachisi chinangwa chevashandi.
Munzanga yevanhu vakuru, mabhizimisi maduku uye mabhizimisi makuru anofanira kuva nechinangwa chekuwedzera hupfumi hwevashandi vavo. Izvozvo zvinoreva kuti vatungamiri vebhizimisi maduku vanofanira kutora matanho kuwedzera mutengo wemari yebhizimisi shoma, kana iri kutengeswa pachena, kana kudzokera kumunhu anotakura, kana isiri. Izvi zvinofanirwa kutarisirwa kune kwenguva refu, kwete nguva pfupi.
Heino muenzaniso. Ngatitii bhizimisi renyu duku ndedzvimbo duku yekugadzira. Iwe unobereka chigadzirwa chinogona kukonzera kusvibiswa kwemvura munguva yekugadzira. Kana iwe usingagoni kudzora kusvibiswa, zvakakosha kuti iwe ubereke chigadzirwa chako uye iwe unogona kuvimbisa vagovana vako kuti vadzoke zvikuru munguva shoma.
Zvisinei, kana iwe ukadzora kusvibiswa uye kuvimbisa mvura yakachena, inogona kutora mari yakawanda munguva shomanana uye yenguva pfupi inodzoka inogona kutambura, asi, kwenguva refu, bhizinesi rako duku richaremekedzwa, richakwezva mamwe mabhizinesi uye vatengesi, uye vako vanochengetedza mari vanozobatsirwa kwenguva yakareba.
Vashandi seVashandi
Rimwe boka revanhu vanobatanidzwa mubhizimisi renyu duku ndevashandi venyu. Bhizinesi duku rine basa kune vashandi varo. Vanofanirwa kubatwa neruremekedzo, kuremekedzwa, uye kururamisira. Bhizimisi rako duku rinofanira kupa mabasa anovandudza mararamiro evaranda vako, kuremekedza hutano hwavo, uye kudzivisa chero maitiro ekusarura.
Vashandi vanorwadziwa kana kutungamirirwa kwebhizimisi duku kusingatendi mukutenda kwakanaka kana kusachengeta mitemo yakakwirira pamusoro pemitemo yemari . Apo Wall Street yakagumburwa munaSeptember / October ya2008, makumi ezviuru zvevashandi vezvemari vakabva vabuda pabasa. Ichi chaive chikonzero chaicho chezvinhu zvekunyengera kwevashandi vavo. Izvi zvakanyura pasi kuburikidza nehupfumi kusvikira tasvika pakuderera kwehupfumi kunosvika 10%.
Vakawanda vevashandi vezvemari paWall Street vaibhadharwa zvikuru. Izvozvo zvingadaro zvakave zvakanaka munguva pfupi. Mukufamba kwenguva, havana basa uye vazhinji vavo vangazombokwanisa kuwana basa mumunda wavo zvakare.
Mitambo seVatambi
Bhizimisi shoma rinofanira kufungidzira rikwereti raro sevashandi. Vatengesi, sevashandirwi, vanofanirwa kurapwa noruremekedzo uye chiremerera. Urarame nemitemo yekutsika kwebhizimisi . Pasina vashandi uye vatengi, bhizinesi renyu duku raisazoshanda. Tora vatengi vako zvakanaka uye uchengetedze yepamusoro yevashandi. Mune mari yezvemari, kutengeserana kwevashandi chinhu chimwe chichabatsira kuchengetedza vatengi vako.
Remekedza vatengi vako pane zvose zvebhizimisi rako, kusanganisira mitengo yekutengesa , kutengesa, uye kutengesa. Chengetedza tsika yevatengi vako mupfungwa. Mushure mekuputsika kweWall Street, vatengi vachitsvaka rubatsiro rwezvemari vachatya uye vanotya kuvimba nemari. Kana bhizimisi rako duku riri duku rekwereti bhengi kana bhangi, somuenzaniso, iwe unofanira kuita zvose zvaunogona kuti uite kuti udzoke zvakare kune vateereri vako.
Sosiyamu seChirwere
Sezvo, mune hurumende yehurumende, nzira dzekugadzira dzinosungirwa pachavo nebhizimisi firms, sangano pachayo inobatanidzwa nebhizimisi guru uye duku. Mabhizimisi maduku, uyewo makambani makuru, anofanira kusimudzira ukama huri pakati pebhizimisi nehurumende uye pakati pebhizimisi nezvimwe zvikamu zvevanhu. Iro mutoro wemabhizinesi ose kuva nekuzvipira kukwidziridza mararamiro ehupenyu uye kukurudzira kubudirira kunogara. Mabhizimisi maduku anofanira kuedza kupa rubatsiro munharaunda yavo uye kuva vagari vomunyika dzakanaka. Pane imwe nzvimbo munzira, makambani ezvemari paWall Street akakanganwa ichi chidzidzo chinokosha kwazvo chekuita zvehupfumi.
Mienzaniso
Kuparara kwepedyo kwehupfumi hwedu hwakatotanga nguva yakadzoka shure nekukundikana kwemari kwemafemu akaita saEnron. Enron Corporation yaiva yekambani yakakura iyo yakashandurwa muna 2001. Yakashandisa vanhu 22 000 uye yakanga isingagoni kugoverana. Yakaputsika nekuda kwekunyengedzera kwekuzvidavirira, kana "kubika mabhuku," yakapfuurirwa nekambani yayo yekuongorora, Arthur Andersen, mumwe wevashandi vekuongorora mabhizimusi muU.S., iyo yakawawo. Makumi ezviuru zvevashandi akasara asina basa uye vamwe vashandi vakasiyiwa nehosi yepurasi yakazara yeEron isina maturo stock.
Enron ndiyo yakanyanya kuparadza nyika kusvikira muna 2008 uye Lehman Brothers, iro guru reWall Street mari yezvemari. Lehman akapinda pasi zvichida nekuda kwemari yepa subprime yakaitwa munguva yema1990 uye kutanga kwezana remakore rechi21. Kubhadhakwa kweLehman Brothers kwakatanga kuitika ku Wall Street. Kuti udzivise kukanganisa kukuru kwemari, firm Bush inounganidza mari yakawanda yekubhadhara mari, inonzi TARP, kuchengetedza yakawanda yeimwe mabhizimisi eWall Street.
Kubva pakuwa kwegore ra2008, takanga tine zvikwereti zvizhinji zvemari uye kukundikana mune dzimwe nzvimbo dzebhizimisi. Kukundikana hakurevi pamabhizimisi makuru. Mabhizimisi maduku akave nokugoverana kwavo, zvikurukuru nekuda kwekuderera kwezvemari kwakabva pakuparadzwa kweWall Street uye nematambudziko echikwereti akazoguma.
Summary
Nzira yega yekuti hutungamiri hwehutungamiri hubudirire huri hwebhizimisi rimwe nerimwe, bhizimusi guru uye bhizinesi duku, kunyora kune dzidziso yemari yepamutemo uye yebhizimisi. Kana bhizinesi richiedza kutora zvishoma kuti riwane zvikwereti, richakundikana munguva refu sezvatakaona munguva yekutanga kwezana remakore rechi21. Bhizimisi shoma rinotamba basa rinokosha mumari yeAmerica. Inogona kuva mutsauko pakati pekubudirira nekukundikana kwehupfumi hwedu uye mari yehurumende.