Chii chinoitika kana pane chivimbiso chekuita, uye mari inobhadharwa kune munhu anoita chivimbiso, asi chivimbiso hachina kukudzwa, kana ruzivo rwekushanda haruna kukanganisa? Iyi ndiyo mienzaniso yemamiriro ezvinhu apo zvinyorwa zvinyorwa zvinogona kuiswa.
"Kudonhora" izwi rinonakidza. Zvinonzwika zvakanaka kwazvo, uye zvinogona kuva, nokuti zvinogona kumanikidza mumwe munhu kudzorera mari sechirango.
Chirongwa chekudzikinura mubvumirano yebhizimisi nderokuti inoda kuti chimwe chinhu chidzoserwe shure, zvichienderana nemamiriro ezvinhu.
Nzira dzeClawbacks Dzinoshanda Sei?
Ngatiti bhizinesi rine mukuru wevakuru (CEO) uyo anoda kupa mubairo nekuchengetedza kambani inobatsira. Zvichida CEO ine kambani yeparadhiso yegoridhe. Saka kambani inosanganisira chikamu mubvumirano yaro yekushandira iyo ichawana mamwe mahora $ 100 000 kana ruzivo rwekambani ruchiwedzera 10% pamakore maviri anotevera. Nhaurirano dzezvemari dzinoratidza huwandu hwekambani yekambani yakawedzera 12% munguva iyoyo, saka iwe unomupa mari kumagumo emakore maviri.
Zvadaro varairi vekambani vanoona kuti mari yekambani yakangowedzera 8%. Zvakaoma kutaurira kana kushanduka uku kwaiva kuvanzika nemaune kwechokwadi kana kuti kukanganisa. Asi, chibvumirano che CEO chaiva nechirongwa chekugadzirisa icho chakaita kuti kambani iwane bhonasi kumashure kana zvikwereti zvashanduka.
Bye, bye, $ 100,000. Sezvo CEO ikasaina chibvumirano, pane zvishoma zvingakwanise kuita kurwisana nekumanikidzirwa kudzoka kwemari.
Mune zvimwe zviitiko, kambani yebasa pamwe nevakuru inogona kusanganisira chirango. Izvi ndezvokudzivisa mukuru wekuzviviga nemaune zvinhu izvo zvingave zvisingabatsiri kujekesa.
Zvigadziro zvekugadzirisa muNhau
Kana iwe ukaverenga nyaya dzezvemari, iwe unogona kunge wakaita sezvinyorwa zvichiti kujekesera zvinyorwa. Heano mienzaniso miviri.
Zvigadziro zvekugadzirisa muChirongwa Chekudzorera Kwemari
Zvinyorwa zvekudzikinura zvakange zviri mumashoko kubva mugore ra2008 rakaoma mune zvemari. MunaJuly 2015, Securities uye Exchange Commission yakabudisa chirevo pamusoro pekugadzirisa zvinyorwa sechikamu cheDodd-Frank mitemo yekugadzirisa mari.
Ikuti SEC inotonga inoda makambani kuti atange zvinyorwa zvinyorwa zvinopikisana nehutongi huripo kana zvinyorwa zvemari zvekambani zvinofanira kudzorerwa (zvakachinjwa).
Vatongi vekambani vanogonawo kudiwa kuti vadzose mari yekusarudza kushandiswa kana mabhonasi kana mari yekambani isingasviki mazinga akadaro.
Zvipfeko Zvokugumburwa muMedicaid
Zvigadziriswa zvinoshandiswa zvinoshandiswa mune dzimwe mamiriro ezvinhu, kuwedzera kune zvibvumirano zvebasa. Iyo Medicaid Recovery Program (mumutambo, rubatsiro rwechirwback) inobvumira Medicaid kubhadhara mari yakabhadharwa kwehutano hwemupi wemu Medicaid uyo akafa. Elizabeth Davis, RN uye VeryWell Expert anoti,
Zvose zvese zvinoedza kudzorera Medicaid mari inoshandiswa pakuchengetedza kwenguva yakareba sekuchengetwa kwemisha.
Vamwe vanoti zvakare vanoedza kubhadhara mari inoshandiswa pane dzimwe mari yekuchengetedza utano. Nyika dzisingabvumirwi kutora mari yakawanda kubva kune imwe nzvimbo yako kupfuura yavakapedza pakutarisira kwako.
Kunyange zvazvo izvi zvichiita sechisimba, zvigadziriswa zvakagadzirirwa kubatsira kuderedza Medicaid mari kuburikidza nekuwana mari kubva kune vamwe pashure pekufa kwavo.
Zvimwe Mienzaniso yeZvipfeko Zvokugadzirisa
- Muinishuwarenzi yehupenyu, urongwa hwe clawback hunogona kuda kuti zvikwereti zvidzoserwe kana mutemo wacho wakabviswa.
- Kana zvikwereti zvakagamuchirwa, zvingave zvichinyorwa zvakare pasi pemamwe mamiriro ezvinhu.
- Iko kune zvinyorwa zvinyorwa mupensheni , kana zvikawanikwa kuti mari yepenheni yakagoverwa zvekubiridzira.
- Hurumende inobvumirana nevanopinda makambani inogona kusanganisira zvikwereti zvekubhadhara kune kontrakiti yemamwe zvido zvechibvumirano hazvisati zvasangana.
- Muchikwereti chekubhadhara zvakagadziriswa, rubatsiro rwekugadzirisa runogona kudiwa kuti mukuru wekubhadhara iyo kambani inotsanangurwa zviyero kana mutungamiri anotyora chibvumirano chisina kukwikwidza uye anoenda kushanda kumupikisani mukati memwedzi yakati wandega mushure mokusiya kambani.