Dzidza Sei KuCrowdfund Your College Dzidzo

Pano pane nzvimbo 7 dzinoshandiswa kuti dzibatsire kuunza mari kumarikidzi yekudzidzira mari

Dzidzo yekorosi yakawanda yakave yakazara mumakore gumi apfuura uye nyanzvi vanotarisira kuti dzidzo dzekudzidza dzirambe dzichienderera mberi nepamusoro pemakore makumi maviri anotevera. Saka, mudzidzi kana mubereki anofanira kuitei?

Pinda vanhu vakawanda . Vadzidzi nemhuri vari kutanga kutendeukira kune vakawanda vanoda kubhadhara chikoro chavo uye kudzidza kuchikoro. Panzvimbo yekupedzisa chikoro nekupinda kubasa rakasungirirwa nemakumi ezviuru zvemadhora emudzidzi chikwereti, vazhinjifunding iri kubatsira vanhu kubhadhara zvizere kukiraji kuburikidza nekuparadzira mari kune vakawanda vanovabatsira pasi rese.

Sei Vamwe Vaizoisa Mari Mimwe Imwe Dzidzo?

Mune zvimwe zviitiko, vabatsiri vakawanda vanofarira kubatsira nekoroji mari nokuti vari shamwari kana vemhuri. Kuziva mudzidzi nemhuri yavo, vanonzwisisa mamiriro ezvinhu uye vanoda kugadzirira mukati. Zvinogona kuva zvakaoma kubvunza Uncle Jake chiso nechiso kana iye achida kubhadhara madhora ane chiuru pamabhuku. Crowdfunding inopa chinhu chiduku chinoshungurudza chokukumbira uye kupa rubatsiro.

Asi nei vanhu vasina kufanira vakakwana vakasarudza kukubatsira kubhadhara chikoro chako? Vanozviita, kwete nekuda kwekunamata, asi nokuti uri kuvapa mubairo wekutsvaga kwavo.

Uye iyo ndiyo inobata.

I "Human Capital Contract"

Kana uri kuenda kupfuura shamwari neshamwari kuti uwane mari, unogona kutendeukira pane chimwe chinhu chinonzi "chibvumirano chevanhu vakuru." Uine chibvumirano chemunhu, unozvisunga iwe kubhadhara chikamu chemari yako inoramba iripo kune vakawanda vasingazivi, kazhinji kwenguva refu semakore gumi. Zvibvumirano zvinogona, somuenzaniso, zvinokusunga iwe kubhadhara 10 kana 20% yemari yako yepamusoro pane imwe chiitiko kwemakore anotevera.

Zvichienderana nezvamunokurudzira kuita zvoupenyu, varairi vako vanogona kuita zvakanaka kana kunyanyisa. Zviri pachena kuti vatengesi vari kubhejera kuti iwe pachako uzviwanire iwe basa rakaoma, rinorebhadza.

Kana iwe ukazvibvunza iwe, Ko dzidzo yekoroji inokutsvaga zvakanaka here? Warren Buffett akawanzoputika, pamberi pevateereri vevhizimisi-vekuchikoro, kuti aizorayira $ 100 000 nokuda kwe10% yemari yevadzidzi mune ramangwana. Makambani akadaro Upstart uye Pave ari kuita izvozvo zviitike.

Icho chikonzero chakanaka here kuzvisunga iwe kubhadhara chikamu chemari yako yako kwemakore gumi anotevera? Ichokwadi ndechekuti, kana uri kukwereta mari yekubhadhara kukireji, iwe uchazviita zvakadaro. Misiyano ndeyokuti nebhangi yako yerudzi rwemari inofanirwa kugadziriswa (asi iyo inopesana nokuve yakabva pane zvaunowana), uye iwe uri kuzobhadhara kune imwe sangano panzvimbo yevanhu vakawanda. Mune zvimwe zviitiko, kune zvido zvepamutemo zvakabatana nesangano kuburikidza nemutemo mutsva unonzi Crowdfund Act.

Mubvunzo wekuti gurufunding yakarurama here iwe uchavimba nemari yaunotarisira kuite, uye iwe unonyaradza hutano pamwe nepfungwa yekuzvipira iwe se "hupfumi hwevanhu."

Takagadzirira Kutanga?

Pano pane masereji manomwe evanhu vakawanda vaunokwanisa kushandisa kuti vanhu vadzidze mari yako yepamusoro yezvidzidzo.

01 - GoFundMe

GoFundMe zvikwereti pachako sewe # 1 nzvimbo yevanhu vakawanda inoshandiswa uye yakakwira kudarika $ 250 mamiriyoni nokuda kwezvikonzero zvemarudzi ose. Dzidzo iboka guru paGoFundMe sevadzidzi vazhinji nevabereki bokafund mari yekubhadhara iyo iyo pesky mvumo yekubhadhara.

02 - GradSave

MuUnited States, zvirongwa zvekodzero-zvakanakira 529 zvakashandiswa kuchengetedza mari yekoroji. Shandisai GradSave kuti muve nenjodzi yekombiji yekoroji yemwana wenyu nekugovana basa renyu neshamwari nemhuri. Nzvimbo iyi inotora mapurogiramu anopfuura 11 000 emapurogiramu evanhu vakawanda.

03 - GiveCollege

Nekubhadhara kwekoroji inotarisirwa kuva $ 150,000 ne2030, vabereki, shamwari, uye mhuri dzinoshandisa GiveCollege kutanga vanhu vakawanda kudzidzisa dzidzo yevana.

04 - Upstart

Kumusoro kune imwe yenzvimbo dzinoverengeka dzevanhu vakawanda dzinounza nzira itsva yekubhadhara chikoro. Mukudzoka kwekupa rubatsiro kumushandirapamwe wevanhu vakawanda, vadzidzi vanobhadharwa chikamu chemari yevadzidzi mune ramangwana kwenguva yakatarwa kuburikidza ne "chibvumirano chemhuri yevanhu." Mukuwedzera kumaripo yeramangwana, boka revanhu vakawanda rinopa mazano anokosha kune vanhu vadzo zvakare kuMupstart.

05 - Pave

Panzvimbo yekupedza mazana ezviuru zvemadhora echikwereti chemudzidzi, vadzidzi vanogona kusarudza kushandisa Pave kuti vabhengetedze koreji uye kuchikoro chikoro. Kana mudzidzi achida paPave, iye anobvumirana kubhadhara chikamu chemari yaanozoita kune vatsigiri vemushandirapamwe. Vimbiso huru dzevanhu dzakambokurukurwa munharaunda dzevadzidzi senzira iri nani yekubhadhara dzidzo - iye zvino nePave uye Upstart uye vanhu vakawanda, vari kuitika.

06 - ScholarMatch

Scholarmatch inonyatsotaurira vadzidzi vane mari shoma muSan Francisco Bay. Vapegi vanowanzobatsirwa neyunivheri rubatsiro avo vanoda kudzorera mharaunda kuburikidza nekupa basa rakafanana kune vamwe vechidiki. Mukuwedzera pakubatsira nekutora mari, Scholarmatch inopawo mazano emari kumhuri. Mune zvimwe zviitiko, mhuri dzinotanga ukama hwavo neScholarmatch apo vana vavo vari mukirasi yechinomwe.

07 - IncitED

Kubatanidzwa kwakasikwa senzvimbo yevanhu vakawanda yekudzidzira mari yekuita basa rekudzidzisa. Kuvhiringidzika hakuzvirevi pachechi yekufambisa; iwe unogonawo kukwidza mari yekuchikoro, musemu, kana mapurogiramu emabhuku - kana kunyange kumapurojekiti akadai sekudzidzisa vanhu kuti vangaita sei jindu remunharaunda.

Ko Chikwereti Nzira Yakanakisisa Yokubhadhara Dzidzo Yako Here?

Crowdfunding yakaratidza kuva chirongwa chinokosha, zvichiita kuti mhuri dziwedzere mari shoma kubva kune vakawanda vanovabatsira pasi pose-vose vanoda kudzidza mumwe munhu kubhadharaji. Usati wasvetuka mukati, zvisinei, zvakakosha kunyatsoongorora mitemo yakapoteredza rudzi urwu rwemari. Unokwereta kuna ani? Iwe unofanirwa kubhadhara mari yakawanda sei nguva yakawanda? Ita tsvakurudzo yako uye uenzanise zvakananga usati watora kukwakuka.