Builder uye Contractors Bhizinesi Ruzivo
Bhizimisi zvisungo zvinowanzodiwa pamishonga inosanganisira kushanda mabhizimisi uye kubhadhara zvisungo.
Bid Bond Basics
Bhizimisi yesangano rinowanzobatanidza mapato matatu: chibvumirano, mukuru, uye kuvimbiswa. Icho chibvumirano ndiye muridzi kana wekugadzirisa kwebasa rekuvaka pasi pekuda. Mudzidzisi ndiye mupi wekambani. Icho chokwadi ndechokuti hurumende inoburitsa bhizimisi yebhadhiro kumukuru. Mutungamiriri anotenga bhizimisi yebhizimisi kubva kuvimbiso yemutengo wakatarwa, zvakadai sepayamu yemutengo wemishuwarenzi. Kukosha kwekuvhara kwechibvumirano kunonzi chirongwa chekuripira uye kunomiririra huwandu huwandu hwekukuvadza hutete huchafukidza nechisungo. Mari yepensiti inogona kubva kubva pa5 kusvika ku20 muzana yebhadharo yemari.
Nzira yekuti Bhi Bonds Ishanda
Bhizimisi mabhizimisi anobatsira kudzivirira makonkonti ekuisa pasi zvisingabatsiri kana zvisina kukwana pasi mabhizimisi kuti akunde kontrakiti. Munguva yekuvaka mabhizimisi, makontrakisi akasiyana-siyana (vakuru) vanofungidzira kuti basa iri richabhadharai kupedzisa uye kuendesa mutengo wavo kune muridzi (wekumanikidzirwa) nenzira yebhadhiro.
Sangano rakagamuchira chikwereti ichipiwa chibvumirano cheprojekiti.
Bhizimisi yebhandi inoshanda sechivimbiso chokuti kontrakiti anowanikwa mubhadharo acharumbidza zvido zvebhadhiro mushure mokunge vvumirano isayinwa. Kana kontrakiti asingakwanisi kukudza mitemo yebhadhiro-somuenzaniso, anokwidza mutengo wake webasa mushure mekunge vvumirano isayinwa-chibvumirano chingave chavhuniwa uye muridzi wacho anofanira kuwana imwe konkoniti yemujekiti, zvichida inotevera- akaderera pasi.
Bhizimisi rebhadha rinobhadhara muridzi wega mutengo wemari pakati pekambani yekontrakiti yebhadhiro uye bhiza rinotevera-rakaderera. Dzimwe nguva, sangano rezvakavimbika rinosangana nekonikiti kuti awanezve mari idzi, uye kukwanisa kwekutongwa kwemhosva kunoenderana nemitemo yezvisungo.
Mari Yezvikwereti Zvipi Zvichawedzerwa?
Mutengo webhadhiro yebhandi-iyo purogiramu inobhadharwa nekontrakiti kune chokwadi-yakabva pane zvimwe zvinhu, kusanganisira mari yeprojekti (mari yebhadha), nzvimbo yeprojekti, muridzi, uye nhoroondo yemari yekontrakiti . Pamitambo midiki, mabhizimisi emabhizimisi emabhangi anogona kunge ari mari yakazara, zvakadai se $ 100 kana $ 200. Pamabasa makuru, bhizimisi yebhizimisi yebhizimisi inowanzoenderana nekamuwandu wehuwandu hwemari yeprojekti uye chikwata chechibhadha chebhandi yebhadhiro.
Mutengo wakatarwa wekupihwa kwezvinhu zvisiri zvemahofisi zvinowanikwa pakati pe5 ne10 muzana yehuwandu hwemari yeprojekti. Chirango chemari yemari inobhadharwa nehurumende inogamuchirwa ne20 muzana yemari yeprojekti. Bhizimisi dzepambani dzinowanzobva pa1 kusvika ku5 muzana yemari inotengesa. Somuenzaniso, kana iyo inodhura mari iri $ 500,000, uye chikamu chemhosva chiri $ 50,000, mari yekontrakiti yehutano inogona kuva $ 500 kusvika $ 2,500.
Bhizimisi Bhizimisi Zvido
Pasi pemutemo weMiller, iyo ichiri chimiro nhasi, vese vanobhadhara vanofanirwa kutumira mabhizimisi emabhadharo pane chero sangano re federal.
Zvizhinji zvemabhizimisi ezvega ega zvakanyora izvi zvichiita kuti vadzivirire pangozi munguva yebato rekutsvaga. Kuwana hurumende chisungo chakakosha zvikuru kana iwe uchida kuti kambani yako iwane makwikwi mumakambani ekuvaka . Mune dzimwe nzvimbo, hutano hwehutano hunodiwa kuti uwane malayisensi nemvumo. Chinonyanya kukosha, inenge yese vadziri veprojekti nevashambadzi vanoda chibvumirano kubva iwe usati waita bhora pamapurogiramu avo.
Federal guaranteed bond bond zvinogona kusangana nenzira dzakasiyana:
- Zvechokwadi zvisungo zvakabudiswa nehurumende inobvumirana nehutano hwehutano
- Zvechokwadi zvisungo zvakabudiswa nemumwe munhu akavimbiswa anovimbisa mamwe maitiro ezvigadzirwa zvezvinhu
- Vanhu vanoita seveteti kuti vagutse zvido zvekubatanidza pamapurogiramu ezvematongerwo enyika kana vakagamuchira mari inenge yakakodzera inotsigira zvikwereti
Zvinhu zvinogamuchirwa zvinosanganisira mari kana zvikwangwani zvekuisa; US securities securities; matengu uye zvisungo zvakatengesa kuNew York, America, uye dzimwe sangano; pakati pevamwe.
Kunewo zvisingabvumirwi zvinhu. Izvo zvinhu zvinogona kunge zvakaoma kuvhara, nzvimbo yakadai yehupenyu muhupfumi chaihwo, zvishongo, hutongi hwemumwe munhu kumba, uye nevamwe vakawanda.