Tanga Nezvimwe Zvinyorwa Zvisiri nyore
Sei? Zvikonzero zvinomanikidza:
- Kukura kwezvinyorwa . Kupa USA 2016 yakataura kuti kukwana kwekupa muna 2015 kwakakura nepamusoro pezvikamu zviviri kuitira kuti inomiririra mapfumbamwe kubva muhupo hwekupa.
- Izvo zvakasiyana-siyana pfuma inoshandiswa , inofungidzirwa nevamwe kuti iri mumabhiriyoni emakore makumi emakore ari kuuya. A chunk yakanaka yeiyo ichaenda kune zvisina maturo.
Dzimwe nguva kupa kurongwa kunonzi "chirongwa chechipo, kupa kwakaderedzwa, kupa zvizvarwa, kana kugadzirisa nzvimbo.
Kuisa pachena, kupa kwakarongwa, chero zvinganzi kunzi, kunobatsira vanopa mari kusiya mari kana zvinhu kune vasina nharo paanofa.
Chimwe chakanaka chakanaka kune vapei ndechokupa chipo chakakura kune vasina ruzivo kuburikidza nechipo chinopa chipo annuity . Mupiro anogamuchira kubhadhara mutero panguva yechipo uye ozobhadhara zvikwereti munguva yehupenyu hwake. Mushure mekufa kwechipo, vasina ruzivo vangashandisa mari yakasara. Tariro ndeimwe nzira.
Zvirongwa Zvokupa mapurogiramu anowanzobatanidza zvakasiyana-siyana zvemari zvemari zvakashandurwa kune zvinodiwa nemupi wega. Nzira dzisingabatsiridzo dzinowanzoshandisa ruzivo rwemhizha kuti dzigadzire zvirongwa zvekupa zvakagadzirirwa, uye dzinogona kuhaya vadzidzisi vakadzidziswa nenzira dzakagadzirirwa kupa.
Zvisinei, kunyange zviduku zvisingabatsiri zvinogona kuisa mapurogiramu akaoma ari nyore kuitira kuti vabatsiri vanokwanisa kuratidza chikonzero chavo chavanofarira sevanobatsirwa mune zvavanoda.
Zvokufunga nezvazvo Usati Watanga Hurongwa Hwekupa Kurongwa
Chirongwa chekupa zvakarongwa hachizogadziri kushanda kwepfuma kusingabatsiri. Iyo inowedzera mari mune ramangwana rehupfumi. Chirongwa chekupa chirongwa chinotora nguva yekuvaka uye kunyange nguva yakawanda kuti zvive nezvibereko.
Kunyange zvakadaro, isingabatsiri iyo yakabudirira mukukwevera mamwe marudzi emipiro inofanirwa kufunga pamusoro pekuisa chirongwa chinorongwa chokupa panzvimbo.
Heano zvimwe zvinhu zvokufunga nezvazvo usati watora danho iroro.
Kunzwisisa kuti chii chawakaronga kupa uye izvo zvinoita kune vanopa.
Vopa vanongoda kuve nechokwadi, asi ivo vanokurudzirwa nechishuvo chekuwana zvishoma zvisingambofi. Hapana imwe nzira yekupa iyo inopfuura iyo chipo chakarongeka chichazoyeuchidza ivo mushure mekufa. Zvose zvakagadzirirwa kupa mapurogiramu anotanga nekunyorera.
Sangano rako rinogona kuva motokari iyo vanhu, zvisingaiti zvisizvo munzira dzose, vanogona kuita chiratidzo chisingagumi kuburikidza nechipo chinosiya nyika nzvimbo yakanaka.
Iva nechokwadi chekuti sangano rako rinenge rakapoteredza apo zvido zvekupedzisira zvomubatsiri zvinoverengwa.
Kutaura kudaro hazvizoiti saizvozvo. Iwe unofanirwa kuratidzira kune vanogona kupa vashandi iyo sangano rako rave richigarisa simba uye kuti iwe uchakwanisa kuisa zvishuwo zvomubatsiri kuti zviite. Kana chinangwa chako chesangano chiri nguva-isina kukwana, usatombofunga nezve chirongwa chekupa chirongwa.
Cherechedza chinangwa chesangano rako, zvinangwa, nemabasa.
Iko yakakura zvakakwana uye yakakosha zvakakwana kuita kuti mupi wekusiya nhaka inogara nokusingaperi? Vanopa maonero vanofunga kusiya chimwe chinhu chisingaperi, chakafanana nepaki, chivakwa, kana kuti fundari yebhasi. Iwe unokwanisa here kupa rudzi rwakadaro rwechirangaridzo chenguva dzose?
Ko sangano rako ringataura here kuti zvipo zvakarongwa zvichashandiswa sei?
Iwe unofanira kufunga izvi kuburikidza usati wataura kune vanopa mari pamusoro pokusiya mari yavo kwauri. Vapei havadi kugovera nzvimbo dzavo kune yako yekushandisa mari. Vanoda kuvona vakaiswa mari kwenguva refu mune chimwe chinhu chakakosha uye chinogara. Kuva nemikana yakadaro inowanika ichasimbisa vatsigiri kuti hamuzopedzi chipo chavo pasina.
Unogona here kugovera zvinonzwisisika mikana yevadzidzisi vako?
Kunyange zvazvo vasiri vese vanopa mari vanoda kuonekwa pachena, vazhinji vachazviita. Unogona kupa "kutumidza" mikana (chivakwa, chivigiro, nyika, dzidzo) iyo inotakura zita remunhu wacho kuti rigare nokusingaperi?
Ko sangano rako rinorayira ruremekedzo rwemukati uye chimiro mumunda waro here?
Vanopa mari vanoda kuwirirana ne "mbiru dzenharaunda." Vanovimba nemasangano nemasangano kuti vashandise zvipo zvavo nokuchenjera kunyange kana vasisipo kuti vaone zviito zvavo.
Wakamboita basa rako rechikoro here?
Kuti ugadzirire urongwa hwakarongwa hwokupa, iwe unofanira kudzidzisa munhu wese ari musangano kusanganisira vashandi uye nhengo dzebhodi kuitira kuti vose vanzwisise uye vatsigire zvauri kuita. Vanofanira kunge vakakwanisa kukurudzira kupa kwenyu mikana kune vanotarisira vabatsiri.
Iko yakasimba sei kutarisira mari?
Iwe uchada mari yakasimba yekugadzirisa hurongwa inotungamirirwa neyanyanzvi kuti uite purogiramu yako nekubudirira.
Tanga nekuteterera uye uvakire kune zvinyorwa zvakaoma, zvakadai se annuities. Tsvaga mubatsiri akanaka uye ugadzirise ukama nematarenda akavimbika.
Nzira Yokutengesa Purogiramu Yenyu Yakarongwa Yakapiwa
Asi kugadzirirwa kupa hakusi kungosimbisa zvipo zvakawanda zvakarongwa zvipo. Iko zvakare nezvekutengesa purogiramu yako kune vanopa uye vanotarisira vatsigiri.
Laura Fredericks, munyori weThe Ask: Kubvunzwa Kwokutsigira Sei Nzira Yenyu Isingabatsiri, Creative Project, kana Bhizimusi Venture, inotaura kuti zvirongwa zvekupa mazano zvinoda kutengeswa. Iwe unofanirwa kubvumira vatsigiri vako kuziva kuti iwe wakagadzirira uye unoda kuvabatsira "kuzadzisa mararamiro avo emutsa ekutsigira boka renyu."
Fredericks anoratidza matanho aya okutanga:
- Shandisa izvo zvawave uine . Tanga kunze zvishoma uye uite purogiramu yako yekudhinda. Tanga uchishandisa mabhuku ako aripo, taurira kuteterera, webhusaiti, uye zviitiko zvakakosha kuzivisa zvipo zvezvipo zvakarongwa iwe wakagadzirirwa kupa.
- Nyora mumwe munhu seanoronga kupa . Ipai nhamba yefoni, e-mail address, uye email address.
- Itai kuti mubatanidze kune chikamu chekupa chinangwa pane webhusaiti yako . Tsanangurai mhando dzezvipo zviripo, huwandu hwehutano hwega roga, uye zvipo.
- Dzidzisa bhodhi nevashandi . Kana iwe uchifanira kurwira nzvimbo pane webhusaiti yako uye mumabhuku ako, ita kuti bhodhi yako uye CEO yako yakaronga kupa iwe inokosha.
- Shandisa nzira dzinoshanda . Maererano neChitsuwa cheFraisingrape Professionals, kutumirwa tsamba, zviziviso mumabhuku ako uye pawebsite yako ndiyo nzira dzakanakisisa dzekuita chido mune zvikomborero nezvimwe zvipo zvakarongwa.
- Kurwisa bhajeti . Iva nechokwadi chokuti une bhajeti yakakwana yekupa zvipo zvakarongwa.
- Ita zvinhu zvitsva . Mushure mokunyora zvinhu zviripo, fambai kune zvakarongerwa kupa hurukuro yevaya vakagadzirirwa iye zvino pamwe nevaya vakabvunza nezvezvipo zvakadaro. Tumira iyo kumakore ose, sezvo kupa kwakarongwa kunogona kuitika neboka ripi rezera. Uyewo, tanga bhurocha rakapiwa kupa uye uchitumire zvakakwana sezvaunogona kutenga.
Chikoro cheFraisingraising paCent on Philanthropy chinoratidza kuti ::
- Apo bhajheti inobvumira, iwe unogona kugadzirira mabhurocha pamusoro pega rimwe nerimwe rakarongwa kupa. Kunewo makambani anopa mabhurocha ezvinyorwa akanyorwa nezita rako sangano uye logo. Vanogona kutosanganisira mitambo yemifananidzo uye nenyaya dzakananga kune chinangwa chako.
- Nhau dzemashoko dzinofanirwa kutakura nyaya nemifananidzo yevadzidzisi vanosarudza zvipo zvakasiyana siyana zvezvipo. Zvinogona kunge zvichikwanisika kubhadhara vanotsigira mabhuku emashoko akaita sematare emitemo kana mabhangi kunyora pasi mari yekutsinhana kwezita ravo pane pepanhau.
- Funga nezvekugadzirira kupa seminara. Icho chakanaka kushandisa nyanzvi yezvemari yemhizha uye anochengetedza unyanzvi hwehutano hwehuwandu hunoita zvishoma. Ita kuti vatsigiri vaende kubva seminarirano vakavhenekerwa uye vachikurudzirwa, kwete kukuvadzwa uye kuvhiringidzika.
- Funga kuumba Hurongwa Hwekupa Gwaro Recognition Society. Kuva nehumwe nhengo yeboka kunobatsira kubvisa dambudziko rinowanzoitika risingazivi pamusoro pekukodzera kusvikira mushure mekufa kwomunhu. Sangano harisi kungopa nzira yekuziva vateresi, asi rinokurudzira kudururwa kwezvirongwa zvevanopa uye vavariro.
Purogiramu yekupa yakarongwa haisi nyore kana kuti haina mari yekugadzirisa, saka iva nechokwadi chokuti iwe unoitengesa zvakakwana. Ichabhadhara nekugara kwenguva refu kwesangano rako.
Zvidzidzo Zvakataurwa:
PlannedGiving.com
Yakarongwa Kupa Design Center
Mupiro Wakagadzirirwa Chipo Chiziviso: (AFP Fund Development Series), Michael J. Rosen
I National Capital Gift Planning Council
VirtualGiving.com
The Stelter Company
Cornerstone Companies
Yakarongwa Kupa Marketing Solutions
Donor Search (Wealth Screening)