Mutero Wegore Rekupedzisira Kuchengetedza Mazano Okuderedza Gore Iri reCanada Income Tax
1) Ita kuti Capital Cost Allowance yako (CCA) itaure.
Kutenga zvinhu zvinodiwa nemichina yekugadzirwa kwezvinhu ikozvino panzvimbo pokumirira gore idzva remitero kutanga.
Kunyangwe iwe uchingokwanisa chete kutenga chikamu chezana chezana rinowanzogamuchirwa Capital Cost Allowance pamakirasi akawanda ezvinhu zvitsva (zvinonzi sekutonga kwemakore emakore), iwe uchiri kuwedzera yako Capital Cost Allowance yegore rino remutero - uye uzvigadzirire kuwedzera kweCCA kudai mugore rinotevera rekutere. Kuti uwedzere kuwedzera yako Cost Cost Allowance kudai, ona 8 Nzira dzeMitero Kuti Uwedzere Kubhadhara Mitero Yebhizimisi Yako .
(Uye iwe unoda kuisa peji peji iyi kuitira kuti uwane zviri nyore kana wakagadzirira kuverenga yako Capital Cost Allowance kudai: Sei Kuverenga Capital Cost Allowance .)
2) Kuderedza kushandiswa kwezvinhu zvakaderera.
Kana uri kuronga kurasa zvinhu zvisingabatsiri , zvakadai semichina yekugadzira kana midziyo yepakombiyuta, usasarudze kusvikira gore idzva. Kana zvisina kudaro, iwe uchange uri kuderedza Dare reMari Yenyu Yekubhadhara Gore rino.
3) Kuderera kana kurega mari.
Chero mari yebhizimisi bhizinesi rako rinogamuchira munaJanuary pane December richaderedza mari yako yebhizimisi gore rino - nokudaro kuderedza mutero pamari yako.
Kuteerera kana kurerutsa mari inogadzira pfungwa inonyatsojeka yemutero apo bhizimusi rako rezvemabhizimisi rakapfuura kudarika, kana apo mitero yemitero mugore rinouya ichave yakaderera.
4) Kuwedzera mari yebhizimisi.
Imwe nzira ye "kutarisira" mari yako yegore ndeyekuwedzera bhizimusi rako rekutengesa . Funga nezvezvaunoda zvinodiwa zvezvinhu kana mabasa uye uzadze ivo zvino.
Ongorora maitiro ezvingaita mari yebhizimisi, uye ona kana mari yako iri "yakaderera" mune imwe nzvimbo. Zvechokwadi haumbofi zvakanyanyisa, semuenzaniso, kuti uite zvimwe zvekuparidzira kana kukurudzira kwebhizimisi rako. (Onai 19 Kutaridza mazano kune Bhizimisi Maduku , somuenzaniso.)
5) Ita yako mikuru yeRRSP kana TFSA.
Kana bhizinesi rako rakagadzirirwa sekutengeserana chete kana kubatana uye kuri kuita mari yakasimba yeRRSPs (Registered Retirement Saving Plans) inzira yakanakisisa yekuderedza mitero uye kuchengetedza kubhadhara kwako. Mugore ripi neripi, iwe unogona kupa zvikamu kusvika 18 muzana yemari yako yaunowana, uye mupiro wako weRRSP unobviswa zvakananga kubva pamari yako. Iyo yakakwirira bhakoni yako yemutero ndiyo yakanyanya kuderedzwa.
Kana iwe usina RRSP, hapana nguva yakafanana neyiyo yekuisa imwe chete. Kuti uwane zvakawanda pamusoro peRRSP semubhadharo wemitero, ona RRSPs: Kurapa Kwakawanda Kwekubhadhara Mutero KweBhizimisi Maduku .
Kune avo vane mabheji mashomanana ekubhadhara kero kero rekuchengetesa mari (TFSA) inogona kuve yakakosha kuRRSP. Mipiro yeTFSA haisi mutero inobviswa asi chero mari inowanikwa muTFSA haina mutero. Kusvikira ku $ 5 500 pagore kunogona kupiwa muTFSA (sekumaJanuary 2016) uye zvipo zvisina kushandiswa zvinogona kutungamirirwa mberi kwemakore anotevera.
Zvikwereti zvinogona kubviswa kubva kuTFSA chero nguva chero ipi zvayo nokuda kwechinangwa chero chipi zvacho, zvichipa huwandu hwakanyanya hwekushandura kune zvipo zveRRSP.
6) Chengeta kuchengetedza kwegore renyu.
Kufunga nezvokupedza pasi bhizimisi rako? Panzvimbo pokuvhara bhizimisi rako risati rapera gore rino, tarisira kusvikira gore rakatevera, saka chikamu chakasara chegore rako rekare hachizokwanisi kutererwa kusvikira gore rinotevera. Ndizvozvo; Kuramba uchishanda kwemavhiki mashomanana akawanda kuchapembedza izvi kuwanikwa kwegore.
Inongoita Kuti Uve Nechokwadi
Hatigoni kurega mitero, asi inyanzvi yebhizimisi tsika yekuderedza mitero yemari inowanikwa. Kuisa mazano aya ekuchengetedza emitero matanhatu mumakore mashoma egore rekubhadhara achakubatsira kuderedza mitero yako yekutora uye kuwana kumhanyira kwekugadzirisa mutero wegore rakatevera.