Dzidza Pamusoro peAicid Ratio Test for Retailers

Iko inyanzvi yekambani yako?

Chimwe chezvikonzero mabanki anofunga paanoongorora kushanda kwechikwereti chiduku chebhizimisi kana mutsara wechikwereti inonzi acid test test. Ichi chiyero chekuti bhizinesi rako rinogona sei kusangana nemitoro yaro yemazuva mashoma pasina kutengesa chero zvinyorwa. Mune mamwe mazwi, sei utano huri bhizimusi rako rekutengesa kana kutengesa kunomira pakarepo? Izvozvo zvingaita semuenzaniso wakaipisisa, asi zvakadini kana kukurukurirana mumugwagwa kukwana kusvika kwebhizimisi rako kwemwedzi mishomanana?

Zvakadini kana dare rako rakakundwa nedutu guru uye iwe unofanira kuvhara kugadzirisa kwemazuva mashoma?

Uyu muedzo unozivikanwawo sehuwandu hunokurumidza kana huwandu hwehuwandu, asi izvi zvinongova mavara akasiyana ehuwandu hwakaenzana hunoshandiswa nemashandisi ari kushandisa izwi. Iko kuverenga kunoratidza kuti nyore sei kambani inogona kushandiswa uye inobatsira masangano emari kuti asarudze kuti sei chikwereti icho kambani. Izvo zviri nyore kuvhara, haisi pangozi bhangi kana masangano emari ari kutora kana iwe uchikupa chikwereti. Izwi rokuti "asidi" rinobva mumutambo wekushandisa asidi kuongorora simbi inokosha. Vashandi vaiwanzoisa asidi pagoridhe kuti vaone kana iri chaiyo. Kana iyo yaiva yegoridhe chaiyo, inogona kumira kune asidi; dai iyo isiri iyo, yaizochinja.

Kuverenga Kwakanyanyisa

Verengai chiyero chenyu nechiraira ichi: Liquid Assets ÷ Total Current Liabilities

Saka, kana iwe uine $ 20,000 mari mubhangi uye $ 10 000 mumari inowanikwa mari, mairi ako emvura ari $ 30,000.

(Inventory kana zvimwe zvinhu zvakadai sematafura uye zvigaro hazvina kubatanidzwa muchiyero ichi.) Kana zvikwereti zvako zvemazuva ano (zvikwereti) zviri $ 20,000, zvino uwandu hwako ndewe 1.5: 1.

Chiyero chikuru kupfuura 1: 1 chakanaka uye chinoratidza bhizimusi rinogona kubhadhara mari yaro ikozvino asi isingabatsiri kutengeswa kwekugadzira.

Nzvimbo dzezvemari uye vatyairi vanoda kuti chiyero ichi chapamusoro sezvazvinogona kuva kuderedza dambudziko rekuisa mari mukati mako uye nechitoro chako chekutengesa. Iwe unogona kunge uri nhengo yemhuri yakaisa mari mubhizinesi iyo inoda kuziva kuti mari yake inowedzera zvakadini. Muzviitiko zvakawanda, achakumbira purofisi yako uye kurasikirwa (P & L) uye bhizinesi pepa . Zvisinei, iyo mitsara inongororwa panguva uye haifananidzi kuti iwe ungapona sei nguva yakaipa.

Shandisa Ruzivo

Mamwe mabhizimisi ekutengesa anoedza kuedza uku kuti aone mararamiro. Bhizimisi mune chinzvimbo chisina kunaka uye chisina kunaka neayo asiyiti test yechikwata chinogona kuumba chiitiko chikuru chekutengesa kuunza mari yekuyerera uye yakaderera mashizha ekuverenga.

Mari inoyerera inokosha pakushanda bhizinesi rako kubva zuva nezuva, asi asiyamu test test ichabatsira kuongorora hutano hurefu kwenguva refu kana kuchengetedza. Vatengesi vazhinji vanoshanda pachiyero chiri pasi pe1: 1 uye vachiedza kuwana mari kana vachichida. Usati wasvika kubhangi rako, ita izvi kuedza iwe pachako. Kana iwe uchigovera ruzivo urwu navo paunenge uchishanda, unoderedza zvinetso zvavo pamusoro pengozi uye uchiratidzawo kuti iwe unyanzvi hwebhizimisi re savvy. Uye ndizvo izvo bhengi rose kana muzvikwereti anoda pachibvumirano chebhizimisi.