Chengetedza Bhizimisi Rako Rokurasikirwa Nokuwedzera

Nzira Yokurwa Nayo Hobby-Loss Rule

Mune mabhizimisi akawanda anozvipira anotora kurasikirwa, uye kushandiswa kwebhizimisi kuderedza mari inotengesa. Icho chinhu chakanaka nokuti zvinoreva kuti iwe unobhadhara mari shoma mumitero. Kana iwewo une rimwe zuva raunobhadharwa semushandi paFomu W-2, bhizinesi rezvebhizimisi rinogona kureva kuti iwe unogamuchira mari yakakura kana uchienzaniswa nemunhu akawana mhindu yakafanana yemaripo asi asina gig side business business.

Kuderedza mitero yako nenzira iyi inzira yakanakisisa yemutero.

Kutaura zvazviri, vazhinji vadzidzisi vemitero vanokurudzira vanhu vane mari yakawanda yekushandura maitiro avo e "mabhizinesi" kuitira kuti varasikirwa. Hazvishamisi kuti Internal Revenue Service yakabatanidzwa mune iri sarudzo.

The Hobby Loss Rule of Thumb

Hapana nzira yakaoma-uye-yakakurisa yekusiyanisa pakati pekuita zvinhu zvinokuvadza uye bhizimisi chaiyo inobva pakubhadhara mutero. Hapana nzira yekuudza bhizimisi rakanaka kubva kune chido chekuita kunze kwekushandisa mutemo mukuru wechigunwe: Kana bhizinesi richikwereta net net inenge makore matatu kubva pamashanu, IRS inofunga kuti iyo inobhadhara bhizinesi. Kana bhizinesi richitaura kukanganiswa kwematare mumakore anopfuura maviri kubva pamashanu, zvinofungidzirwa kuva chekuita-kwete-purogiramu.

Mutemo uyu unoisa mutoro mukuru wehuchapupu pamabhizimisi maduku. Kune rumwe rutivi, IRS inotarisira mabhizimisi matsva kuunza kurasikirwa. Zvinowanzoita bhizinesi kuti uve negore kana maviri ekurashikirwa usati wabudirira. Kune rumwe rutivi, zvinogona kuti bhizimisi ringagona kuva nemakore akawanda emararamiro asati aita purofiti.

Zvimwe Zviitiko Zvibatanidze

Kana iwe usingakwanisi kusangana nekutonga kwemakore matatu-kunze kwemazuva mashanu, iwe unogona kunge uchikwanisa kuratidza kuti iwe unofambisa chinangwa kubva pane zvimwe zvipfumbamwe zvimwe zvinhu:

1. Iwe unoramba uchiita basa racho nenzira yebhizinesi.
2. Nguva uye simba raunoisa mubasa rinoratidza kuti iwe unoda kuita kuti zvibatsire.

1. Iwe unofunga nemari inowanikwa kubva mumabasa ekurarama kwako.
2. Kurasikirwa kwako kunokonzerwa nemamiriro ezvinhu kunze kwekutonga kwako kana kuti inofungidzirwa yakasununguka mukutanga-up phase yemhando yako yebhizimisi.
3. Iwe unoshandura nzira dzako dzokushandira mukuedza kuvandudza kubatsirwa.
4. Imi kana vapeuri venyu mune ruzivo rwakakosha kuti muite basa racho sebhizimisi rinobudirira.
5. Iwe wakabudirira pakuita purogiramu nemabasa akafanana munguva yakapfuura.
6. Kana basa racho richiita purogiramu mune mamwe makore, IRS inofunga kuti yakawanda yebatsiro inogadzira.
7. Iwe unogona kutarisira kuita ramangwana ruzivo kubva pakuonga kwezvinhu zvinoshandiswa mubasa racho.

Ko Kana Iwe Wakaongororwa?

Kuongorora kunodzivirira bhizinesi rako kurasikirwa kunogona kuva nguva inopedza uye inodhura. Kana iwe ukarasikirwa, IRS icharega kubhadhara kwebhizimisi rako. Bhizimisi rako rekuita mari richasvika pamwero webhizimisi rako rezvemabhizimisi, izvo zvinoreva zero purofiti. Iwe unofanira kubhadhara imwe yemutero wako wemari, pamwe nemitengo uye kufarira. Uye iwe uchafanirwa kupedza nguva uchirwisana ne IRS uye uchibhadhara mutori wenhau panzvimbo yekuisa pfungwa pakuita mari.

Chii Chingaita?

Chokutanga uye chinonyanya kukosha, iwe unofanira kuramba uchiita basa rako rokuzvipira nenzira yakadai sebhizimisi. Izvi zvinoreva kuchengeta marekodhi akanaka uye kuchengetedza bhizinesi rebhizimisi rinoratidza misangano nevatengi, nguva dzakare, uye mapurojekiti.

Iwe unofanirwa kuva nemakadhi ebhizinesi uye webhusaiti inokurudzira bhizinesi rako, uye chengetedza gwaro rekuzvipira iwe gigs iwe unoshanda kunyange iwe usingaiti. Zvichava zvakaoma kuti IRS izviratidze kuti iwe unongova chido chekubata kana iwe ukazosvika pakutsvakurudza kwako wakagadzirirwa neurongwa hwezuva nezuva uchitaridza mashoko ose aya.

Uyezve, kurasikirwa kwekuita basa kwechigunwe chechigunwe kunoshandiswa kune vadzidzisi vese vanoisa Purogiramu C , saka imwe yenzira dzakanyatsonaka dzokuratidza kuti uri kunyanya kuita nezvebhizimisi-hausi kungoita mubhidhiyo uye uchiedza kunyora mari yako -kugadzira sangano rebhizimisi rakasiyana nemitero.

Iwe unogona kusarudza kubva kumarudzi akasiyana-siyana emakambani emabhizimisi, mumwe nomumwe ane mutero wayo wemutero.

C Corporations

Nguva dzose mabhizimusi dzimwe nguva anonzi "C body" kuti azviparadzanise kubva kuChitsuwa S Corporations kana "S body." C nyanzvi dzine nhamba dzadzo dzekutsanangura mitero uye dzinofambisa mitero yavo yemitero.

Kana sangano riine kurasikirwa, kurasikirwa ikoko kunotakura mberi kunogadzirisa zvikwereti zvegore rinotevera. Makambani anokwanisa kuva nemakore akawanda ekurasikirwa uye kurasikirwa kwakawanda zvinogona kuenderera mberi kuti zvikwanise kubhadhara mari yemberi yeramangwana.

S Corporations uye Kubatana

Aya ndiwo "masangano akapfuura." Aya mabhizinesi haatori mutsara pahutano hwekambani. Chero purofiti kana kurasikirwa kunopfuurirwa kune vagoiri vayo uye vagovheti vanorondedzera purogiramu kana kurasikirwa pamitero yavo yemitero inodzoka.

Kana iwe unenge mumwe webhizimisi rimwe chete, iwe unogona kuumba ushamwari , asi S corp inogona kuumbwa kana iwe uri wega wega wega kana muridzi. Zvose zvitatu S uye hushandirapano inorondedzera zvikwereti kana kurasikirwa kwavo pamutero webhizimisi kudzoka, zvino vanobudisa maFomu K-1 kune mumwe mugove wega wega kuti anyore chikamu chemugoveri webato kana kurasikirwa.

IRS inofunga kuti mugoveri anoshandira S-Corp kana kubatana kuitira kuti inotarisira kuti chikamu chikamu chemari yaanotora chikwereti ichabhadhara mubhadharo. Iwe unofanirwa kuzvibhadharira mubhadharo wakakodzera kuitira kuti usadzivirire kuongorora, uye iwe unofanirwa kubhadhara mutero pane iyo mubhadharo kunyange kana bhizimisi iri kusina mari.

Kana ukasarudza kuumba ushamwari, mugove wako wechipiri anogona kuva wako wako, chimwe chinhu chinokosha, kana mumwe munhu. Hazvifanirwi kuva 50-50 umvumo wehuyo. Mudiwa wako anogona kunge ane zvishoma ne1 muzana yehutano iwe paunenge uchichengetedza zvimwe zvepfumbamwe.

Limited Liability Companies

Ikambani ine chikwereti chakakosha inosarudzwa nehurumende umo bhizinesi rinosanganisira. Haisi imwe yehurumende yemutero. Inotariswa sehutano mu federal level kana, kana LLC inosarudza, inogona kubhadhara seC corporation panzvimbo. Kana i LLC iine mugove mumwe chete, inogona kunge iri "sarudzo" uye iyo inobhadharwa panzvimbo yeFomu 1040 Purogiramu C.

Kushandisa Bhizinesi reBhizinesi seNzira yekurasikirwa

Kana iwe wakatove wakashandisa makore ako maviri ekurasikirwa uye wakanga uri kuisa Purogiramu C, funga kana kuumba bhizinesi rakasiyana kuchadzivirira kurasikirwa kwako. Cherechedza mari yakawedzerwa yekuongorora kwe IRS kunyange kana iwe pakupedzisira ukabudirira mukuzvidzivirira iwe, pamwe nemari yakawedzerwa yekubatanidzwa mumba mako.

Iwe unogona kuda kufunga kuumba C corporation kana basa rako rebhizimisi rinotarisirwa kuti ribatsire kwenguva yakareba nokuti kurasikirwa kwezvino kuchaderedza mari yemberi yemberi. IRS yakanyatsotaura kuti kutonga kwemakore matatu-kunze kwemazuva mashanu hakushandisi kuC corporations.

Kana iwe unotarisira kuti basa rako rebhizimisi richaenderera mberi kuunza kurasikirwa kwehupenyu hunotanganikwa, funga kuumba ushamwari kana S corporation. Mazuva ano kurasikirwa kuchaderedza mari yezvino mu 1040 yako, asi pfuma inotevera, kana iripo, haizoderedzwi nekurasikirwa kwekare.

S makambani-kana kubatana kana iwe ukwanisa kuwana mugoveri anowedzera-kupa nzvimbo yepakati pakati peChechi C yega yega proprietorship uye makambani C anogara aripo. Kuzvipa iwe mubhadharo muS corp kunogona kumira sekusakosha, asi kune zvakakonzerwa nekuwedzera kurasikirwa uye kuderedza zvigaro.

Chisarudzo chako pachako chinofanira kuitwa mushure mekuyera zvinhu zvakadai semamwe mari yako, mari yako yepamusoro yebhasikiti, tarisiro yezvakabatsire mune ramangwana, uye kushivirira kwako pachako kwekuchengetedza rekodhi uye kubata ne IRS. Kupindira kunoda mamwe mapepa, asi kuramba uri Mutori C wega wega unoreva iwe une mukana mukuru wekuongororwa.