Izvo muridzi weimba anoramba achibhadhara
Heino vashandi vana vanobhadhara kuti vawane chivako chinenge chisina munhu.
4 Nharo dzeKubata Zvisina Kugara Chivako
Kana paine nzvimbo pakunharaunda yako, inenge iine humwe mari yaunenge uine mhaka yekubhadhara kunyange zvazvo pasina muvakidzani ari kutora chikamu chacho. Sezvo iwe usingachagoni kuwana mvumo yekubhadhara mari yepamwedzi kuitira kuti urege kubhadhara mari idzi, iwe unoda kuwana mhizha nekukurumidza. Hezvino pane zvibvumirano zvina zvakabata zvokufungisisa.
- Imba - Kana iwe usina pfuma yako yakabhadhara, iwe pachako uchange uine mhosva yekuita mari yekubhadhara mari pamwedzi. Iwe uchava nemhosva yekuita kubhadhara iyi kana kuti kwete muridzi wekurarama ari kubhadhara. Iro renha iyo muridzi wemari inobhadhara inogona kubatsira kubatsira kubhadhara ikoku.
Zviitiko zvakadai senhamba yezvikwereti zvekurenesa iwe pachako uye chikwereti chebhadharo chekutenga chikwereti chichagadzirisa kuti iyo nzvimbo ichakukanganisa sei. Somuenzaniso, kana iwe uine imba imwe chete-yeimba yekubhadhara pamwe chete nomudzidzi mumwe chete, kuva nechigaro kuchava mamiriro ezvinhu anonetsa. Zvisinei, kana iwe uri neimba mitanhatu yemhuri ine chikwereti uye iwe une imwe nzvimbo pane imwe nzvimbo, nzvimbo yacho inogona kunge isingakanganisi nokuti une mamwe mashanu mazano ekubatsira kubhadhara chikwereti.
- Mitero - Mukuwedzera kune kubhadharwa kwemari pamwedzi, iwe uchange uchitarirwa kubhadhara mitero yemutero panzvimbo yako yebhadharo kana kuti pasina muvakidzani uri muimba yacho. Kurasikirwa kwemari inotora mari kunogona kuita kuti zvive zvakaoma kuti uite izvi.
- Zvishandiso - Kana zvishandiso zviri muimba zviri pasi pezita rako, iwe uchave uine mhosva yekubhadhara izvi. Mutemo uyu unogona kunge wakaderera zvikuru sezvo pasina munhu ari kurarama muchikwata chacho. Mvura inopisa nemagetsi hazvizoshandiswi panguva yekugara.
Kana iwe uri kutarisira nguva yemazuva ekupedzisira, unogona kufunga kuti uine hurumende idzi dzakavhara kuti uzviponese mari. Zvisinei, iwe unofanirwa kuona kuti pane zvimwe zviitiko zvinokonzerwa. Kana kutonhora kuchidonha uye pasina kutonhora kana mvura inopisa panzvimbo yacho, unogona kuisa pangozi kuputika kwepombi.
- Inishuwarenzi - Uchave uchine mhosva yekubhadhara chero yveshuwarisi yaunayo pane yako yekugara. Izvi zvinogona kusanganisira inshuwarisi yengozi, flood insurance, uye inshuwalisi yemhosva.
2 Zvimwe Zvimwe Zvingabhadhara Mari Dzokufungisisa
Iwe unogona kunge uine mari yekuwedzera yekugadzirisa nayo usati wapera chinyorwa kunyange uchitanga. Izvi zvinogona kuitika kana mukana uri paunhengo yako waiva wekudzinga mumiriri kana kuti kana muridzi wacho akakupa mari, zvakadai sekukonzera kukanganisa muuniti.
- Mari dzinokuvadza - Kana nzvimbo yepaimba yako ichiitika nokuti iwe unofanira kudzinga muiti, unofanira kuwedzera mune izvi zvinowedzera mari. Ichava nedare rekubhadhara rinobatanidzwa nekudzingwa, pamwe chete nemari yekuita kuti sheriff ivhare muvakidzani kunze kwechikwata. Iyi mari inokura exponentially kana ukasarudza kuhaya gweta kuti uite nekutambidzwa kwekudzingwa. Zvichienderana nemamiriro ezvinhu, iwe unogonawo kuisa mubhadharo yakarasika kubva pamutemo usingabhadharwi kana mari inokweretwa kubva pakubhadhara kune imwe unit kana zvimwe zvakaputsika zvebvumirano.
- Security Deposit - Kana waunganidza mari yekuchengetedza kubva kumumiriri wako, unogona kukwanisa kubhadhara zvimwe mari nehomwe iyi. Iwe kazhinji unofanirwa kudzorera kuchengeteka kwemuiti wepagari pamagumo ekubvumirana kwawo. Zvisinei, kana muridzi wevhu akavhuna chibvumirano chavo, akarega kubhadhara renhe, kana kuti akanganisa chikamu chebvumirano chayo , iwe unogona kuchengeta zvose kana chikamu chekuchengetedzwa kwemunhu wacho kuti avhare mari idzi. Iko mari yakawanda yaunogona kuitora kubva kumuchengeti ichasiyana maererano nemitemo yenyika yako, asi kazhinji haizove yakadarika mwedzi mumwe chete kana maviri.
Dzimwe nguva chiyero chekuchengetedzwa kwekuchengetedza hazvikwanisi kuvhara mari iyo mubhadhati ane chikwereti. Muchiitiko ichi, unogona kuedza kumhan'ara muridzi wekambani mumatare maduku, asi kunyange kana iwe uchipiwa mutongo kune weimba, zvinogona kuva zvakaoma kuunganidza mari iyi.